What is insurance group 26?
There are 50 car insurance groups that were created by Thatcham Research to help car insurance companies deliver an accurate premium to customers.
Insurance group 26 cars are priced just above average. That means they typically rank just above average for the factors used to rank these groups, including market value, repair costs, safety features, etc.
However, there are also a number of other factors that insurers take into account, such as your age, driving history and location.
In this guide, we will explore these factors in greater depth.
Car makes and models in insurance group 26
Here are some of the more popular cars in insurance group 26 that you can expect to pay just above average prices for when it comes to your car insurance premiums.
Insurance group | Car make/model | Details |
---|---|---|
26 | Alfa Romeo Mito | This three-door premium supermini is affordable to run and it offers an excellent safety record. It was awarded a 5-star safety rating from Euro NCAP. |
26 | Audi A4 | The A4 oozes class and style and features a cultured 2-litre engine. |
26 | BMW 1 series | This premium hatchback has strong and sturdy craftsmanship. It scooped the Best Family Car at the What Car? Awards 2020. |
26 | Ford Galaxy | This vehicle was rated five stars for safety by Euro NCAP and features automatic emergency city braking. |
26 | Honda CR-V | Winner of the Kelly Blue Book’s Award for Best Buy 2020, this large SUV has a 5-star Euro NCAP rating. Its safety features include lane departure warning and automatic emergency braking. |
26 | Jaguar XE | This executive car won “Car Brand with Best Features” at the 2019 Auto Trader New Car Awards, and it received a 5-star test rating from Euro NCAP. |
26 | Mitsubishi Outlander | This large SUV with four-wheel drive was awarded five stars by Euro NCAP. It comes with several safety features including seven airbags and stability control. |
26 | Volvo V40 | This five-door family car has an impressive range of safety features, including a rollover cage and laser-based braking units. |
Cars in insurance group 26 and the average cost by driver’s age
Using the table below, you can find the make and model of your car, then work out how much you’re likely to pay for your car insurance based on your age.
Make | Model / Version | Group (1-50) | 20yrs | 30yrs | 40yrs | 50yrs | Get quote |
---|---|---|---|---|---|---|---|
Abarth 500 | 1.4 16V T-Jet (09) 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Abarth 595 | 1.4 T-Jet (140bhp) 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Alfa Romeo Mito | 1.4 TB MultiAir (170ps) Cloverleaf 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Alfa Romeo Giulia | 2.2 Turbo Diesel 180hp auto 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Audi A1 | Black Edition Nav 1.4 TFSI 150PS 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Audi A3 | 1.8 TFSI Sport 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Audi A3 | 2.0 TDI Quattro Sport (Nav) 3d S Tronic | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Audi A4 | 2.0T FSI SE 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Audi A5 | Sport (Technology Pack) 35 TFSI 150PS S Tronic auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Audi A6 | 2.0 TDI SE 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Audi Q3 | Black Edition 2.0 TDI 150PS 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
BMW 1 Series | 120d xDrive Sport Sport Automatic 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
BMW 2 Series | 220i Modern 2d Step Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
BMW 3 Series | 318d M Sport (Plus Package and Technology Package) 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
BMW X1 | sDrive 18d xLine 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
BMW X3 | sDrive18d SE (06/14-) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Citroen C4 | Platinum BlueHDi 120 S&S 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Citroen C5 | 2.2 HDi 16V VTR+ 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
DS 3 | 1.6 THP DStyle 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
DS 4 | Performance Line THP 210 S&S 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Fiat 124 Spider | 1.4 Multiair Anniversary 2d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Ford Focus | 1.6 (180bhp) EcoBoost Titanium X 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Ford Mondeo | ST-Line 2.0 TDCi 180PS PowerShift auto AWD 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Ford Edge | 2.0 TDCi (180bhp) Sport (Lux Pack) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Ford Kuga | 2.0 TDCi (180bhp) Titanium Sport (Nav) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Ford Kuga | 2.0 TDCi (180bhp) Titanium Sport (Nav) 5d Powershift | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Ford Galaxy | 2.0 EcoBoost Titanium X 5d Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Ford Galaxy | Titanium X 2.0 Ford EcoBlue 190PS 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Ford S MAX | 2.0 TDCi AWD Vignale 5d Powershift | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Honda CR V | 2.2 i-DTEC S-T 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Honda Accord | 2.2 i-DTEC EX (ADAS) 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Hyundai Kona | Premium 64 kWh Battery 204PS auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Hyundai Sante Fe | 2.2 CRTD GSI 5d (155ps) (7 Seats) | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Jaguar XE | SE D180 AWD auto 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Jaguar XF | 2.0d Portfolio 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Jeep Cherokee | 2.0 CRD Longitude (2WD) SW 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Kia e Niro | 150kW 3 64kWh Auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Kia Optima | PHEV Plus 2.0 GDi 11.26kWh lithium-ion 202bhp auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Kia Sorento | GT-Line 2.2 CRDi 197bhp ISG 7-seat auto (01/2018 on) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Land Rover Freelander | 2.2 SD4 Sport LE 5d Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Land Rover Freelander | D150 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Land Rover Discovery | D150 5+2 Seat FWD 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Lexus GS | 300h 2.5 Executive Edition 4d CVT | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Lexus UX | 250h Takumi auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Mazda 6 | SkyActiv-D 150ps SE-L Lux Nav+ (07/2018 on) 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Mazda MX5 | 1.5 Sport 2d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Mercedes Benz A class | A 220 d 4Matic WhiteArt Edition 7G-DCT auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Mercedes Benz B class | B 200 AMG Line Premium Plus 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Mercedes Benz C class | C200 BlueTEC Sport 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Mercedes Benz CLA class | CLA 220 d Sport (Comand) 4Matic 7G-DCT auto (06/16 on) 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Mini Hatchback | 2.0 Cooper S (JCW Chili/Media Pack XL) 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Mini Clubman | Cooper S Classic (07/19-) 6d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Mini Countryman | Cooper S E All4 (Chili & Media Pack XL) auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Mitsubishi Outlander | 2.2 DI-D GX2 (10/15-) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Nissan Leaf | Tekna (6.6kW Charger) 5d Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Nissan Juke | 1.6 DiG-T N-Tec 4WD 5d CVT | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Nissan NV200 | 1.5 dCi SE+ (5 Seat) 6d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Peugeot 208 | 1.6 e-THP XY 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Peugeot 308 | 2.0 BlueHDi Feline 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Peugeot 3008 | Allure Hybrid 225 e-EAT8 auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Peugeot 508 | 2.0 HDi (163bhp) Active (Sat Nav) 4d Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Renault Megane | 1.6 dCi GT Line Nav 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Renault Scenic | 2.0 dCi Dynamique (160bhp) (FAP) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
SEAT Altea | 2.0 T FSi FR 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
SEAT Leon | 2.0 TDI (184bhp) FR 5d DSG | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
SEAT Tarraco | Xcellence 2.0 TSI 190PS 4Drive DSG auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Skoda Octavia | vRS 2.0 TDI 184PS (03/17 on) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Skoda Superb | SE L 1.4 TSI iV 218PS DSG auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Skoda Kodiaq | Laurin & Klement (7-seat) 2.0 TSI 190PS 4x4 DSG auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Subaru XV | 2.0D S (Nav) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Suzuki Kizashi | 2.4 Sport 4x4 4d CVT | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Suzuki SX 4 | 1.6 DDiS SZ-T (10/16-) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Toyota Avensis | 2.2 D-CAT Excel (Safety Pack) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Toyota Proace | 2.0D Shuttle Long [Nav] 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Toyota RAV4 | 2.0 D Active 2WD (Leather) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Vauxhall Corsa | 1.6T 16V SRi 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Vauxhall Astra | 2.0 CDTi 16V Bi-Turbo 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Vauxhall Cascada | 1.6T SIDI SE 2d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Vauxhall Insignia | Elite Nav 2.0 (260PS) Turbo 4x4 auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Vauxhall Vivaro | 2.0 Turbo D 180PS Elite L Auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volkswagen Polo | GTI 2.0 TSI 200PS DSG auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volkswagen Golf | 2.0 TDI GTD (Nav) 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volkswagen