Kia Ceed insurance group and cost

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2-litre engine
  • Car has five seats
  • Five doors
  • Factory-fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • Five years no claims discount
  • No driving or other convictions in the last five years

Kia Ceed insurance cost by location

The table above shows the average cost of Kia Ceed insurance based on insurance groups and driver age. However, a number of other factors can affect the cost of your car insurance premiums, one of the biggest being your location.

To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Kia Ceed 1.4 VR7 5d.

• Expensive: £900 (London SE1)
• Average: £562 (Newcastle NE1)
• Cheap: £570.99 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Kia Ceed insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

• Engine type and capacity. In general, the more powerful your vehicle, the more you will pay for your car insurance. An average 30-year-old may pay £640 for the 1.0-litre Kia Ceed 1.0T GDi ISG 2 5d, but could pay around £674 for the 1.6-litre Kia Ceed GT-Line S 1.6 CRDi 134bhp ISG 5d. In this example, it’s an extra £60 to insure a vehicle that is 0.6 litres bigger in size.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, which affects the cost of insurance. For example, a 30-year-old in central London may pay £935 for insurance for a Kia Ceed 1.4 CRDi SR7 5d, while the same 30-year-old in Newcastle may only pay £537.
• Driver age. The younger you are, the more risk you represent to insurers and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £3,495 for the Kia Ceed 1.6 GDi ISG 2 5d, while the average 40-year-old Londoner will only pay £978.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Kia Ceed car insurance?

While car insurance is a legal requirement, you don’t want it to put you out of pocket. There are plenty of tricks you can try in order to save on your car insurance premiums. We’ve listed them below:

• Limit your car usage. Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually (if you can). While it might be scary to part with a large sum of money in one lump sum, by paying annually you won’t have to pay interest on any monthly instalments.
• Install extra safety and security features. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
• Don’t just accept your renewal quote. Although it might be time-consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there!