The Ford Puma is a new crossover, released in 2019. It’s a smaller crossover, based on the popular Ford Fiesta and it performs just as well. You can expect impressive acceleration, fuel economy and plenty of space for passengers and luggage, compared to its nearest rivals. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.
What insurance group does the Ford Puma fall under?
All vehicles are assigned a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps to determine the cost of your premium. Ford Puma models can be found in insurance groups ranging from 19 to 27, meaning costs will typically be just below or just above the average price for car insurance. As an example, a 30-year-old driver in an average postcode could pay around £706 for cover on a Ford Puma Active 1.4i 16V 3d that is in insurance group 19 or around £831 for a Ford Puma 1.7 Millenium 3d that is in insurance group 27. This shows the impact on premium pricing that occurs when one car is in a much higher insurance group.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK.
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There are multiple factors that have an impact on the cost of your car insurance premium. Your home address is one of the most impactful.
To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Ford Puma GT Line 1.5 BlueHDi 130 S&S 5d.
Expensive: £2,202 (London SE1)
Average: £831 (Newcastle NE1)
Cheap: £962.14 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations.
Along with insurance group, here are some key factors that have a huge impact on your insurance premium costs:
Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £908 for insurance for a Ford Puma 1.4i 16V 3d, while you may pay £2,202 for a Ford Puma 1.7 Millenium 3d. In this case, that’s a £51 difference per year based solely on engine size.
Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,195 for insurance for a Ford Puma 1.7i 16V Thunder 3d, while the same 30-year-old in Newcastle may only pay £679. So, in this scenario, the Londoner will pay £129 more per year to insure this vehicle.
Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £5,020 for the Ford Puma 1.7 Black 3d, while the average 40-year-old Londoner will only pay £1,909. So, in this case, the younger driver will pay almost double to insure this vehicle.
Other factors that influence the cost of your insurance include:
Your marital status
Your credit history
Your job title
Your vehicle’s anti-theft precautions
Your annual mileage
Your driving history and activity, including no-claim discount
The model and age of your car
Your car’s safety rating and security features
How can I save on my Ford Puma premium?
Car insurance can be costly, but there’s no need to let it break the bank. It can take some time to find the best deal for a price within your budget. Here are some ideas to lower the cost of your premium.
Limit your annual mileage (where possible). Occasionally walking or taking public transport, rather than using your car, can cut your annual mileage and help you to save on your premium.
Pay annually rather than monthly. You may pay interest on monthly payments. By paying annually, you eliminate the possibility of being charged interest.
Install extra safety precautions. By adding extra safety measures, your car becomes less of a risk to insure, and that’s why many insurers are happy to cut your premium when you do so.
Shop around for the best deal each year. Don’t just settle for the renewal price offered to you. There will usually be better deals on offer from a competitor, so shop around using price comparison websites.
Ford Puma facts and trivia
The Ford Puma was named “Car of the Year” by What Car? in 2020
The Puma comes with a mild hybrid engine, as well as petrol and diesel engines
Bottom line
Despite being a smaller crossover, the Ford Puma is still relatively expensive to insure. With most models you can expect to pay above the average rate to insure this car. Thankfully, the tips in this guide will help you to reduce your premiums.
Frequently asked questions
You can expect a Ford Puma to reach up to 137 miles per hour, depending on the model version.
In its Euro NCAP crash tests, this vehicle achieved a full 5-star rating. This rating included a 94% rating for protecting adult occupants and 84% for protecting child occupants.
The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Ford Puma at dealerships, using online sellers or from a current owner.
Engine sizes range between 1.4 litres and 1.7 litres.
If you’re interested in sharp acceleration, fuel economy and decent trunk space, the Ford Puma is worth considering.
You can compare the costs of Ford Puma car insurance using any price comparison website.
Ford Puma models can be found in insurance groups ranging from 19 to 27, so you can expect to pay an average amount to insure it.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
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Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
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Danny has written 335 Finder guides across topics including:
Find out how much it might cost you to insure a Ford Fiesta and how to save on your car insurance premiums.
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