Ford Focus insurance group and cost

Compare car insurance costs for your Ford Focus by age and location.

Vehicles in the UK are categorised into insurance groups, ranging from group 1 (cheapest) to group 50 (most expensive), which partly determine the cost of your premium. Ford Focus models range from insurance groups 7 to 41, so the cost of insurance can vary significantly.

Ford Focus insurance group and cost by model

In the table below, we show you the insurance group for each Ford Focus model and also the likely cost at a few different ages.

Model / Version
Group (1-50)
Age 20yrs
Age 30yrs
Age 40yrs
Age 50yrs
Link
Studio 1.6 85 5dr
7
£1,801
£689
£643
£607
1.0T 100 Style EcoBoost 5dr
10
£1,697
£640
£624
£576
1.0T 125 Style EcoBoost Auto 5dr
10
£1,697
£640
£624
£576
Edge 1.0T EcoBoost 100 5dr
10
£1,697
£640
£624
£576
1.0T 100 Style EcoBoost 5dr
10
£1,697
£640
£624
£576
1.0T 100 Style EcoBoost 99g 5dr
10
£1,697
£640
£624
£576
1.0T 125 Style EcoBoost Auto 5dr
10
£1,697
£640
£624
£576
Edge 1.0T 100 EcoBoost 5dr
10
£1,697
£640
£624
£576
Edge 1.0T 100 EcoBoost 5dr 99g
10
£1,697
£640
£624
£576
Sport 1.6 5dr
10
£1,697
£640
£624
£576
Sport 1.6 Auto 5dr
10
£1,697
£640
£624
£576
Style 1.6 5dr
10
£1,697
£640
£624
£576
Style 1.6 5dr
10
£1,697
£640
£624
£576
Style 1.6 Auto 5dr
10
£1,697
£640
£624
£576
Style 1.6 Auto 5dr
10
£1,697
£640
£624
£576
Titanium 1.6 5dr
10
£1,697
£640
£624
£576
Titanium 1.6 Auto 5dr
10
£1,697
£640
£624
£576
Zetec 1.6 3dr
10
£1,697
£640
£624
£576
Zetec 1.6 5dr
10
£1,697
£640
£624
£576
Zetec 1.6 5dr
10
£1,697
£640
£624
£576
Zetec 1.6 Auto 3dr
10
£1,697
£640
£624
£576
Zetec 1.6 Auto 5dr
10
£1,697
£640
£624
£576
Zetec 1.6 Auto 5dr
10
£1,697
£640
£624
£576
2.0T 250 ST-1 EcoBoost 5dr
11
£1,908
£699
£674
£604
2.0T 250 ST-2 EcoBoost 5dr
11
£1,908
£699
£674
£604
2.0T 250 ST-3 EcoBoost 5dr
11
£1,908
£699
£674
£604
1.0T 100 Titanium EcoBoost 5dr
11
£1,908
£699
£674
£604
1.0T 100 Zetec EcoBoost 5dr
11
£1,908
£699
£674
£604
1.0T 100 Zetec Edition EcoBoost 5dr
11
£1,908
£699
£674
£604
1.0T 100 Zetec Nav EcoBoost 5dr
11
£1,908
£699
£674
£604
1.5TDCi 105 Style ECOnetic 5dr
11
£1,908
£699
£674
£604
1.5TDCi 120 Style 5dr
11
£1,908
£699
£674
£604
1.5TDCi 95 Style 5dr
11
£1,908
£699
£674
£604
1.6 105 Style 5dr
11
£1,908
£699
£674
£604
1.6 85 Style 5dr
11
£1,908
£699
£674
£604
1.6TDCi 95 Style 5dr
11
£1,908
£699
£674
£604
Edge 1.6 105 5dr
11
£1,908
£699
£674
£604
Edge 1.6 TDCi 95 5dr
11
£1,908
£699
£674
£604
Titanium 1.0T 100 EcoBoost 5dr
11
£1,908
£699
£674
£604
Titanium Navigator 1.0T EcoBoost 100 5dr
11
£1,908
£699
£674
£604
Zetec 1.0T EcoBoost 100 5dr
11
£1,908
£699
£674
£604
Zetec 1.6 105 5dr
11
£1,908
£699
£674
£604
1.0T 100 Titanium EcoBoost 5dr
11
£1,908
£699
£674
£604
1.0T 100 Titanium EcoBoost 5dr
11
£1,908
£699
£674
£604
1.0T 100 Zetec EcoBoost 5dr
11
£1,908
£699
£674
£604
1.0T 100 Zetec Edition EcoBoost 5dr
11
£1,908
£699
£674
£604
1.0T 100 Zetec Nav EcoBoost 5dr
11
£1,908
£699
£674
£604
1.5TDCi 105 Style ECOnetic 5dr
11
£1,908
£699
£674
£604
1.5TDCi 120 Style 5dr
11
£1,908
£699
£674
£604
1.5TDCi 120 Style Powershift 5dr
11
£1,908
£699
£674
£604
1.5TDCi 95 Style 5dr
11
£1,908
£699
£674
£604
1.6 105 Style 5dr
11
£1,908
£699
£674
£604
1.6 85 Style 5dr
11
£1,908
£699
£674
£604
1.6TDCi 95 Style 5dr