e Golf | e-Golf auto (03/17 on) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volkswagen Beetle | 2.0 TSI (210bhp) GSR 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volkswagen Caravelle | 2.0 TDI BlueMotion Tech (150bhp) SE LWB 5d DSG | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volkswagen Passet | 1.4 TSI GTE 4d DSG | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volkswagen California | Coast 2.0 TDI 150PS DSG auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volkswagen Tiguan | SEL 2.0 BiTDI SCR BMT 240PS 4Motion DSG auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volvo V40 | D4 SE (Nav) 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volvo XC40 | T4 auto 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volvo S60 | D4 (136bhp) ES 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volvo V60 | D3 (136bhp) ES 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volvo XC60 | 2.4D S 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volvo V70 | 2.0D SE Sport 5d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Volvo S80 | 2.0 D SE Premium 4d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Audi Q4 E-Tron SUV | 125kW 35 55.52kWh Sport 5dr Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Audi Q4 E-Tron SUV | 125kW 35 55.52kWh Sport 5dr Auto [C+S/Tech] | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Audi Q4 E-Tron SUV | 125kW 35 55.52kWh Sport 5dr Auto [C+S] | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Audi Q4 E-Tron SUV | 125kW 35 55.52kWh Sport 5dr Auto [Tech Pack] | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Insurance group 26 categories
- 26E: Surpasses the security requirements for this type of car, leading to a lower insurance group rating.
- 26A: Meets the standard security requirements for this type of car.
- 26D: Falls short of security requirements for this type of car, resulting in a higher insurance group rating.
- 26U: Security standard is unacceptable. The insurer might require upgraded aftermarket security before providing coverage.
- 26P: Provisional status. Insufficient data is available at launch for classification. This will likely be updated once Thatcham can evaluate the new car.
- 26G: Grey import. Thatcham tests only officially sold UK cars, so imports are evaluated based on the insurer’s pricing.
Average insurance group 26e cost
To provide you with an idea of how much it may cost you to insure your insurance group 26 car, we ran several quotes to find an average figure. Based on our results, on average, you could insure your car with a comprehensive policy for the monthly price of £57.90, or an annual sum of £579.
Why do cars in group 26 cost more to insure?
Cars in insurance group 26 cost slightly above average because they rank as slightly above average for the following features:
- Security features
- Cost of parts
- Cost of repairs
- Repair time
- Market value
- Engine size
What other factors affect your car insurance premium?
Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:
- Engine type and capacity. The larger your engine, the more you’re likely to pay for insurance. With a smaller engine, you’re likely to be seen as less risk to an insurer and this is usually reflected with a lower premium.
- Driver location. Insurers factor in the likelihood that your car will be stolen or involved in an accident based on your location and will adjust your premium accordingly. As an example, a 30-year-old in central London will pay £1,220 for insurance for a Abarth 500 1.4 16V T-Jet (09) 3d, while the same 30-year-old in Newcastle may only pay £585.
- Driver age. Like location, the age of the driver plays a huge role in determining the cost of your insurance premium. The average 20-year-old driver in London could pay £4,919 for the DS 3 1.6 THP DStyle 3d, while the average 40-year-old Londoner will only pay £1,050.
There are a handful of other factors that can also impact the price of your premiums.
These include the following:
- Your marital status
- Your credit history and job
- Your car’s safety rating, security and anti-theft precautions
- The model and age of your car
- Your driving activity
- Your driving history
- Your no-claims discount
How can I save on my car insurance premiums?
As well as choosing a car in a lower insurance group, there are a few other things you can do to lower the cost of your car insurance.
We’ve listed them below:
- Drive safely. Having convictions on your record will make your premium more expensive.
- Don’t use your car all of the time. A lower annual mileage can convince insurers to lower your premium.
- Pay annually. When you pay annually, you won’t be charged interest on your monthly instalments.
- Install extra safety precautions. The safer you make your car, the less of a risk you are to insure, the lower your premium will be.
- Shop around. Your renewal offer is rarely the best deal you can snap up. You’ll be surprised at how much you could save by shopping around and assessing your options.
Frequently asked questions
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