Ford Mondeo insurance group & cost

The Ford Mondeo was first manufactured in 1993 to replace the Ford Sierra and become the second ‘World Car’. Now in its fifth generation, the Ford Mondeo is making a come back, and this versatile and historically cultured family car may regain some of its former popularity.

Keep reading to find out more about Ford Mondeo car insurance costs and how you could save on your premiums.

Ford Mondeo insurance groups and average cost by driver’s age

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused)

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Average Ford Mondeo insurance costs

To provide you with an idea of how much it could cost you to insure your Ford Mondeo, we ran some quotes to find an average figure. Our results estimated that, on average, you could insure your Ford Mondeo with a comprehensive policy for monthly payments of £70.86, or a single annual payment of £776.38. To run these quotes, we used the following information:

• The car is a 2018 model
• The driver is a 30-year-old teacher from London
• Manual transmission
• Diesel
• 10,000 mileage per year
• Factory fitted Thatcham approved alarm system
• Used for social, domestic and commuting purposes
• The car is not modified
• The car is parked in a car park during the day
• The car is parked on a driveway at night
• Five years no claims discount
• No driving or other convictions for the past 5 years

Which factors affect my Ford Mondeo insurance rate?

There are a wide range of factors that are likely to impact the price of your premiums. We’ve listed some of them below for you:

• Your age, marital status, job and where you live
• The model and age of your car
• Your car’s safety rating, security and any anti-theft precautions
• Annual mileage
• Your car usage
• The size of your car’s engine
• No claims discount

How can I save on my Ford Mondeo premiums?

When selecting car insurance, it’s important that you find the best policy at a price that’s affordable for you. However, sometimes premiums increase, and you end up spending more. But fear not! We’ve devised a list of tips to try and help you to keep your premiums low.

• Pay annually rather than monthly. By paying annually, you could save an average of £73.94 a year!
• Make yourself a secure investment. By keeping a good credit rating and a clean history of no claims, you will appeal more to insurance companies, making them more likely to reward you with lower premiums.
• Be economical about your car usage. Whilst it is tempting to use your car for all your travelling needs, by opting for public transport or a quick walk to the shops, you can actually save on your premiums.
• Don’t just accept your renewal quote. When it’s time for renewal, the quote you’re given isn’t always the best option out there. Make sure that you shop around and compare quotes before you commit to anything.
• Install extra safety precautions. Companies don’t like insuring risks, so you need to make sure your vehicle is safe. By investing in some extra safety features, you could in turn save money on your premiums.
• Avoid driving convictions. Driving convictions will increase the price of your premiums, so you should try your best to avoid them.

Ford Mondeo facts

• You can speed from 0-60mph in 7.6 to 11.7 seconds.
• In 2016, the Ford Mondeo was voted the 3rd Best Large Family Car in the UK, and the 9th best in 2018.
• When the Ford Mondeo first came out, the term ‘Mondeo Man’ was coined. It was used by Tony Blair during the 1997 general election campaign.
• It was voted European Car of the Year in 1994, and made around 127,000 UK sales in its first full year of production.

Bottom line

The Ford Mondeo is relatively expensive to insure for the type of car that it is, although this will be highly affected by choice of model. The tips in this guide will help you lower these costs to make them more reasonable.

Frequently asked questions

• What is the top speed of a Ford Mondeo?

  Depending on the model version, you can expect a Ford Mondeo to reach a top speed of 145 miles per hour.

• Is the Ford Mondeo safe?

  When tested by Euro NCAP in 2019, the Ford Mondeo was awarded a 5/5 safety rating. It received great scores for adult occupant safety and child occupant safety, scoring 96% and 87% respectively. The Mondeo’s safety features earned it a good score of 73% for safety assist.

  As standard, the Ford Mondeo comes with basic safety features. It has a seat belt reminder, and ESC, or electronic stability control, to prevent your car from skidding.

  As previously mentioned, the safer that you can make your vehicle, the lower your premium may be. There are a selection of extra safety features that are optional to the Ford Mondeo, and you may wish to invest in some of them.

  AEB City and AEB Inter-urban are excellent safety features to invest in; these features help to prevent any rear-ending or low speed collisions, and has the ability to brake in an emergency, limiting your braking distance. Speed assistance, which is designed to help you keep to the legal speed limit, is also an option you may wish to consider, as well as the Lane Assist System to help prevent your car drifting from its lane.

  For more details about optional safety extras, visit the Ford website or a Ford dealership.

• How much car tax do I have to pay for the Ford Mondeo?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Ford Mondeo?

  You can buy a Ford Mondeo from dealerships, online sellers or a current owner.

• Is the Ford Mondeo any good?

  The Ford Mondeo has held a reputation of being relatively dull, but that’s somewhat unfair in 2021 and beyond. It performs as well as competitor executive cars in the same price range, albeit perhaps without the high-end brand name.

• Where can I find Ford Mondeo car insurance?

  You can compare the costs of Ford Mondeo car insurance using any price comparison website.

• Is a Ford Mondeo expensive to insure?

  The Ford Mondeo can be found in insurance groups ranging from 17 to 30. So, some of the less powerful vehicles will cost less-than-average to insure, although more powerful models may cost slightly above the average price point.

Compare insurance for other Ford models

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 347 Finder guides across topics including:

• Car, home and business insurance
• Helping people save money on their insurance
• Project management
• Giving valuable insights to website visitors