11
£1,908
£699
£674
£604
Edge 1.6 105 5dr
11
£1,908
£699
£674
£604
Edge 1.6 TDCi 95 5dr
11
£1,908
£699
£674
£604
Titanium 1.0T 100 EcoBoost 5dr
11
£1,908
£699
£674
£604
Titanium Navigator 1.0T EcoBoost 100 5dr
11
£1,908
£699
£674
£604
Zetec 1.0T 100 EcoBoost 5dr
11
£1,908
£699
£674
£604
Zetec 1.6 105 5dr
11
£1,908
£699
£674
£604
2.3T 350 RS EcoBoost 5dr
12
£2,077
£688
£681
£603
1.0T 100 Titanium EcoBoost 5dr
12
£2,077
£688
£681
£603
1.0T 100 Titanium X EcoBoost 5dr
12
£2,077
£688
£681
£603
1.0T 100 Titanium X EcoBoost 5dr
12
£2,077
£688
£681
£603
1.0T 125 St-Line EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 St-Line EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 St-Line X EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 Titanium EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 Titanium EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 Titanium X EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 Titanium X EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 Zetec S EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 Zetec S Nav EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
Edge 1.6 Powershift 125 5dr Auto
12
£2,077
£688
£681
£603
Titanium X 1.0T 100 EcoBoost 5dr
12
£2,077
£688
£681
£603
Titanium X Navigator 1.0T EcoBoost 100 5dr
12
£2,077
£688
£681
£603
1.0T 100 Titanium X EcoBoost 5dr
12
£2,077
£688
£681
£603
1.0T 100 Titanium X EcoBoost 5dr
12
£2,077
£688
£681
£603
1.0T 125 St-Line EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 St-Line EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 Titanium EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 Titanium EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 Titanium X EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 Zetec S EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
1.0T 125 Zetec S Nav EcoBoost Auto 5dr
12
£2,077
£688
£681
£603
Edge 1.6 125 Powershift 5dr Auto
12
£2,077
£688
£681
£603
Titanium X 1.0T 100 EcoBoost 5dr
12
£2,077
£688
£681
£603
Titanium X Navigator 1.0T EcoBoost 100 5dr
12
£2,077
£688
£681
£603
1.5L 150 Vignale EcoBoost Auto 5dr
13
£2,145
£704
£690
£651
1.0T 125 Zetec EcoBoost Auto 5dr
13
£2,145
£704
£690
£651
1.0T 125 Zetec Edition EcoBoost Auto 5dr
13
£2,145
£704
£690
£651
1.0T 125 Zetec Nav EcoBoost Auto 5dr
13
£2,145
£704
£690
£651
1.6 125 Style Powershift 5dr
13
£2,145
£704
£690
£651
1.6 125 Zetec Nav Powershift 5dr
13
£2,145
£704
£690
£651
1.6 125 Zetec Powershift 5dr
13
£2,145
£704
£690
£651
1.6 125 Zetec S Nav Powershift 5dr
13
£2,145
£704
£690
£651
1.6 125 Zetec S Powershift 5dr
13
£2,145
£704
£690
£651
1.5 150 St-Line X EcoBoost Auto 5dr
13
£2,145
£704
£690
£651
1.5 150 Vignale EcoBoost Auto 5dr
13
£2,145
£704
£690
£651
1.0T 125 St-Line X EcoBoost Auto 5dr
13
£2,145
£704
£690
£651
1.0T 125 Titanium X EcoBoost Auto 5dr
13
£2,145
£704
£690
£651
1.0T 125 Zetec EcoBoost Auto 5dr
13
£2,145
£704
£690
£651
1.0T 125 Zetec Edition EcoBoost Auto 5dr
13
£2,145
£704
£690
£651
1.0T 125 Zetec Nav EcoBoost Auto 5dr
13
£2,145
£704
£690
£651
1.6 125 Style Powershift 5dr
13
£2,145
£704
£690
£651
1.6 125 Titanium Nav Powershift 5dr
13
£2,145
£704
£690
£651
1.6 125 Titanium Powershift 5dr
13
£2,145
£704
£690
£651
1.6 125 Zetec Nav Powershift 5dr
13
£2,145
