The Kia Sedona (also known as the Kia Carnival) is a 7-seater family car. It falls under the minivan category, which gives away the fact that it’s an extremely spacious car. It may not be as stylish as some of its counterparts, but beauty is only skin deep anyway. More importantly, where does it land on the insurance price scale?
What insurance group does the Kia Sedona fall under?
All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Kia Sedona models range from insurance group 26 to 33, meaning they’re average when it comes to insurance costs. As an example, a 30-year-old driver in an average postcode could pay around £585 for cover on a Kia Sedona 2.7 V6 GS 5d that is in insurance group 26 or around £769 for a Kia Sedona 2.2 CRDi 3 5d that is in insurance group 33. This clearly shows the impact on premium pricing that occurs when a car is in a much higher insurance group.
These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
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Among the factors that affect the cost of your car insurance premium, one of the biggest is your location.
To show the impact of your home address, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Kia Sedona 2.9 CRDi LS 5d.
Expensive: £2,179 (London SE1)
Average: £934 (Newcastle NE1)
Cheap: £1,099 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Kia Sedona insurance rate?
Along with insurance group, there are many other key factors that have a big impact on your insurance premium costs:
Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £1,220 for insurance for a Kia Sedona 2.7 V6 GS 5d, while you may pay £1,405 for a Kia Sedona 2.2 CRDi 3 5d. So, that’s an extra £15 per year you’ll pay for the Long Range engine.
Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £2,179 for insurance for a Kia Sedona 2.9 CRDi TS 5d Auto, while the same 30-year-old in Newcastle may only pay £934. That’s an extra £83 per year that the average 30-year-old would pay in London compared to Newcastle.
Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £25,585 for the Kia Sedona 2.9 CRDi GS 5d, while the average 40-year-old Londoner will only pay £2,310. That’s £866 more per year that the younger driver would pay in this scenario.
Other factors that influence the cost of your insurance include:
Car insurance can be expensive, but you don’t need to let it break the bank. Here are some ideas to help you lower the cost of your premium.
Limit your annual mileage (where possible). If you can occasionally walk or use public transport, rather than using your car, this can help to save on your premium.
Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly payments.
Install extra safety precautions. This makes you car safer and reduces the risk of you making a claim on your premium. That’s why many insurers are happy to lower your premium when you do so.
Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. You’ll usually find a better deal by switching to a competitor each year.
Facts about the Kia Sedona
– Parents Magazine named it the Best Family Car 2020. – It was listed as a finalist in the Best Minivan for the Money award by U.S. News. – The second generation Sedona was the second-highest selling MPV in the UK.
Bottom line
Depending on the exact model you go for, the Kia Sedona can be quite middle of the road when it comes to car insurance. Among the factors that can influence your premium are driving history, mileage, credit history and job title. So long as you put in the time and effort to shop around for the best deal, you could save money on your car insurance premium.
Frequently asked questions
Depending on the model version, you can expect a Kia Sedona to reach a top speed of 115 miles per hour.
It hasn’t had a Euro NCAP crash test, but in the US equivalent, NHTSA (National Highway Traffic Safety Administration), it scored a full 5-star rating. This included a 5-star rating for protecting both front and rear seat occupants.
The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Kia Sedona at dealerships, using online sellers or from a current owner.
A used Kia Sedona received a 2-star rating from What Car?, which described it as “a roomy, unpretentious 7-seater with, at best, mediocre road manners”.
You can compare the costs of Kia Sedona car insurance using any price comparison website.
The Kia Sedona can be found in insurance groups ranging from 26 to 33. This means they’re average to expensive to insure.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Connor is a senior associate publisher at Finder, specialising in insurance and investing. He's been sourcing and analysing data in both subjects for around 4 years, supporting Finder's publishing team. Connor holds a BSc in Accounting and Finance from the University of Sussex and when he's not at work, you can find him at his local gym keeping fit. See full bio
Read our comprehensive guide and find out how much it may cost you to insure a Kia Sportage and how to save on your car insurance premiums.
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