Honda Accord insurance group

The Honda Accord is a reliable family vehicle and has been produced by the Japanese manufacturer since 1976. It has been created in a range of styles and sizes during that time. The newest edition is a nimble and affordable sedan. In this guide, we’ll discover how much it costs to insure a Honda Accord, plus a range of ideas to keep costs down.

What insurance group does the Honda Accord fall under?

All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive). These groups help insurers determine the cost of your premium. Honda Accord models are found in insurance groups ranging from 25 to 30, meaning they cost slightly more to insure than the average vehicle. To illustrate an example, a 30-year-old driver in an average postcode could pay around £679 for cover on a Honda Accord 2.0 i-VTEC SE 4d that is in insurance group 25 or around £896 for a Honda Accord 2.4 i-VTEC EX 4d Auto that is in insurance group 30.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Honda Accord insurance cost by location

Your location is one of the biggest factors that insurers use to determine your premium. Here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Honda Accord 2.0 i-VTEC EX 4d.

• Expensive: £1,220 (London SE1)
• Average: £585 (Newcastle NE1)
• Cheap: £626 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Honda Accord insurance rate?

Here are some of the other key factors that impact your insurance premium costs:

• Engine type and capacity. Vehicles with larger engines typically cost more to insure. For example, it may cost £1,195 for insurance for a Honda Accord 2.0 i-VTEC SE 4d, while you may pay £2,154 for a Honda Accord 2.4 i-VTEC EX 4d Auto. So, that’s an extra £49 per year you’ll pay for the same vehicle with a more powerful engine.
• Driver location. Insurers use your home address to determine the level of risk that you’ll make a claim on your policy, based on historical data from your area. This affects the cost of your insurance too. For example, a 30-year-old in central London may pay £1,600 for insurance for a Honda Accord 2.4 i-VTEC Executive 4d, while the same 30-year-old in Newcastle may only pay £680. That’s an extra £135 per year that the average 30-year-old would pay in London compared to Newcastle.
• Driver age. The youngest drivers will pay the most for car insurance because they are historically the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £4,919 for the Honda Accord 2.0 i-VTEC EX 4d Navigation, while the average 40-year-old Londoner will only pay £1,050. That’s £837 more per year that the younger driver would pay in this scenario.

Other factors that influence the cost of your insurance include:

• The model and age of your car
• Your car’s safety rating score
• Your car’s safety rating features
• Your car’s anti-theft precautions
• Your annual mileage
• Your driving history and activity
• Your no-claim discount
• Your marital status
• Your credit history and job

How can I save on my Honda Accord premium?

There are several ways to lower the cost of your car insurance premium. Have a look at some of our most effective ideas below:

• Limit your annual mileage (where possible). If you can occasionally walk or use public transport, rather than using your car, you’ll be able to declare a lower annual mileage, and this can help to save on your premium.
• Pay annually rather than monthly. Pay annually to eliminate the possibility of being charged interest on monthly payments.
• Install extra safety precautions. Doing so makes your car safer, lowering your risk of making a claim and therefore reducing your car insurance premiums.
• Find the best deal every year. Don’t blindly settle for the renewal price given to you. Use price comparison websites to find a better deal each year.

Facts about the Honda Accord

• Some models of the Honda Accord are called the Honda Inspire in Japan.
• Honda has produced coupes, sedans, station wagons and hatchbacks under the Accord name.
• The Accord has been named on the Car and Driver 10Best list a record 30 times.

Bottom line

The Honda Accord is still going strong after 50 years, because it’s a great car to drive, if a bit pricey to insure compared to its competitors.

Frequently asked questions

• What is the top speed of a Honda Accord?

  Depending on the model version, you can expect a Honda Accord to reach a top speed of 155 miles per hour.

• Is the Honda Accord safe?

  In its Euro NCAP crash tests, this vehicle achieved a full 5-star rating. This rating included a 86% rating for protecting adult occupants and 79% for protecting child occupants.

• How much car tax do I have to pay for the Honda Accord?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Honda Accord?

  You can buy a Honda Accord at dealerships, using online sellers or from a current owner.

• Is the Honda Accord any good?

  Yes, in fact it was ranked as #1 midsize car by U.S. News & World Report in 2021

• Where can I find Honda Accord car insurance?

  You can compare the costs of Honda Accord car insurance using any price comparison website.

• Is a Honda Accord expensive to insure?

  The Honda Accord can be found in insurance groups ranging from 25 to 30. This means you’ll pay slightly more than average to insure this vehicle.