Hyundai Santa Fe insurance group

Motorists tend to choose mid-sized SUVs because they are cheaper to buy and run. The Hyundai Santa Fe is the roomiest vehicle in the mid-size SUV price range and that’s why a lot of motorists choose this vehicle. In this guide, you will learn all you need to know about insuring this vehicle.

What insurance group does the Hyundai Santa Fe fall under?

When it comes to car insurance, all cars are assigned an insurance group that ranges from 1 (cheapest) to 50 (most expensive), and this helps determine the cost of your premium. Hyundai Santa Fe models fall in insurance groups ranging from 18 to 31, meaning the car insurance is likely to compare somewhat to the average vehicle.

The costs will vary between Hyundai Santa Fe insurance groups, due to the different factors related to the vehicle. As an example, a 30-year-old driver in an average postcode could pay around £706 for cover on a Hyundai Santa Fe 2.2 CRDi Style 5d that is in insurance group 19 or around £934 for a Hyundai Santa Fe Endurance Edition 7 Seat 2.2 5d that is in insurance group 31. As you can see, there is a significant premium to pay when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Hyundai Santa Fe insurance cost by location

Location plays a key role when it comes to the premiums offered to you.

To show the significance of where you live, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Hyundai Santa Fe 2.2 CRDi Blue Drive Premium 5d.

• Expensive: £2,202 (London SE1)
• Average: £831 (Newcastle NE1)
• Cheap: £962 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Hyundai Santa Fe insurance rate?

Here are the key factors that have a significant impact on your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the more you will pay for the cost of your insurance. However, all models of Hyundai come with a 2.2-litre engine.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or that you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £908 for insurance for a Hyundai Santa Fe 2.2 CRDi Style 5d Auto, while the same 30-year-old in Newcastle may only pay £706. That’s a £159 difference between Newcastle and London because Londoners are statistically more likely to make a claim on their vehicle.
• Driver age. The youngest drivers are most likely to make a claim, and that’s why they pay a lot more to insure their vehicle. The average 20-year-old driver in London may pay £5,754 for the Hyundai Santa Fe 2.2 CRDi 5d Auto, while the average 40-year-old Londoner will only pay £1,199. As you can see, the 20-year-old will pay almost double to insure this car, and it’s the same for many other vehicles too.

Other factors that influence the cost of your insurance include the following:

• Your marital status
• Your credit history
• Your job
• Your car’s safety rating
• The age and model of your car
• Your car’s security features
• Your car’s anti-theft precautions
• Your car usage
• Your driving history and activity
• Your no claims discount

How can I save on my Hyundai Santa Fe premiums?

When searching for insurance, it’s in your best interests to keep costs low. Here are some tricks you can try to lower the cost of your premiums.

• Limit your annual mileage. The less you drive your car, the lower your premiums are likely to be.
• Pay annually rather than monthly. When you pay annually, you eliminate the chances of paying interest on monthly repayments.
• Install extra safety precautions. The safer you make your car, the lower premiums you’ll be offered.
• Shop around for the best deal. Don’t just settle for the renewal price given to you – there may be cheaper options out there!

Bottom line

The Hyundai Santa Fe is a powerful SUV which offers a lot of space too, but it will cost a fair bit to insure. Thankfully, the tips in this guide will help you to reduce the cost of your premiums.

Frequently asked questions

• What is the top speed of a Hyundai Santa Fe?

  Depending on the model version, Hyundai Santa Fe models can reach top speeds of 127mph.

• Is the Hyundai Santa Fe safe?

  This vehicle received a 5-star rating in its Euro NCAP tests, scoring 94% for protecting adult occupants and 88% for protecting child occupants.

• How much car tax do I have to pay for the Hyundai Santa Fe?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Hyundai Santa Fe?

  These are available to buy from dealerships, online sellers and from previous owners.

• What engine size is the Hyundai Santa Fe?

  All Hyundai Santa Fe models come with a 2.2-litre engine.

• Where can I find Hyundai Santa Fe car insurance?

  You can compare the costs of insuring a Hyundai Santa Fe using any price comparison website.

• Is a Hyundai Santa Fe expensive to insure?

  Hyundai Santa Fe cars can be found in insurance groups ranging from 18 to 31, meaning you can expect to pay slightly below or slightly above average depending on your choice of model.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 347 Finder guides across topics including:

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