£704
£690
£651
1.6 125 Zetec Powershift 5dr
13
£2,145
£704
£690
£651
1.6 125 Zetec S Nav Powershift 5dr
13
£2,145
£704
£690
£651
1.6 125 Zetec S Powershift 5dr
13
£2,145
£704
£690
£651
Zetec S 1.6 TI-VCT 3dr
13
£2,145
£704
£690
£651
Zetec S 1.6 TI-VCT 5dr
13
£2,145
£704
£690
£651
Zetec S 1.6 TI-VCT 5dr
13
£2,145
£704
£690
£651
1.5L 150 St-Line X EcoBoost Auto 5dr
14
£2,234
£712
£696
£666
1.0T 125 St-Line EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 St-Line Nav EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Titanium EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Titanium EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Zetec EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Zetec Edition EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Zetec Nav EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Zetec S EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Zetec S Nav EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 140 St-Line EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 140 St-Line X EcoBoost 5dr
14
£2,234
£712
£696
£666
1.5T 150 Titanium EcoBoost 5dr
14
£2,234
£712
£696
£666
1.6 125 Titanium Nav Powershift 5dr
14
£2,234
£712
£696
£666
1.6 125 Titanium Powershift 5dr
14
£2,234
£712
£696
£666
Edge ECOnetic 1.6 TDCi 105 5dr
14
£2,234
£712
£696
£666
Edge ECOnetic 88g 1.6 TDCi 105 5dr
14
£2,234
£712
£696
£666
Titanium 1.0T EcoBoost 5dr
14
£2,234
£712
£696
£666
Titanium 1.6 125ps 5dr
14
£2,234
£712
£696
£666
Titanium 1.6 Powershift 5dr Auto
14
£2,234
£712
£696
£666
Titanium Navigator 1.0T EcoBoost 125 5dr
14
£2,234
£712
£696
£666
Titanium Navigator 1.6 Powershift 125 5dr Auto
14
£2,234
£712
£696
£666
Zetec 1.0T EcoBoost 125 5dr
14
£2,234
£712
£696
£666
Zetec 1.6 125ps 5dr
14
£2,234
£712
£696
£666
Zetec 1.6 Powershift 125 5dr Auto
14
£2,234
£712
£696
£666
Zetec S 1.0T EcoBoost 125 5dr
14
£2,234
£712
£696
£666
Zetec S 1.6 Powershift 125 5dr Auto
14
£2,234
£712
£696
£666
1.0T 125 St-Line EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 St-Line Nav EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Titanium EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Titanium EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Zetec EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Zetec Edition EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Zetec Nav EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Zetec S EcoBoost 5dr
14
£2,234
£712
£696
£666
1.0T 125 Zetec S Nav EcoBoost 5dr
14
£2,234
£712
£696
£666
1.5 Tdci 120 St-Line X 5dr
14
£2,234
£712
£696
£666
1.5 Tdci 120 St-Line X Powershift 5dr
14
£2,234
£712
£696
£666
1.5T 150 St-Line EcoBoost Auto 5dr
14
£2,234
£712
£696
£666
1.5T 150 St-Line EcoBoost Auto 5dr
14
£2,234
£712
£696
£666
1.5T 150 Zetec S EcoBoost Powershift 5dr
14
£2,234
£712
£696
£666
1.5T 150 Zetec S Nav EcoBoost Powershift 5dr
14
£2,234
£712
£696
£666
Edge ECOnetic 1.6 TDCi 105 5dr
14
£2,234
£712
£696
£666
Edge ECOnetic 88g 1.6 TDCi 105 5dr
14
£2,234
£712
£696
£666
Titanium 1.0T EcoBoost 5dr
14
£2,234
£712
£696
£666
Titanium 1.6 Powershift 5dr Auto
14
£2,234
£712
£696
£666
Titanium 1.6 125ps 5dr
14
£2,234
£712
£696
£666
Titanium Navigator 1.0T EcoBoost 125 5dr
14
£2,234
£712
£696
£666
Titanium Navigator 1.6 Powershift 125 5dr Auto
