The Audi RS3 is powerful hot hatch, which has been available to buy since 2011. In this guide, you will learn everything you need to know about insuring an Audi RS3.
Why choose a Audi RS3?
When this vehicle was first released it was the most powerful vehicle of its kind. To this day, you’ll get a lot of enjoyment from its impressive acceleration.
What insurance group does the Audi RS3 fall under?
All cars are on the road are assigned an insurance group before being made available for sale. These groups – numbered from 1 (cheapest to insure) to 50 (most expensive) – help insurers determine a suitable price for insuring this vehicle.
Audi RS3 models belong to insurance group 40, meaning they will fall on the expensive side.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
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The table lets you see the average cost of Audi RS3 insurance, based on insurance groups and driver age.
However, there are various other factors that affect the cost of your car insurance premiums, including your home address.
To illustrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Audi RS3 2.5 TFSI RS 3 Quattro Nav 5d S Tronic.
Expensive: £4,786 (London SE1)
Average: £2,005 (Newcastle NE1)
Cheap: £2,005.63 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Along with insurance group, here are some of the other key factors that impact your insurance premium costs:
Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. However, as all Audi RS3 models come with a 2.5-litre engine, this won’t be a factor to compare with this vehicle.
Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or you’ll be involved in an accident. If you live in an area where motorists are historically more likely to make a claim, this will increase the cost of insurance. For example, a 30-year-old in central London may pay £4,786 for insurance for a Audi RS3 2.5 TFSI RS 3 Quattro 5d S Tronic, while the same 30-year-old in Newcastle may only pay £2,005.
Driver age. The youngest drivers are the most likely to claim on their car insurance. For this reason, they have to pay significantly more to cover themselves. As an example, the average 20-year-old driver in London may pay £29,598 for the Audi RS3 2.5 TFSI RS 3 Quattro Nav 5d S Tronic, while the average 40-year-old Londoner will only pay £4,131. In this example, the 20-year-old would have to pay almost double to insure an Audi RS3.
Other factors that influence the cost of your insurance include:
Your annual mileage
Your marital status
Your car’s safety rating score
The model of your car
The age of your car
Your car’s security features
Your car’s anti-theft precautions
Your driving history and activity
No claims discount
Your occupation
Your credit history
How can I save on my Audi RS3 premiums?
Car insurance is a necessary legal requirement if you want to drive your car or even leave it on the road. Still, there’s no reason to let it cost more than it needs to. There are plenty of tricks you can try to lower the cost of your premium, and we’ve listed them below.
Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
Pay annually rather than monthly. By paying annually, you eliminate the possibility of paying interest on your monthly repayments.
Install extra safety precautions. There are certain safety precautions which insurers believe reduce the likelihood of your car being stolen or involved in an accident. If you install these on your vehicle, you’re quite likely to lower your premium.
Shop around for the best deal each year. Don’t blindly settle for the renewal price given to you by your existing insurance company. There is likely to be cheaper options available from its competitors. Shop around the best deal using price comparison websites.
Bottom line
The Audi RS3 is a classy hot hatch, which provides plenty of raw power and a beautiful exterior. You’ll pay a lot to insure this vehicle, but the tips in this guide will help you to reduce your premiums.
Frequently asked questions
The official top speed of an Audi RS3 is 155 mph.
In its official Euro NCAP crash test, the Audi RS3 scored a full five-star rating. It rated as 95% for protecting adult occupants and 87% for protecting child occupants.
The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.
You can buy an Audi RS3 from any dealership or online seller. Alternatively, you can try finding a current Audi RS3 owner looking to sell it.
An Audi RS3 comes with a 2.5-litre engine.
The Audi RS3 was a real game-changer when it was released in 2011. The credit goes to Audi for the continuous improvements and new features added to this vehicle. It remains as relevant as ever in the present day.
You can compare the costs of Audi RS3 insurance using any price comparison website.
Yes, this vehicle can be found in insurance group 40, meaning it will be significantly more expensive than the average vehicle to insure.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Connor is a senior associate publisher at Finder, specialising in insurance and investing. He's been sourcing and analysing data in both subjects for around 4 years, supporting Finder's publishing team. Connor holds a BSc in Accounting and Finance from the University of Sussex and when he's not at work, you can find him at his local gym keeping fit. See full bio
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