Dacia Sandero insurance group and cost

The Dacia Sandero is a small supermini car, produced by the Romanian manufacturer ever since 2007. It competes well for on price and insurance costs. This guide will focus on the key facts regarding insuring this vehicle.

Dacia Sandero insurance groups and cost by driver’s age

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps work out the cost of your premium. Dacia Sandero models range from insurance groups 2 to 12, so you can generally expect the cost of your insurance to fall on the cheaper end of the scale.

However, the cost of insurance can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £526 for cover on a Dacia Sandero 1.2 16V Access (01/17-) 5d (insurance group 3), or around £640 for a Dacia Sandero Comfort TCe 90 5d which falls in insurance group 10. In this specific example, there is a £114 price increase for the Dacia Sandero Comfort TCe 90 5d that is 7 insurance groups higher.

You can find the insurance group, and likely premium cost, of your Dacia Sandero model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Average Dacia Sandero insurance cost

To provide you with an idea of how much it may cost you to insure your Dacia Sandero, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Dacia Sandero with a comprehensive policy for the monthly price of £64.63, or an annual sum of £701.12.

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.15 litre engine
  • Car has 5 seats
  • 5 doors
  • Factory fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • Five years’ no claims discount
  • No driving or other convictions in the last 5 years

Dacia Sandero insurance cost by location

The table above shows the average cost of Dacia Sandero insurance based on insurance groups and driver age. However, there are numerous other factors that can impact your car insurance quote, one of the biggest being your location.

To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Dacia Sandero 1.2 16V (75bhp) Ambiance Prime 5d.

• Expensive: £820 (London SE1)
• Average: £498 (Newcastle NE1)
• Cheap: £496.24 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Dacia Sandero insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the more you will pay for your insurance. An average 30-year-old may pay £553 for the 1.2-litre Dacia Sandero 1.2 16V Access 5d, but could pay around £688 for the 1.5-litre Dacia Sandero 1.5 dCi Midnight 5d.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £872 for insurance for a Dacia Sandero 0.9 TCe Ambiance 5d, while the same 30-year-old in Newcastle may only pay £641.
• Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £2,365 for the Dacia Sandero 1.2 16V (73bhp) Ambiance 5d, while the average 40-year-old Londoner will only pay £691.

There are also a number of other factors that can impact the cost of your insurance, including:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Dacia Sandero car insurance?

When searching for car insurance, you’ll want to find the best deal for a price that’s within your budget and offers you the right level of cover. There are a few things you can try in order to save on your car insurance premiums, and we’ve listed them below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums. You can also opt to car-share or choose to travel at off-peak hours which will expose yourself to less traffic, and less risk.
• Pay annually rather than monthly. By paying annually, you will not incur any interest that you are usually subject to on monthly instalments.
• Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
• Don’t just accept your renewal quote. It always pays to compare your options when you are due for renewal. Look at the level of cover you need and look within your budget – you may get a much cheaper quote!

Dacia Sandero facts and trivia

• In some parts of the world, this vehicle is known as a Renault Sandero.
• The Dacia Sandero was the subject of a running gag in Top Gear, where Jeremy Clarkson would always show disinterest in the other host’s facts about the vehicle.

Bottom line

The Dacia Sandero is an affordable supermini car and that includes average insurance costs. Better yet, you can reduce the premiums even more with the tips in this guide.

Frequently asked questions

• How much does a Dacia Sandero cost?

  In the United Kingdom, the on-the-road price of a new Dacia Sandero starts from £8,000.

• What is the top speed of a Dacia Sandero?

  Depending on the model, Dacia Sanderos can reach top speeds of 114 mph.

• Is the Dacia Sandero safe?

  The Dacia Sandero was awarded 4 stars out of 5 under the Euro NCAP safety analysis. Dacia Sandero models score above average across the board with 80% on adult occupant safety and 79% for child occupant safety.

• How much car tax do I have to pay for the Dacia Sandero?

  The UK standard car tax rate sits at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Dacia Sandero?

  You can buy a Dacia Sandero online or by visiting your local Dacia retailer. You can also buy Dacia Sanderos through various motor resellers and websites.

• Is the Dacia Sandero expensive to insure?

  This depends on the specific model of Dacia Sandero you have and the insurance group it falls under. Dacia Sandero models can range between insurance groups 2 and 12, so in general the insurance costs should fall on the cheaper side in comparison to other car makes and models.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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