14
£2,234
£712
£696
£666
Zetec 1.0T 125 EcoBoost 5dr
14
£2,234
£712
£696
£666
Zetec 1.6 125 Powershift 5dr Auto
14
£2,234
£712
£696
£666
Zetec 1.6 125ps 5dr
14
£2,234
£712
£696
£666
Zetec S 1.0T EcoBoost 125 5dr
14
£2,234
£712
£696
£666
Zetec S 1.6 125 Powershift 5dr Auto
14
£2,234
£712
£696
£666
Style 1.6 TDCi (DPF) 5dr
14
£2,234
£712
£696
£666
Style 1.6 TDCi (DPF) 5dr
14
£2,234
£712
£696
£666
Style 1.6 TDCi 5dr
14
£2,234
£712
£696
£666
Style 1.6 TDCi 5dr
14
£2,234
£712
£696
£666
2.0TDCi 185 ST-1 5dr
15
£1,787
£674
£655
£592
2.0TDCi 185 ST-1 5dr
15
£1,787
£674
£655
£592
2.0TDCi 185 ST-2 5dr
15
£1,787
£674
£655
£592
2.0TDCi 185 ST-3 5dr
15
£1,787
£674
£655
£592
1.0T 125 Titanium X EcoBoost 5dr
15
£1,787
£674
£655
£592
1.0T 125 Titanium X EcoBoost 5dr
15
£1,787
£674
£655
£592
1.5 TDCi 120 St-Line X 5dr
15
£1,787
£674
£655
£592
1.5 TDCi 120 St-Line X Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 St-Line 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 St-Line 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 St-Line Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 St-Line Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Style Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium X 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium X 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium X Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium X Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec Edition 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec Edition Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec Nav 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec Nav Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec S 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec S Nav 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec S Nav Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec S Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 95 Zetec 5dr
15
£1,787
£674
£655
£592
1.5TDCi 95 Zetec Edition 5dr
15
£1,787
£674
£655
£592
1.5TDCi 95 Zetec Nav 5dr
15
£1,787
£674
£655
£592
2.0 TDCi 150 St-Line X 5dr
15
£1,787
£674
£655
£592
2.0 TDCi 150 St-Line X Powershift 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium Powershift 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium Powershift 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium X 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium X Powershift 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium X Powershift 5dr
15
£1,787
£674
£655
£592
Edge 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Titanium 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Titanium ECOnetic 1.6 TDCi 105 5dr
15
£1,787
£674
£655
£592
Titanium Navigator 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Titanium Navigator ECOnetic 1.6 TDCi 105 5dr
15
£1,787
£674
£655
£592
Titanium X 1.0T EcoBoost 5dr
15
£1,787
£674
£655
£592
Titanium X 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Titanium X Navigator 1.0T EcoBoost 125 5dr
15
£1,787
£674
£655
£592
Titanium X Navigator 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Zetec 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Zetec ECOnetic 1.6 TDCi 105 5dr
15
£1,787
£674
£655
£592
