Audi Q5 insurance group and cost

What insurance group does the Audi Q5 fall under?

All vehicles are given a specific insurance group, ranging from 1 (cheapest) to 50 (most expensive), that helps insurers determine the cost of your premium. Audi Q5 models can be found in insurance groups ranging from 25 to 45, meaning the car will cost more than the average vehicle to insure.

However, the costs may vary slightly between different Audi Q5 insurance groups due to a number of different factors related to the vehicle. As an example, a 30-year-old driver in an average postcode could pay around £831 for cover on a Audi Q5 SE 2.0 TDI 190PS Quattro S Tronic auto 5d that is in insurance group 27 or around £2,690 for a Audi Q5 SQ5 Plus Special Edition 3.0 BiTDI 340PS Quattro Tiptronic auto 5d that is in insurance group 45. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

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Audi Q5 insurance cost by location

Your location plays a huge role in determing the cost of your car insurance. To demonstrate this fact, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Audi Q5 S Line 2.0 TFSI 252PS Quattro S Tronic auto 5d.

• Expensive: £1,754 (London SE1)
• Average: £908 (Newcastle NE1)
• Cheap: £923.15 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Audi Q5 insurance rate?

Here are some of the other key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. For example, it may cost £1,195 for insurance for a Audi Q5 S Line Plus Special Edition 2.0 TDI 150PS Quattro 5d, while you may pay £4,786 for a Audi Q5 40 TDI Quattro Vorsprung S Tronic 5d. That’s a £219 difference based on engine size alone.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £3,673 for insurance for a Audi Q5 45 TFSI Quattro Edition 1 S Tronic C+S 5d, while the same 30-year-old in Newcastle may only pay £1,571. This £201 difference between the two cities occurs because motorists living in London are statistically more likely to claim on their car insurance than those in Newcastle.
• Driver age. The youngest drivers represent the biggest risk to insurers, because they are statistically the most likely to make a claim on their car insurance. The average 20-year-old driver in London may pay £29,598 for the Audi Q5 Black Edition 50 TFSI e 299PS Quattto S Tronic auto 5d, while the average 40-year-old Londoner will only pay £4,131. In this scenario, the 20-year-old would have to pay almost double to insure an Audi Q5. This could well be the case with other vehicles too, such is the difference in the level of claims made by these two age groups.

Other factors that influence the cost of your insurance include:

• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity, including your no-claims discount
• Your marital status
• Your occupation
• Your credit history

How can I save on my Audi Q5 premiums?

When looking for insurance, you’ll always want to find the best deal for a price that’s within your budget. Thankfully, there are some tricks you can try to lower the cost of your premium, and we’ve listed them below.

• Limit your car usage (where possible). If you can reduce your annual mileage, you’ll often receive a discount on your car insurance premiums. So, consider if there are any journeys you can take by foot or public transport instead.
• Pay annually rather than monthly. Whilst it might be intimidating to pay for a year’s worth of car insurance in one go, you’ll often receive a discount if you do. That’s because some insurers charge interest on monthly premium payments.
• Install extra safety precautions. If you can make your car safer, you’ll be deemed a lower risk of making a claim and may therefore be offered lower premiums.
• Don’t just accept your renewal quote. Yes, it might be time consuming, but it really does pay to compare the market and switch car insurance companies every year. Most insurers save their best deals for new customers, so don’t just settle for the renewal price given to you by your existing insurer. There may be cheaper options out there!

Frequently asked questions

• What is the top speed of a Audi Q5?

  This vehicle can reach top speed of 147 miles per hour, depending on the model version.

• Is the Audi Q5 safe?

  This vehicle achieved a full five-star rating in its Euro NCAP crash tests. It scored 93% for protecting adult occupants and 86% for protecting child occupants.

• How much car tax do I have to pay for the Audi Q5?

  The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Audi Q5?

  You can buy an Audi Q5 at any dealership across the UK. Alternatively, you can browse online sellers or search for an existing Q5 owner looking to sell the vehicle.

• Is the Audi Q5 any good?

  This vehicle provides everything you would expect from an Audi SUV. It’s classy, it’s powerful and performs well on all surfaces. You’ll love it.

• Where can I find Audi Q5 car insurance?

  You can compare the costs of Audi S5 insurance using any price comparison website.

• Is a Audi Q5 expensive to insure?

  Audi Q5 models are found in insurance groups ranging from 25 to 45, meaning the car will cost more than the average vehicle to insure. .

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 336 Finder guides across topics including:

• Car, home and business insurance
• Helping people save money on their insurance
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