Jaguar insurance rates

Thanks to the release of new, high-performing models such as the S-Type, X-Type, XE and XF, the quintessentially British luxury car manufacturer Jaguar is once again loved by the young and old alike. They don’t just look the business, they’ll do pretty well at keeping you safe too. In fact, the F-Pace, one of its more popular models in the UK, took the top spot for World Car of the Year 2017. If you’re thinking about delving deep in your pockets for one of these, read on to see how much it could cost to insure.

What’s the average insurance cost for a Jaguar?

The insurance cost for a Jaguar varies greatly depending on the model you select and your own circumstances. We ran quotes using a specific profile in order to insure a Jaguar F-Pace, one of the more popular models in the UK, and we found the average cost to be £2,285 a year or £219 a month. This is for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on the Jaguar model you are purchasing, your driving record, the number of miles you drive in a year and the likelihood of it being stolen, among other factors.

Some of the other variables that affect the price of insurance include your age and your location, as well as the year, model and trim package of your Jaguar.

• How we got this rate

  To determine our example insurance cost, we aggregated quotes from insurance companies using this profile:

  • 2018 Jaguar F-Pace
  • The driver is a 30-year-old teacher
  • The driver is single and owns a home in Greater London
  • Automatic transmission
  • Petrol
  • An average of 10,000 mileage per year
  • Factory fitted Thatcham-approved alarm system
  • The car is used for social, domestic and commuting purposes
  • The car is not modified
  • The car is parked in a car park during the day
  • The car is parked on a driveway at night
  • Five years’ no-claims discount
  • No driving or other convictions for the past 5 years

How a vehicle from Jaguar affects insurance costs

A Jaguar is a luxury car, to be sure. And that comes at a price, both for driving one out of the showroom and the cost of insuring one. It is a costly car to replace or repair, which leads to pricier insurance premiums. And the higher the spec of your Jaguar, the higher your insurance cost is likely to be.

However, some models are surprisingly not as expensive as you might think. The starting price for the E-Pace is £28,930. And advanced safety features might also help to balance out the cost of insurance.

It’s a luxury car marque and that can mean that some models are more of a target with criminals, such as the F-Pace with its keyless entry system. The greater the chance of your Jaguar being stolen or damaged, will likely result in higher premiums.

Are there any standout models?

The I-Pace is Jaguar’s first all-electric performance SUV. Its 90 kWh battery provides a range of up to 240 miles on one charge. And even though the I-Pace is an all-electric car, it’s still a Jaguar. The instant torque and all-wheel drive accelerate the car to 60 mph in 4.5 seconds, while the exterior’s aerodynamic design provides a low-drag coefficient of .29 Cd.

There’s also a speedy charger similar to those found in public charging stations. One hour of charging alone could provide up to 168 miles.

Prices start at £63,495.

Pros and cons of a Jaguar

About the Jaguar brand

Although its origins date back to 1922, Jaguar didn’t really get going until the mid 1940s. And it wasn’t until the ’60s that the quintessential E-type was developed.

Although Jaguar was once acquired by the Ford Motor Company in 1990, it has been owned by Indian company Tata Motors since 2008. In 2013, Tata Motors merged Jaguar with Land Rover to create Jaguar Land Rover. But throughout all its transformations and acquisitions, Jaguar has always remained an iconic luxury car manufacturer.

Jaguar car facts

• William Lyons founded the Swallow Sidecar Company in 1922, a precursor to Jaguar.
• The breakthrough SS Jaguar 2.5-litre saloon car was introduced in 1935.
• Ford Motors took over Jaguar in 1990 then sold both Jaguar and Land Rover, which it had also acquired, to Indian company Tata Motors in 2008.
• In 2013, Tata Motors merged the two car brands together to create Jaguar Land Rover and Jaguar remains as its luxury brand.
• Jaguar is a luxury brand offering a range of luxury cars, including the E-Pace, its smallest compact starting at £28.930, the F-Type, Jaguar’s high performance sports car priced at £51, 210, and the XJ, Jaguar’s premium luxury saloon from £62,360.

Verdict

Jaguars are pricey to purchase and can be pricey to insure, so be sure to shop around to find the best car insurance for you.

Other car brands you might want to see rates for include:

• Audi
• BMW
• Chevrolet

Frequently asked questions about Jaguar

• Where are Jaguars made?

  Jaguars are manufactured in the Jaguar Land Rover factories in Castle Bromwich and Solihull, in the UK.

• Are Jaguars safe?

  Yes. These cars typically score extremely well in safety ratings from the European New Car Assessment Programme (Euro NCAP) with several models being given the maximum five-star rating, including the Jaguar XE, XF, E-Pace and F-Pace.

• What car-related factors affect the cost of insurance?

  A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen can all affect the cost of car insurance.

Written by

Esther Wolffowitz

Publisher

Esther Wolffowitz was a publisher at finder.com specialising in insurance. Esther holds an MSc in Media and Communication Governance from the London School of Economics and Political Science (LSE). See full bio