The Citroen C1 is a small city car produced by the French manufacturer since 2015. It’s affordable to buy, run and insure. In this guide, you’ll discover all you need to know about insuring a Citroen C1.
All vehicles get assigned an insurance group from 1 (cheapest) to 50 (most expensive) that helps determine how much it costs to insure a specific car. Citroën C1 models range from insurance groups 6 to 13, so your insurance will vary in price depending on the actual model you have.
For example, a 30-year-old driver in an average UK postcode may pay £641 for insurance for a Citroën C1 1.0 VTi Touch 3d, or up to £704 for a Citroën C1 1.2 PureTech Feel Edition Sunrise 5d.
You can find the insurance group of all Citroën C1 models, and how much you could pay, using the table below.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused)
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Our research suggests you can keep your C1 insured with a comprehensive policy for an average of £36.01 per month, or in a single payment each year of £378.18.
This information was gathered by aggregating quotes from a range of well-known insurance companies, using the following criteria:
The driver was identified as a thirty-year-old male teacher from Exeter, who requested comprehensive cover on their insurance document.
The driver was the only person covered in the insurance policy.
The vehicle was the only one owned by the driver.
The vehicle was used for social, domestic, pleasure, and commuting purposes.
The driver was in line with the national average of 10,000 miles every year.
The vehicle was secured in a public car park during day and on a driveway during the night.
The vehicle was unmodified.
The driver maintained a five-year record with no claims and no convictions, motoring or otherwise.
Citroen C1 insurance cost by location
While the table above shows the average cost of insurance for various Citroen C1 models based on insurance group and the age of the driver, there are other things that affect the cost of your premium, including your job and marital status. Where you live also has big impact on your insurance rate.
To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Citroën C1 Furio VTi 68 3d.
Expensive: £901 (London SE1)
Average: £689 (Newcastle NE1)
Cheap: £653.01 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused)
Which factors affect my Citroën C1 insurance rate?
Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:
Engine type and capacity. Engine size can have a big impact on the cost of your insurance. For example, an average 30-year-old may pay £689 for the 1.0-litre Citroën C1 Airscape 1.0 VTi Flair 5d ETG, but could pay around £688 for the 1.2-litre Citroën C1 Airscape 1.2 VTi Flair 5d.
Driver location. Insurance companies consider your address when calculating your insurance premium, so what you’ll pay for cover will vary based on where you live. For example, a 30-year-old in central London will pay £942 for insurance for a Citroën C1 1.2 PureTech Feel 5d, while the same 30-year-old in Newcastle may only pay £699.
Driver age.. Driver age also plays a big role in determining the cost of your insurance. The average 20-year-old driver in London could pay £2,739 for the Citroën C1 Elle VTi 72 5d, while the average 40-year-old Londoner will only pay £746.
However, there are a lot of other factors that can also impact the price of your premiums. These include:
Your driving history
Your car’s safety rating, security and anti-theft precautions
Make sure the only modifications on your vehicle, if any, are to enhance safety and security. Insurers may lower your premiums if you’ve taken steps to make your vehicle more secure.
Stay away from other modifications, particularly those that superficially enhance the car’s exterior or are for purposes of racing. You may be deemed a risker insurance investment by the insurers and your premiums will likely increase.
You can save money on your premiums if you opt to pay your insurance in a single yearly payment rather than every month. In fact, our research indicates the switch would save you an average of £53.89 every year.
Try your best to keep your C1 secure. If you have a garage that you use for storage, for instance, clear it out to park the car – and your premiums may come down as a result.
How much do you drive compared to 10,000 miles a year, the national average? Drivers who regularly exceed the average may be penalised with increased insurance costs.
The German Automobile Club place the Citroën C1 at the top of the range for small cars.
In the UK, you can purchase a Citroën C1 for starting prices of approximately £8,500.
While the Citroën C1 is not renowned for speed, more as a useful city car, its speed has been criticised by some reviewers. It can achieve 0-60mph in a poor time of 14.3mph.
The bottom line
This is one of the more affordable cars to insure, and you can reduce the cost of insurance even lower by following our tips.
Frequently asked questions
Depending on the model version, you can expect a Citroen C1 to reach a top speed of 106 miles per hour.
The Citroën C1 has been well-received in terms of safety measurements. The Euro NCAP crash procedure gave the C1 a near-perfect four-star rating, including an excellent 80% positive rating for adult and child occupant safety.
Aside from the standard safety features including multiple airbags, the C1 is also fitted with a speed assistance system, an electronic stability system, and an in-built seatbelt reminder. However, the C1 has come in for some criticism due to a lack of lane support systems, particularly as these features are increasingly available in other vehicles. Ask your insurer what extra safety and security features you can add in return for lower premiums.
The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Citroen C1 at dealerships, using online sellers or from a current owner.
It’s an affordable small city car, which failed to achieve anything above average ratings from major reviewers. There’s nothing wrong with the Citroen C1, but it’s not going to blow you away either.
You can compare the costs of Citroen C1 car insurance using any price comparison website.
The Citroen C1 can be found in insurance groups ranging from 6 to 13. This means it’ll cost less than the average car to insure.
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*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
Danny's expertise
Danny has written 347 Finder guides across topics including:
Read our comprehensive guide and find out how much it may cost you to insure a Citroën C2 and how to save on your car insurance premiums.
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