The Abarth 595 is a hot hatch produced by Fiat. It’s small, it’s punchy and it’s a great low-budget alternative to the Mini Cooper. In this guide, you can learn how much it might cost to insure based on the specific model version and factors related to the driver.
What insurance group does the Abarth 595 fall under?
All cars on the road are assigned an insurance group from 1 (cheapest to insure) to 50 (most expensive). Insurers use these groups to determine a suitable premium to offer you. Abarth 595 models can be found in insurance groups ranging from 26 to 34, meaning the car will cost slightly more than the average vehicle to insure.
However, the costs are likely to vary depending on your chosen model of Abarth 595 and what insurance group it falls in. As an example, a 30-year-old driver in an average postcode could pay around £585 for cover on an Abarth 595 1.4 T-Jet 140bhp 3d that is in insurance group 26 or around £1,270 for an Abarth 595 Competizione 1.4 Tjet 180hp 3d that is in insurance group 34.
Model / Version | Group (1-50) | Age 20yrs | Age 30yrs | Age 40yrs | Age 50yrs | Link |
---|---|---|---|---|---|---|
1.4 T-Jet 140bhp 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.4 T-Jet (140bhp) 3d Auto | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
1.4 Tjet 145hp 3d | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
1.4 Tjet 145hp MTA auto 3d | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
Competizione 1.4 Tjet 180hp 70th 3d | 34 | £7,552 | £1,270 | £1,089 | £1,074 | Get Quote |
Competizione 1.4 Tjet 180hp 70th MTA auto 3d | 34 | £7,552 | £1,270 | £1,089 | £1,074 | Get Quote |
Esseesse 1.4 Tjet 180hp 70th 3d | 35 | £6,847 | £1,066 | £945 | £755 | Get Quote |
Esseesse 1.4 Tjet 180hp 70th MTA auto 3d | 35 | £6,847 | £1,066 | £945 | £755 | Get Quote |
1.4 T-Jet Competizione 3d | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
1.4 T-Jet Competizione 3d Auto | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
1.4 T-Jet (180bhp) Competizione 3d | 34 | £7,552 | £1,270 | £1,089 | £1,074 | Get Quote |
1.4 T-Jet (180bhp) Competizione 3d Auto | 34 | £7,552 | £1,270 | £1,089 | £1,074 | Get Quote |
Competizione 1.4 Tjet 180hp 3d | 34 | £7,552 | £1,270 | £1,089 | £1,074 | Get Quote |
Competizione 1.4 Tjet 180hp MTA auto 3d | 34 | £7,552 | £1,270 | £1,089 | £1,074 | Get Quote |
1.4 Tjet 145hp 70th 3d | 29 | £3,242 | £680 | £685 | £625 | Get Quote |
Pista 1.4 Tjet 165hp 70th 3d | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
Pista 1.4 Tjet 165hp 70th MTA auto 3d | 31 | £4,579 | £934 | £849 | £705 | Get Quote |
1.4 T-Jet 165 Monster Yamaha 70th Anniversary 3d | 30 | £3,562 | £896 | £721 | £702 | Get Quote |
1.4 T-Jet (140bhp) Trofeo 3d | 26 | £2,392 | £585 | £556 | £510 | Get Quote |
Trofeo 1.4 Tjet 160hp 3d | 30 | £3,562 | £896 | £721 | £702 | Get Quote |
1.4 T-Jet Turismo 3d | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
1.4 T-Jet Turismo 3d Auto | 28 | £3,250 | £743 | £715 | £680 | Get Quote |
Turismo 1.4 Tjet 165hp 3d | 30 | £3,562 | £896 | £721 | £702 | Get Quote |
Turismo 1.4 Tjet 165hp MTA auto 3d | 30 | £3,562 | £896 | £721 | £702 | Get Quote |
Turismo 1.4 Tjet 165hp 70th 3d | 30 | £3,562 | £896 | £721 | £702 | Get Quote |
Turismo 1.4 Tjet 165hp 70th Automatica Pack auto 3d | 30 | £3,562 | £896 | £721 | £702 | Get Quote |
Turismo 1.4 Tjet 165hp 70th MTA auto 3d | 30 | £3,562 | £896 | £721 | £702 | Get Quote |
1.4 T-Jet 165 Scorpioneoro 70th Anniversary 3d | 33 | £8,337 | £769 | £727 | £816 | Get Quote |
Abarth 595 insurance cost by location
The table above illustrates the average cost of insuring an Abarth 595 based on insurance groups and driver age. However, there are many other factors that affect the cost of your car insurance premiums, one of the biggest being your location.
To show the potential impact of your home address, here are a few average quotes for a 30-year-old living in three different locations. The quotes are for an Abarth 595 Trofeo 1.4 Tjet 160hp 3d.
- Expensive: £2,154 (London SE1)
- Average: £896 (Newcastle NE1)
- Cheap: £683 (Galashiels TD1)
Which factors affect my Abarth 595 insurance rate?
Along with insurance group, here are some more of the key factors that have a big impact on your insurance premium costs:
- Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. However, in this case, the Abarth 595 models all have a 1.4-litre engine, so there’s little to compare in this regard.
- Driver location. Insurers will use your home address to help determine the likelihood of you making a claim on your car insurance. If you live in an area where motorists are more likely to claim, your premiums will rise. For example, a 30-year-old in central London may pay £1,402 for insurance for an Abarth 595 1.4 T-Jet Turismo 3d Auto, while the same 30-year-old in Newcastle may only pay £743. This £131 difference occurs because motorists in London are statistically more likely to claim on their car insurance than those living in Newcastle.
- Driver age. The youngest drivers have to pay more for car insurance because this age group is the most likely to claim. As an example, the average 20-year-old driver in London may pay £4,919 for the Abarth 595 1.4 T-Jet 140bhp 3d, while the average 40-year-old Londoner will only pay £1,050. That’s an £837 difference between the two age groups to insure the same vehicle. A clear indicator of the difference in risk levels that 20-year-olds and 40-year-olds present to insurers.
Other factors that influence the cost of your insurance include the following:
- The model of your car
- The age of your car
- Your car’s security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity, including your no claims discount
- Your marital status
- Your credit history
- Your occupation
- Your car’s safety rating score
How can I save on my Abarth 595 premiums?
While car insurance is a necessary legal requirement if you want to drive your Abarth 595 or leave it on the road, you don’t want it leaving you with an empty bank account.
While searching for insurance, you’ll surely want to find the best deal available to you. So, here are some tricks you can try in order to lower the cost of your premium.
- Limit your car usage (where possible). Can you occasionally take some journeys by foot or public transport rather than using your car? Doing so will reduce your annual mileage, which can help to save on your premiums.
- Pay annually rather than monthly. When you pay annually for car insurance, you eliminate the possibility of being charged interest on monthly repayments.
- Install extra safety precautions. The safer you can make your car, the more of a discount you could be offered by car insurance companies.
- Shop around for the best deal using price comparison websites. Don’t blindly settle for the renewal price offered by your existing insurer. There may be cheaper options being offered by competitors!
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