Audi S5 insurance group

The S5 sits at the higher end of the spectrum for quality Audi vehicles. If you’re happy to spend a bit extra on a classy coupe, you won’t be disappointed with this vehicle. In this guide, you’ll discover which insurance group the Audi S5 falls under and how much it costs to insure.

What insurance group does the Audi S5 fall under?

Like every car ever made available to buy, the Audi S5 was assigned an insurance group based on how much it may cost insurers to cover it. These groups range from 1 (cheapest) to 50 (most expensive). You can find an Audi S5 in insurance groups ranging from 40 to 42, meaning the car insurance will be on the expensive side.

The costs will vary slightly between different Audi S5 insurance groups based on factors related to the different models and trims. As an example, a 30-year-old driver in an average postcode could pay around £2,005 for cover on an Audi S5 Quattro Sportback 5d S Tronic that is in insurance group 40 or around £2,182 for an Audi S5 Quattro Coupe Black Edition 2d S Tronic that is in insurance group 42. This shows you the premium pricing that occurs when one car is in a higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Audi S5 insurance cost by location

The table above shows the average cost of Audi S5 insurance based on insurance groups and driver age. However, these aren’t the only factors that affect the cost of your car insurance premium. There are plenty more, one of the biggest being your location.

To show the potential impact of your postcode, we pulled together some average quotes for a 30-year-old living in 3 different locations. The quotes are for an Audi S5 Quattro Sportback Black Edition 5d S Tronic.

• Expensive: £4,786 (London SE1)
• Average: £2,005 (Newcastle NE1)
• Cheap: £2,005.63 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Audi S5 insurance rate?

Along with insurance group, here is a rundown of the other key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine inside your vehicle, the more you can expect to pay to insure it. However, as all Audi S5s have a 3.0-litre engine, this won’t be a factor to compare in this scenario.
• Driver location. Insurers will adjust your premium based on the likelihood of someone living in your neighbourhood making a claim on their policy. These adjustments are based on previous claims data. For example, a 30-year-old in central London may pay £4,786 for insurance for an Audi S5 Quattro Coupe 2d Tip Auto, while the same 30-year-old in Newcastle may only pay £2,005. That’s a £198 difference between those living in London and Newcastle, because Londoners are statistically more likely to make a claim on their car insurance policy.
• Driver age. Insurers will also use previous claims data to assess the likelihood of someone your age making a claim. The youngest drivers are charged a lot more to insure a car because they are the most likely to claim. As an example, the average 20-year-old driver in London may pay £29,598 for the Audi S5 Quattro Coupe 2d, while the average 40-year-old Londoner will only pay £4,131. As you can see, the average 20-year-old will have to pay almost double to insure an S5, because they represent far more of a risk to insurance companies.

Other factors that influence the cost of your insurance include:

• Your credit history and job
• The age and model of your car
• Your car’s security and any extra anti-theft precautions
• Your car usage
• Your driving history and activity, including your no-claim discount
• Your car’s safety rating score
• Your marital status

How can I save on my Audi S5 premium?

Audi S5 insurance may be on the more expensive side, but there are a few actions you can take to keep costs down. We have listed some ideas below.

• Reduce your annual mileage. Occasionally walking or using public transport, rather than driving your car, can help to save on your premium.
• Pay annually rather than monthly. Annual payments help you sidestep the possibility of being charged interest on monthly premiums.
• Install extra safety precautions. If you can add features that make your car safer, you’ll be perceived as less of a risk for companies to insure and your premium will usually drop.
• Don’t blindly accept your renewal quote. Most insurers save their best deals for new customers, so it usually pays to switch companies each year.

Bottom line

The Audi S5 offers incredible speed, beauty and quality, but you’ll pay a great deal to insure such a desirable vehicle. Thankfully, you can use the tips in this guide to reduce the cost of your premiums.

Frequently asked questions

• What is the top speed of an Audi S5?

  You can potentially expect an Audi S5 to reach a top speed of 155 mph, depending on the model version.

• Is the Audi S5 safe?

  The Audi S5 hasn’t been officially crash-tested by Euro NCAP. However, this vehicle is largely based on the Audi A5, which scored a full 5-star rating. The S5 is packed with more safety features than the A5 as standard too, so it’s fair to judge this as a safe car to be driving.

• How much car tax do I have to pay for the Audi S5?

  The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy an Audi S5?

  You can buy an Audi S5 at any Audi dealership or online seller across the UK. You could also pick up a second-hand model from a current owner looking to sell.

• What engine size is the Audi S5?

  All Audi S5 models come with a 3.0-litre engine.

• Is the Audi S5 any good?

  Audi is known for producing high-end, classy vehicles and the S5 is no different. Well worth the money.

• Where can I find Audi S5 car insurance?

  You can compare the costs of Audi S5 insurance using any price comparison website.

• Is an Audi S5 expensive to insure?

  Yes, Audi S5 models appear in insurance groups ranging from 40 to 42. This means it will cost a lot more than the average vehicle to cover.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 350 Finder guides across topics including:

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