Zilch is a virtual payment card that allows users to shop now and pay later for goods at thousands of online stores.
The best thing about Zilch is that it can be used at almost any online store, regardless of whether or not the retailer is partnered with Zilch itself. The below retailers offer Zilch as a payment method for free, but other online retailers may charge you a fee of £2.50 to use the platform.
Zilch is slightly different to other buy now, pay later services (such as Klarna and Clearpay) in that you will be given a virtual Zilch card. In order to use it, select your chosen store on Zilch’s website, activate the card for that store and then start shopping! After that, you can order your goods with the Zilch card and the total cost of your shopping will be divided into four even chunks. At the time of purchase, 25% of the total order cost will come out of your attached payment method. The remaining 75% of the total will be taken from your account every 2 weeks (over a period of 6 weeks) at 25% each time.
Half of adults in the UK – around 26.4 million Brits – have now used buy now, pay later (BNPL), according to new research.
Read more…
Find out how to spread your purchases over 3, 6 or 12 months with Monzo Flex.
Read more…
Report suggests buy now, pay later regulation could be ditched
Read more…
Klarna will start charging UK customers for late payments from March 2023.
Read more…
Payment platform Square enters the buy now, pay later market with Clearpay.
Read more…
Virgin Money is offering eligible customers to “buy now, pay better on terms that work for them” with its new credit card product, Slyce.
Read more…
Discover more about PayPal Credit to see if it could work for you.
Read more…
Buy now, pay later provider, Klarna, is set to share UK customers’ spending habits with credit reference agencies from 1 June 2022.
Read more…
New buy now, pay later challenger PollenPay goes head to head with big fishes like Klarna and Clearpay to offer customers interest-free instalment plans.
Read more…
Credit reference agencies have announced that buy now, pay later debt will start showing on credit reports from spring 2022. Here’s what you need to know.
Read more…
Klarna and PayPal are two of the biggest names in the online payment industry. So which should you use for your next purchase? We compare the two.
Read more…
The FCA is set to introduce tighter controls for buy, now pay later firms like Klarna and Clearpay.
Read more…
PayPal’s buy now, pay later service splits your shopping into three interest-free payments. We look at how to apply, key features and where you can shop.
Read more…
Flava offers a pay later service different to any other in the UK, with a focus on groceries. Find out about fees and credit checks in our review.
Read more…
Zilch allows consumers to pay for goods over time, almost anywhere. But what are its pros and cons and how does it compare to other BNPL providers?
Read more…
Download our free paper to get original research and data-driven analysis, as well as expert commentary and predictions on the future of buy now, pay later platforms in the retail industry.
Read more…
Looking to buy now and pay later? Spread the cost of your purchase across a specified time period with DivideBuy.
Read more…
Read our review to see how Payl8r works and decide if it’s the right choice for you.
Read more…
Check out our review of Laybuy, to see whether this buy now pay later interest-free plan could work for you.
Read more…
Check out our comparison of Clearpay vs Klarna and find out which might be the right choice for you.
Read more…
PayPal’s buy now, pay later service splits your shopping into three interest-free payments. We look at how to apply, key features and where you can shop.
Buy now, pay later is the fastest growing online payment method in the UK. Discover the latest statistics on how it’s disrupting the payments industry.
Flava offers a pay later service different to any other in the UK, with a focus on groceries. Find out about fees and credit checks in our review.
Looking to buy now and pay later? Spread the cost of your purchase across a specified time period with DivideBuy.
Read our review to see how Payl8r works and decide if it’s the right choice for you.
Check out our review of Laybuy, to see whether this buy now pay later interest-free plan could work for you.
Wondering where you can shop using your new Clearpay account? Check out our full list of Clearpay shops here and buy now, pay later.
Discover which UK retailers accept Laybuy, a retail payment platform that allows you to buy now and pay later for your next online shop.
What is Klarna? We discuss how the buy now, pay later platform works, the pros and cons of using it and what happens if you miss a payment.
Find out which shops take Klarna and how the buy now, pay later scheme works. Browse your favourite UK shops that offer this way to budget your online shopping.