Zetec S 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
1.0T 125 Titanium X EcoBoost 5dr
15
£1,787
£674
£655
£592
1.0T 125 Titanium X EcoBoost 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 St-Line 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 St-Line 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 St-Line Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 St-Line Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium X 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium X 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium X Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Titanium X Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec Edition 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec Edition Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec Nav 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec Nav Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec S 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec S Nav 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec S Nav Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 120 Zetec S Powershift 5dr
15
£1,787
£674
£655
£592
1.5TDCi 95 Zetec 5dr
15
£1,787
£674
£655
£592
1.5TDCi 95 Zetec Edition 5dr
15
£1,787
£674
£655
£592
1.5TDCi 95 Zetec Nav 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium Powershift 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium X 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium X 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium X Powershift 5dr
15
£1,787
£674
£655
£592
2.0TDCi 150 Titanium X Powershift 5dr
15
£1,787
£674
£655
£592
Edge 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Titanium 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Titanium ECOnetic 1.6 TDCi 105 5dr
15
£1,787
£674
£655
£592
Titanium Navigator 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Titanium Navigator ECOnetic 1.6 TDCi 105 5dr
15
£1,787
£674
£655
£592
Titanium X 1.0T EcoBoost 5dr
15
£1,787
£674
£655
£592
Titanium X 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Titanium X Navigator 1.0T EcoBoost 125 5dr
15
£1,787
£674
£655
£592
Titanium X Navigator 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Zetec 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Zetec ECOnetic 1.6 TDCi 105 5dr
15
£1,787
£674
£655
£592
Zetec S 1.6 TDCi 115 5dr
15
£1,787
£674
£655
£592
Sport 1.6 TDCi (DPF) 5dr
15
£1,787
£674
£655
£592
Titanium 1.6 TDCi (DPF) 5dr
15
£1,787
£674
£655
£592
Titanium 1.6 TDCi (DPF) 5dr
15
£1,787
£674
£655
£592
Zetec 1.6 TDCi (DPF) 3dr
15
£1,787
£674
£655
£592
Zetec 1.6 TDCi (DPF) 5dr
15
£1,787
£674
£655
£592
Zetec 1.6 TDCi (DPF) 5dr
15
£1,787
£674
£655
£592
Zetec S 1.6 TDCi (DPF) 3dr
15
£1,787
£674
£655
£592
Zetec S 1.6 TDCi (DPF) 5dr
15
£1,787
£674
£655
£592
Zetec S 1.6 TDCi (DPF) 5dr
15
£1,787
£674
£655
£592
Zetec S 1.8 3dr
15
£1,787
£674
£655
£592
Zetec S 1.8 5dr
15
£1,787
£674
£655
£592
Zetec S 1.8 5dr
15
£1,787
£674
£655
£592
Zetec S 1.8 TDCi 3dr
16
£1,578
£646
£621
£540
Zetec S 1.8 TDCi 5dr
16
£1,578
£646
£621
£540
1.5T 150 Titanium EcoBoost Auto 5dr
17
£2,199
£659
£653
£579
1.5T 150 Titanium EcoBoost Auto 5dr
17
£2,199
£659
£653
£579
Titanium 2.0 5dr
17
£2,199
£659
£653
£579
Titanium 2.0 5dr
17
£2,199
£659
£653
£579
Zetec S 2.0 3dr
