![Confused.com car insurance logo](https://www.finder.com/niche-builder/5dcada7787697.png)
The Land Rover Freelander is the smallest SUV available from this famous British manufacturer. You sacrifice a bit of power with a smaller SUV, but in doing so, you’ll save a lot of money on buying and running the vehicle. The Freelander offers excellent performance both on and off the road and is now available in a two-wheel drive model as well. In this guide, you’ll learn how much it costs to insure based on the specific model version and the age and location of the driver.
What insurance group does the Land Rover Freelander fall under?
Before being made available to buy, all vehicles are given a specific insurance group based on how expensive they should be to insure. These groups range from 1 (cheapest) to 50 (most expensive), and insurers will use these to determine a suitable premium for you. A Land Rover Freelander can be found in insurance groups ranging from 21 to 27, meaning it will be more or less the same cost as an average vehicle to insure.
The costs will vary slightly depending on your choice of Land Rover Freelander model and the group it is placed in. As an example, a 30-year-old driver in an average postcode could pay around £722 for cover on a Land Rover Freelander 1.8 S 5d that is in insurance group 21 or around £831 for a Land Rover Freelander 2.5 V6 Sport Premium 5d Auto that is in insurance group 27.
Model / Version | Group (1-50) | 20yrs | 30yrs | 40yrs | 50yrs | Get quote |
---|---|---|---|---|---|---|
1.8 E 5d | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
2.0 Td4 E 5d | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
1.8 XEi 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.8 S 5d | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
2.0 Td4 S 5d | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
2.0 Td4 S 5d Auto | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
1.8 Adventurer Station Wagon 5d | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
2.0 Td4 Adventurer 5d | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
2.0 Td4 Adventurer 5d Auto | 21 | £2,825 | £722 | £695 | £676 | Get Quote |
1.8 Freestyle 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.0 Td4 Freestyle 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.0 Td4 Freestyle 5d Auto | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.5 V6 Freestyle 5d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0 Td4 Sport 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.0 Td4 Sport 5d Auto | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.5 V6 Sport 5d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
2.0 Td4 Sport Premium 5d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
2.0 Td4 Sport Premium 5d Auto | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
2.5 V6 Sport Premium 5d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
1.8 HSE 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.0 Td4 HSE 5d | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
2.0 Td4 HSE 5d Auto | 25 | £2,732 | £679 | £662 | £619 | Get Quote |
2.5 V6 HSE 5d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
1.8 SE 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.0 Td4 SE 5d | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.0 Td4 SE 5d Auto | 23 | £2,933 | £692 | £685 | £632 | Get Quote |
2.5 V6 SE 5d Auto | 27 | £5,261 | £831 | £803 | £733 | Get Quote |
Land Rover Freelander insurance cost by location
The table above shows you the average cost of Land Rover Freelander insurance, based on its insurance group and the driver age. However, there are many more factors that affect the cost of your car insurance premium, one of the most significant being your location.
To show the influence of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Land Rover Freelander 2.0 Td4 Sport 5d.
- Expensive: £1,617 (London SE1)
- Average: £692 (Newcastle NE1)
- Cheap: £693 (Galashiels TD1)
Which factors affect my Land Rover Freelander insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. In general, a vehicle with a bigger engine will cost more to insure. After all, larger engines cost more to repair and replace. For example, it may cost £1,170 for insurance for a Land Rover Freelander 1.8 Adventurer Station Wagon 5d, while you may pay £2,202 for a Land Rover Freelander 2.5 V6 SE 5d Auto. That’s £50 more per year for an engine that’s 0.7 litres bigger.
- Driver location. Insurers use your home address to determine the risk of your car being stolen or involved in an accident, based on previous claims data. Your premium will be shifted up and down depending on this level of risk. As an example, a 30-year-old in central London may pay £1,617 for insurance for a Land Rover Freelander 2.0 Td4 Sport 5d, while the same 30-year-old in Newcastle may only pay £692. As you can see, it costs our average driver £137 extra per year to insure a Land Rover Freelander in London, and that’s because drivers in the capital are statistically more likely to make a claim.
- Driver age. The youngest drivers represent the biggest risk to insurance companies, as they are more likely to make a claim. That’s why they are charged a lot more than more experienced drivers. As an example, the average 20-year-old driver in London may pay £4,693 for the Land Rover Freelander 2.0 Td4 S 5d Auto, while the average 40-year-old Londoner will only pay £1,101. In this scenario, the average 20-year-old would have to pay almost double to insure a Land Rover Freelander.
Other factors that influence the cost of your insurance include:
- The model and age of your car
- Your driving history and activity, including your no-claim discount
- Your annual mileage
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- Your car’s security and any extra anti-theft precautions
How can I save on my Land Rover Freelander premium?
Car insurance is a compulsory purchase if you want to drive your vehicle or even leave it on the road. Still, that doesn’t mean you need to let it empty your bank account. Instead, you’ll want to hunt for the best deal for a price that’s within your budget. Here are some ideas to help you do that.
- Reduce your annual mileage. Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
- Pay annually, rather than monthly. Some insurers charge interest on monthly premium payments. Avoid this extra charge by paying for the whole year up front.
- Install extra safety precautions. By adding extra safety measures, you lower your perceived risk in the eyes of insurance companies, meaning you’re quite likely to lower your premium.
- Don’t blindly accept your renewal quote. Insurers tend to save their best deals for new customers, so don’t blindly settle for the renewal price offered by your existing insurer. There may be cheaper options out there, so go and find them on price comparison websites.
Frequently asked questions
More guides on Finder
-
Porsche Cayman insurance group
Find out which insurance group the Porsche Cayman falls under and how much it costs to insure.
-
Porsche 911 insurance group
Find out which insurance group the Porsche 911 falls under and how much it costs to insure.
-
Renault Twingo insurance group
Find out which insurance group the Renault Twingo falls under and how much it costs to insure.
-
Renault Kadjar insurance group
Find out which insurance group the Renault Kadjar falls under and how much it costs to insure.
-
Renault Modus insurance group
Find out which insurance group the Renault Modus falls under and how much it costs to insure.
-
Porsche Cayenne insurance group
Find out the cost and car insurance group of Porsche Cayenne models, and see how much you could pay based on age, location and model.
-
Porsche Boxster insurance group
Find out which car insurance group the Porche Boxster falls under and how much it costs to insure.
-
Renault Scenic insurance group
Find out the average cost of insurance for a Renault Scenic based on the specific model version.
-
Renault Captur insurance group and cost
Find out the insurance group for your Renault Captur, how much it should cost to insure and how to save on your premium.
-
Get agreed value car insurance quotes online
Find out how agreed value car insurance works and if it’s the right option for you.