The Land Rover Freelander is the smallest SUV available from this famous British manufacturer. You sacrifice a bit of power with a smaller SUV, but in doing so, you’ll save a lot of money on buying and running the vehicle. The Freelander offers excellent performance both on and off the road and is now available in a two-wheel drive model as well. In this guide, you’ll learn how much it costs to insure based on the specific model version and the age and location of the driver.
What insurance group does the Land Rover Freelander fall under?
Before being made available to buy, all vehicles are given a specific insurance group based on how expensive they should be to insure. These groups range from 1 (cheapest) to 50 (most expensive), and insurers will use these to determine a suitable premium for you. A Land Rover Freelander can be found in insurance groups ranging from 21 to 27, meaning it will be more or less the same cost as an average vehicle to insure.
The costs will vary slightly depending on your choice of Land Rover Freelander model and the group it is placed in. As an example, a 30-year-old driver in an average postcode could pay around £722 for cover on a Land Rover Freelander 1.8 S 5d that is in insurance group 21 or around £831 for a Land Rover Freelander 2.5 V6 Sport Premium 5d Auto that is in insurance group 27.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
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The table above shows you the average cost of Land Rover Freelander insurance, based on its insurance group and the driver age. However, there are many more factors that affect the cost of your car insurance premium, one of the most significant being your location.
To show the influence of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Land Rover Freelander 2.0 Td4 Sport 5d.
Expensive: £1,617 (London SE1)
Average: £692 (Newcastle NE1)
Cheap: £693 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Land Rover Freelander insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
Engine type and capacity. In general, a vehicle with a bigger engine will cost more to insure. After all, larger engines cost more to repair and replace. For example, it may cost £1,170 for insurance for a Land Rover Freelander 1.8 Adventurer Station Wagon 5d, while you may pay £2,202 for a Land Rover Freelander 2.5 V6 SE 5d Auto. That’s £50 more per year for an engine that’s 0.7 litres bigger.
Driver location. Insurers use your home address to determine the risk of your car being stolen or involved in an accident, based on previous claims data. Your premium will be shifted up and down depending on this level of risk. As an example, a 30-year-old in central London may pay £1,617 for insurance for a Land Rover Freelander 2.0 Td4 Sport 5d, while the same 30-year-old in Newcastle may only pay £692. As you can see, it costs our average driver £137 extra per year to insure a Land Rover Freelander in London, and that’s because drivers in the capital are statistically more likely to make a claim.
Driver age. The youngest drivers represent the biggest risk to insurance companies, as they are more likely to make a claim. That’s why they are charged a lot more than more experienced drivers. As an example, the average 20-year-old driver in London may pay £4,693 for the Land Rover Freelander 2.0 Td4 S 5d Auto, while the average 40-year-old Londoner will only pay £1,101. In this scenario, the average 20-year-old would have to pay almost double to insure a Land Rover Freelander.
Other factors that influence the cost of your insurance include:
The model and age of your car
Your driving history and activity, including your no-claim discount
Your annual mileage
Your marital status
Your credit history and job
Your car’s safety rating score
Your car’s security and any extra anti-theft precautions
How can I save on my Land Rover Freelander premium?
Car insurance is a compulsory purchase if you want to drive your vehicle or even leave it on the road. Still, that doesn’t mean you need to let it empty your bank account. Instead, you’ll want to hunt for the best deal for a price that’s within your budget. Here are some ideas to help you do that.
Reduce your annual mileage. Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
Pay annually, rather than monthly. Some insurers charge interest on monthly premium payments. Avoid this extra charge by paying for the whole year up front.
Install extra safety precautions. By adding extra safety measures, you lower your perceived risk in the eyes of insurance companies, meaning you’re quite likely to lower your premium.
Don’t blindly accept your renewal quote. Insurers tend to save their best deals for new customers, so don’t blindly settle for the renewal price offered by your existing insurer. There may be cheaper options out there, so go and find them on price comparison websites.
Frequently asked questions
Depending on the model version, you can expect a Land Rover Freelander to reach a top speed of 112 mph.
In its Euro NCAP crash tests, the Freelander was awarded a full five stars for protecting adult occupants and four stars for protecting child occupants.
The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Land Rover Freelander at dealerships, from online sellers or second-hand from current owners across the UK.
Engine sizes range from 1.8 litres to 2.5 litres. Diesel engines only.
The Freelander is one of the most popular off-road vehicles of all-time, and rightly so. It offers everything you could possibly expect from a small SUV.
You can compare the costs of Land Rover Freelander insurance using any price comparison website.
Land Rover Freelander models can be found in insurance groups ranging from 21 to 27. This means the vehicle will cost either slightly more or slightly less than the average car to insure, depending on your choice of Freelander model.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
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