17
£2,199
£659
£653
£579
Zetec S 2.0 5dr
17
£2,199
£659
£653
£579
Zetec S 2.0 5dr
17
£2,199
£659
£653
£579
1.5L 182 St-Line X EcoBoost 5dr
19
£1,933
£706
£695
£654
1.5L 182 St-Line X EcoBoost Auto 5dr
19
£1,933
£706
£695
£654
1.5T 150 St-Line EcoBoost 5dr
19
£1,933
£706
£695
£654
1.5T 150 St-Line EcoBoost Auto 5dr
19
£1,933
£706
£695
£654
1.5T 150 St-Line EcoBoost Auto 5dr
19
£1,933
£706
£695
£654
1.5T 150 St-Line Nav EcoBoost 5dr
19
£1,933
£706
£695
£654
1.5T 150 Titanium EcoBoost 5dr
19
£1,933
£706
£695
£654
1.5T 150 Titanium EcoBoost Auto 5dr
19
£1,933
£706
£695
£654
1.5T 150 Titanium EcoBoost Powershift 5dr
19
£1,933
£706
£695
£654
1.5T 150 Zetec S EcoBoost 5dr
19
£1,933
£706
£695
£654
1.5T 150 Zetec S EcoBoost Powershift 5dr
19
£1,933
£706
£695
£654
1.5T 150 Zetec S Nav EcoBoost 5dr
19
£1,933
£706
£695
£654
1.5T 150 Zetec S Nav EcoBoost Powershift 5dr
19
£1,933
£706
£695
£654
2.0TDCi 150 Titanium X 5dr
19
£1,933
£706
£695
£654
Titanium 1.6T Ecoboost (Start-Stop) 5dr
19
£1,933
£706
£695
£654
Titanium 1.6T Ecoboost 5dr
19
£1,933
£706
£695
£654
Titanium 2.0 TDCi 5dr
19
£1,933
£706
£695
£654
Titanium 2.0 TDCi Powershift 5dr Auto
19
£1,933
£706
£695
£654
Titanium Navigator 1.6T Ecoboost 150 5dr
19
£1,933
£706
£695
£654
Titanium Navigator 2.0 TDCi 140 5dr
19
£1,933
£706
£695
£654
Titanium Navigator 2.0 TDCi Powershift 140 5dr Auto
19
£1,933
£706
£695
£654
Titanium X 1.6T Ecoboost (Start-Stop) 5dr
19
£1,933
£706
£695
£654
Zetec 2.0 TDCi 5dr
19
£1,933
£706
£695
£654
Zetec 2.0 TDCi Powershift 5dr Auto
19
£1,933
£706
£695
£654
1.5T 150 St-Line EcoBoost 5dr
19
£1,933
£706
£695
£654
1.5T 150 St-Line Nav EcoBoost 5dr
19
£1,933
£706
£695
£654
1.5T 150 Titanium EcoBoost 5dr
19
£1,933
£706
£695
£654
1.5T 150 Titanium EcoBoost 5dr
19
£1,933
£706
£695
£654
1.5T 150 Zetec S EcoBoost 5dr
19
£1,933
£706
£695
£654
1.5T 150 Zetec S Nav EcoBoost 5dr
19
£1,933
£706
£695
£654
2.0 Tdci 150 St-Line X 5dr
19
£1,933
£706
£695
£654
2.0 Tdci 150 St-Line X Powershift 5dr
19
£1,933
£706
£695
£654
2.0TDCi 150 St-Line Black Edition 5dr
19
£1,933
£706
£695
£654
2.0TDCi 150 St-Line Red Edition 5dr
19
£1,933
£706
£695
£654
2.0TDCi 150 Titanium 5dr
19
£1,933
£706
£695
£654
2.0TDCi 150 Titanium Powershift 5dr
19
£1,933
£706
£695
£654
2.0TDCi 150 Zetec S Black Edition 5dr
19
£1,933
£706
£695
£654
2.0TDCi 150 Zetec S Red Edition 5dr
19
£1,933
£706
£695
£654
2.0TDCi St-Line Nav Black Edition 5dr
19
£1,933
£706
£695
£654
2.0TDCi St-Line Nav Red Edition 5dr
19
£1,933
£706
£695
£654
2.0TDCi Zetec S Nav Black Edition 5dr
19
£1,933
£706
£695
£654
2.0TDCi Zetec S Nav Red Edition 5dr
19
£1,933
£706
£695
£654
Titanium 1.6T Ecoboost 5dr
19
£1,933
£706
£695
£654
Titanium 2.0 TDCi 5dr
19
£1,933
£706
£695
£654
Titanium 2.0 TDCi Powershift 5dr Auto
19
£1,933
£706
£695
£654
Titanium Navigator 1.6T Ecoboost 150 5dr
19
£1,933
£706
£695
£654
Titanium Navigator 2.0 TDCi 140 5dr
19
£1,933
£706
£695
£654
Titanium Navigator 2.0 TDCi Powershift 140 5dr Auto
19
£1,933
£706
£695
£654
Titanium X 1.6T Ecoboost (Start-Stop) 5dr
19
£1,933
£706
£695
£654
Zetec 2.0 TDCi 5dr
19
£1,933
£706
£695
£654
Zetec 2.0 TDCi Powershift 5dr Auto
19
£1,933
£706
£695
£654
Zetec S 2.0 TDCi 135 (DPF) Powershift 3dr Auto
19
£1,933
£706
£695
£654
Zetec S 2.0 TDCi 135 (DPF) Powershift 5dr Auto
