Audi A1 insurance group and cost

The A1 is a small family car produced by Audi since 2010. Few other superminis can compete with the A1 on style, handling and general oomph; but is it ahead of the competition on insurance costs?

Audi A1 insurance groups

Audi A1 models range from insurance groups 9 to 38, so the cost of insurance can vary significantly depending on which model you have.

That’s why, in the table below, we show you the insurance group for each Audi A1 model and also the likely cost at a few different ages.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Average Audi A1 insurance cost

To provide you with an idea of how much it may cost you to insure your Audi A1, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Audi A1 with a comprehensive policy for the monthly price of £60.96, or an annual sum of £672.

• How we got this rate

  We generated these quotes using the following assumptions about the vehicle and the driver.

  The vehicle is/has:

  • A 2018 model
  • Manual transmission
  • Petrol
  • 1.2 litre engine
  • Factory fitted alarm system
  • Not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • Parked in a work car park during the day
  • Parked on a driveway at night

  The driver is/has:

  • A 30-year-old, single teacher from London
  • A homeowner
  • Five years no-claims discount
  • No driving or other convictions in the last 5 years

Audi A1 insurance cost by location

The table above shows the average cost of Audi A1 insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you’ll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Audi A1 1.4 TFSI Sport 5d.

• Expensive: £1,465 (London SE1)
• Average: £674 (Newcastle NE1)
• Cheap: £629.95 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

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What other factors affect my Audi A1 insurance rate?

We’ve covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Audi A1 premiums?

When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. We’ve uncovered some tricks you can try to lower the cost of your premium, and we’ve listed them below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you’re able to pay annually you can save an average of £59.52 a year.
• Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
• Don’t just accept your renewal quote. When it’s time for renewal, it’s worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

There’s no getting around it: an Audi A1 is going to cost you more to buy, run and insure than many other cars of a similar size and spec. If that’s the range you have your heart set on, be sure to compare car insurance (and car finance, if applicable) before you buy, so you don’t pay any more than you have to.

Frequently asked questions

• What is the top speed of an Audi A1?

  Depending on the model version, Audi A1s can reach top speeds between 118mph and 146mph.

• Is the Audi A1 safe?

  Well, we wouldn’t advise driving it at the speeds above. However, the Audi A1 was awarded the maximum five stars under the Euro NCAP safety analysis. Audi A1 models scored well across the board with 95% on adult occupant safety and 85% for child occupant safety.

• How much car tax do I have to pay for the Audi A1?

  The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy an Audi A1?

  You can buy an Audi A1 online or by visiting your local Audi A1 retailer. There is also a range of used Audi A1s available to buy through various motor resellers and websites such as AutoTrader or Motors.

• Is an Audi A1 a good first car?

  It depends what you’re looking for. A lot of people go for small cars for their first car, and the Audi A1 range matches that description. However, if budget is an issue, then it’s worth looking at less pricey alternatives. Don’t forget that younger drivers already pay more for their insurance, which could be exacerbated if you go for a car in one of the more expensive insurance classes.

• Is the Audi A1 being phased out?

  Audi confirmed in 2021 that the A1 series will be discontinued after the current generation.

• Is there a new Audi A1 coming out?

  No, but in the 2023 model year the Citycarver model will be renamed the Allstreet.

Compare insurance for other Audi models

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 347 Finder guides across topics including:

• Car, home and business insurance
• Helping people save money on their insurance
• Project management
• Giving valuable insights to website visitors