Jeep Cherokee insurance group

The Jeep Cherokee is a popular small SUV, which has been available to buy since 1974. The newest edition of the Jeep Cherokee has had a significant exterior makeover, and is packed with several safety features as standard. The Cherokee can tow more than its immediate rivals, and this vehicle has always been well-known for its off-road prowess. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.

What insurance group does the Jeep Cherokee fall under?

All vehicles you see on the road have been assigned a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive). This helps insurers determine the cost of your premium. Jeep Cherokee models range from insurance group 26 to 42. This means you’ll pay to more to insure this car, compared to the average vehicle. As an example, a 30-year-old driver in an average postcode could pay around £585 for cover on a Jeep Cherokee 2.0 CRD Longitude SW 5d that is in insurance group 26 or around £2,182 for a Jeep Cherokee 2.2 MultiJet II 200hp 75th Anniversary 4WD Active Drive I auto 5d that is in insurance group 42. This is clear impact of the premium pricing that occurs when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Jeep Cherokee insurance cost by location

There are a lot of other factors that affect the cost of your car insurance premiums. Your location is one of the most significant of these.

To illustrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Jeep Cherokee GT Line 1.5 BlueHDi 130 S&S 5d.

• Expensive: £2,867 (London SE1)
• Average: £1,066 (Newcastle NE1)
• Cheap: £867 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Jeep Cherokee insurance rate?

Along with a car’s insurance group, there are many other key factors that have an impact on your insurance premium costs:

• Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £1,220 for insurance for a Jeep Cherokee 2.0 CRD Longitude SW 5d, while you may pay £12,373 for a Jeep Cherokee 2.2 MultiJet II 200hp Overland 4WD Active Drive II auto 5d. That’s an extra £104 you’ll pay per year to insure a Jeep Cherokee with an engine that’s 0.2 litres bigger.
• Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £12,373 for insurance for a Jeep Cherokee 2.2 Multijet 200 Night Eagle 5d Auto, while the same 30-year-old in Newcastle may only pay £1,838. In this example, the Londoner will pay an extra £190 to insure the same vehicle.
• Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £4,919 for the Jeep Cherokee 2.0 Multijet Longitude SW 5d, while the average 40-year-old Londoner will only pay £1,050. So, in this example the younger driver will pay double to insure this vehicle.

Other factors that influence the cost of your insurance include:

• The model and age of your car
• Your car’s safety rating score
• Your car’s safety rating and security features
• Your car’s extra anti-theft precautions
• Your annual mileage
• Your driving history and activity
• Your no-claims discount
• Your marital status
• Your credit history and job

How can I save on my Jeep Cherokee premiums?

Car insurance can be expensive, but you don’t need to let it break the bank. Here are some ideas to lower the cost of your premium.

• Limit your annual mileage (where possible). The less you use your vehicle, the cheaper your insurance is likely to be. So consider whether you can occasionally walk or use public transport, rather than using your car.
• Pay annually rather than monthly. Some insurers charge interest when you pay your premiums monthly. Pay annually to avoid this extra charge.
• Install extra safety precautions. By adding extra safety measures, you make your car less of a risk for companies to insure. That’s why many insurers are happy to lower your premium when you do so.
• Shop around for the best deal using price comparison websites. You’ll usually find a competitor offering a cheaper deal than your renewal quote.

Frequently asked questions

• What is the top speed of a Jeep Cherokee?

  Depending on the model version, Jeep Cherokees can reach top speeds of 127 miles per hour.

• Is the Jeep Cherokee safe?

  In its Euro NCAP crash tests, this vehicle achieved a 4-star rating. This rating included a 80% rating for protecting adult occupants and 78% for protecting child occupants.

• How much car tax do I have to pay for the Jeep Cherokee?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Jeep Cherokee?

  You can buy a Jeep Cherokee at dealerships, using online sellers or from a current owner.

• What engine size is the Jeep Cherokee?

  Engine sizes range between 2 litres and 3.2 litres.

• Is the Jeep Cherokee any good?

  The Jeep Cherokee received a low 2 star rating out of 5 from What Car? in a 2021 review.

• Where can I find Jeep Cherokee car insurance?

  You can compare the costs of Jeep Cherokee car insurance using any price comparison website.

• Is a Jeep Cherokee expensive to insure?

  Jeep Cherokee models are found in insurance groups ranging from 26 to 42. This means you’ll pay to more to insure this car, compared to the average vehicle.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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