19
£1,933
£706
£695
£654
Zetec S 2.0 TDCi 135 (DPF) Powershift 5dr Auto
19
£1,933
£706
£695
£654
Zetec S 2.0 TDCi 135 3dr
19
£1,933
£706
£695
£654
Zetec S 2.0 TDCi 5dr
19
£1,933
£706
£695
£654
Zetec S 2.0 TDCi 5dr
19
£1,933
£706
£695
£654
107KW Motor Auto 5dr
20
£2,275
£701
£679
£638
Electric CVT Auto
20
£2,275
£701
£679
£638
Zetec S 2.0 TDCi 163 5dr
21
£2,825
£722
£695
£676
Zetec S 2.0 TDCi Powershift 163 5dr Auto
21
£2,825
£722
£695
£676
Zetec S 2.0 TDCi 163 5dr
21
£2,825
£722
£695
£676
Zetec S 2.0 TDCi Powershift 163 5dr Auto
21
£2,825
£722
£695
£676
1.5T 182 Titanium X EcoBoost Powershift 5dr
22
£3,437
£777
£754
£692
1.5T 182 Titanium X EcoBoost Powershift 5dr
22
£3,437
£777
£754
£692
Titanium X 2.0 TDCi 5dr
22
£3,437
£777
£754
£692
Titanium X 2.0 TDCi Powershift 5dr Auto
22
£3,437
£777
£754
£692
Titanium X Navigator 2.0 TDCi 163 5dr
22
£3,437
£777
£754
£692
Titanium X Navigator 2.0 TDCi Powershift 163 5dr Auto
22
£3,437
£777
£754
£692
1.5T 182 St-Line EcoBoost Black Edition 5dr
22
£3,437
£777
£754
£692
1.5T 182 St-Line EcoBoost Red Edition 5dr
22
£3,437
£777
£754
£692
1.5T 182 Titanium X EcoBoost Auto 5dr
22
£3,437
£777
£754
£692
1.5T 182 Titanium X EcoBoost Auto 5dr
22
£3,437
£777
£754
£692
1.5T 182 Zetec S EcoBoost Black Edition 5dr
22
£3,437
£777
£754
£692
1.5T 182 Zetec S EcoBoost Red Edition 5dr
22
£3,437
£777
£754
£692
1.5T St-Line Nav EcoBoost Black Edition 5dr
22
£3,437
£777
£754
£692
1.5T St-Line Nav EcoBoost Red Edition 5dr
22
£3,437
£777
£754
£692
1.5T Zetec S Nav EcoBoost Black Edition 5dr
22
£3,437
£777
£754
£692
1.5T Zetec S Nav EcoBoost Red Edition 5dr
22
£3,437
£777
£754
£692
Titanium X 2.0 TDCi 5dr
22
£3,437
£777
£754
£692
Titanium X 2.0 TDCi Powershift 5dr Auto
22
£3,437
£777
£754
£692
Titanium X Navigator 2.0 TDCi 163 5dr
22
£3,437
£777
£754
£692
Titanium X Navigator 2.0 TDCi Powershift 163 5dr Auto
22
£3,437
£777
£754
£692
2.0TDCi 185 ST-2 5dr
24
£3,912
£815
£739
£691
Zetec S 1.6T EcoBoost 182 5dr
25
£2,732
£679
£662
£619
Zetec S 1.6T 182 EcoBoost 5dr
25
£2,732
£679
£662
£619
2.0TDCi 185 ST-3 5dr
26
£2,392
£585
£556
£510
1.5T 182 Titanium X EcoBoost 5dr
26
£2,392
£585
£556
£510
1.5T 182 Titanium X EcoBoost 5dr
26
£2,392
£585
£556
£510
Titanium X 1.6T Ecoboost 5dr
26
£2,392
£585
£556
£510
Titanium X Navigator 1.6T Ecoboost 182 5dr
26
£2,392
£585
£556
£510
1.5T 182 Titanium X EcoBoost 5dr
26
£2,392
£585
£556
£510
1.5T 182 Titanium X EcoBoost 5dr
26
£2,392
£585
£556
£510
Titanium X 1.6T Ecoboost 5dr
26
£2,392
£585
£556
£510
Titanium X Navigator 1.6T Ecoboost 182 5dr
26
£2,392
£585
£556
£510
ST 2.0T 250 5dr
34
£7,552
£1,270
£1,089
£1,074
ST 2.0T 250 5dr
34
£7,552
£1,270
£1,089
£1,074
2.0T 250 ST-1 EcoBoost 5dr
35
£6,847
£1,066
£945
£755
2.0T 250 ST-2 EcoBoost 5dr
35
£6,847
£1,066
£945
£755
ST-2 2.0T 250 5dr
35
£6,847
£1,066
£945
£755
ST-2 2.0T 250 5dr
35
£6,847
£1,066
£945
£755
ST-3 2.0T 250 5dr
36
£25,205
£1,838
£1,525
£1,319
ST-3 2.0T 250 5dr
36
£25,205
£1,838
£1,525
£1,319
2.0T 250 ST-3 EcoBoost 5dr
37
£7,807
£1,114
£968
£742
RS 3dr
38
£17,966
£2,478
£1,951
£1,587
2.3T 350 RS Edition EcoBoost 5dr
40
£20,469
£2,005
£1,813
£1,527
2.3T 350 RS Red Edition EcoBoost 5dr
40
£20,469
£2,005
£1,813
£1,527
2.3T 350 RS Heritage EcoBoost 5dr
41
£13,589
£1,776
£1,427
£1,201

As an example, a 30-year-old driver in an average postcode could pay…

  • around £640 for cover on a Ford Focus Zetec 1.6 3dr, which is in insurance group 10
  • but around £2,005 for a Ford Focus 2.3T 350 RS Edition EcoBoost 5dr, which is in group 12

That’s a huge difference of almost £300, just by choosing a model that’s two insurance groups higher. The insurance group a particular model is placed in depends on a number of different factors, including the car’s price.

However, the insurance group isn’t the only factor determining the cost of your car insurance; one of the most important other factors is your age.

The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £4,397 for the Ford Focus Titanium 1.6T Ecoboost 5dr, while the average 40-year-old Londoner will only pay £862.

The Ford Focus is perhaps one of the best-known family cars on in the road in the UK, having launched way back in 1998. It delivers the comfort, reliability and precision associated with the Ford brand. In this guide we look at the costs of insuring a Ford Focus.

How much does it cost to insure a Ford Focus?

To give you an indication of potential costs, we ran a number of quotes to find an average figure. Our results estimated that, on average, you could insure your Ford Focus with a comprehensive policy for monthly payments of £74.18, or an annual sum of £750.39.

Ford Focus insurance cost by location

The table above shows the average cost of Ford Focus insurance based on insurance groups and driver age. However, many other factors affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you’ll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Ford Focus ST 2.0T 250 5dr.

  • Expensive: £3,354 (London SE1)
  • Average: £1,270 (Newcastle NE1)
  • Cheap: £1,423.47 (Galashiels TD1)

What other factors affect my Ford Focus insurance rate?

We’ve covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating
  • The model and age of your car
  • Your car’s security and any extra anti-theft precautions
  • Annual miles driven
  • Your driving history and activity
  • No claims discount

How can I save on my Ford Focus premiums?

When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. We’ve uncovered some tricks you can try to lower the cost of your premium: take a look below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you’re able to pay annually you can save an average of £139.77 a year.
  • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you could lower your premium.
  • Don’t just accept your renewal quote. When it’s time for renewal, it’s worth investing a couple of hours to shop around: there may be cheaper options out there.

Ford Focus facts

  • The Ford Focus was created to replace the Ford Escort.
  • You can go from 0 to 60 mph in between 4.5 -14.4 seconds depending on the model of the car. The Ford Focus can have up to 345 bhp.

Is a Ford Focus cheap to insure?

Danny Butler
Finder insurance expert Danny Butler answers

Let’s say you’re doing everything you can from the list above: you’re driving less, you’re paying annually, you’re shopping around for insurance quotes. Does that mean you’ll find a Ford Focus cheap to insure?

As with any make of car, it depends on the model you go for. Key factors include: the insurance group it’s in, the size of the engine, and how safe the car is.

Ford Focus models range from insurance groups 7 to 41: look for models in lower insurance groups to keep your costs down.

In general, the bigger the engine, the higher the cost of your insurance. The engine in a Ford Focus varies depending on the model you choose. The smallest engine available with a Ford Focus is a 1.0 Litre, with the size then increasing up to a 2.0 engine of varying strengths. The turbocharged RS model can go up to a 2.3 Litre engine.

You can also choose between petrol and diesel engines, with different levels of performance. An average 30-year-old may pay £640 for the 1.0-litre Ford Focus Edge 1.0T 100 EcoBoost 5dr, but could pay around £674 for the 1.6-litre diesel Ford Focus Edge 1.6 TDCi 115 5dr.

And the safer your car is, the lower your premium is likely to be.

How safe is a Ford Focus?

When tested by Euro NCAP in 2019, the Ford Focus was given a 5/5 safety rating. Every model in the range scored an impressive 96% for adult occupant safety, with child occupant safety trailing slightly behind with a score of 87%. (Child occupant safety ratings look not only at the car’s protection from impact but also how well the car is able to accommodate “child safety provisions” such as car seats.)

As standard, the Ford Focus comes with an array of features designed to keep you safe. There is a Seat Belt Reminder device, early warning for flat tires and ESC, or electronic stability control, to constantly monitor your car’s behaviour and keep it from skidding. This car also comes with ABS and Traction Control System to keep your car’s tires gripped to the road. In 2011, Euro NCAP gave the Ford Focus four Advanced Rewards for advanced safety technology features.

For full details about optional safety features that you can add to your car, visit the Ford website. It may be worth asking your insurer what extra safety and security features would help you access lower premiums.

The bottom line

The Ford Focus is a reliable car, but can be expensive to insure depending on your choice of model. Use the tips in this guide to help you to keep costs down, and be sure to compare car insurance (and car finance, if applicable) before you buy, so you don’t pay any more than you have to.

Frequently asked questions

Compare insurance for other Ford models

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*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Grace Fletcher-Hackwood's headshot

Grace was a Finder writer specialising in credit and loans. She's been writing about personal finance for several years and enjoys helping consumers sort the facts from the fluff. See full bio

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