Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Moneyfacts.
How do Barclaycard business credit cards work?
Business owners can choose between credit or charge cards, depending on their company’s needs. Business credit cards offer a range of benefits and perks, including rewards, interest-free periods and discounts. From new small businesses to jet-setting companies on the global stage, Barclaycard offers cards to suit businesses of all types.
Barclaycard business credit cards features and benefits
Barclaycard provides the following range of benefits to all its business credit card customers:
Barclaycard Business online servicing. Track your cash flow and control employee spending via handy website tools.
Discounts.. Save money on spending for business essentials, travel, marketing and client entertainment.
Free Experian Business credit report. Nothing to pay for your first 3 months and 50% off a business subscription after it ends.
Online payments and fraud protection. Barclaycard monitors your account for any suspicious activity or unauthorised transactions.
24/7 customer service. Barclaycard’s customer advisers are available around the clock.
No fees for additional cardholders. Most Barclaycard business credit cards won’t charge you extra for ordering extra cards for your employees.
Cashback on spending. The Barclaycard Select Cashback Business Card offers 1% cashback on your everyday spending.
How to compare Barclaycard business credit cards
Barclaycard offers business credit cards or charge cards to suit different needs and company sizes.
If you and your employees travel a lot, it may be worth looking for a card with benefits such as free travel insurance and other travel rewards. If you’re planning to put a lot of company expenses through your credit card, you may want to look at cards with good rewards or a cashback facility.
If you’re a new business, having a 0% interest period could be beneficial in alleviating the financial burden of high startup costs, allowing you to distribute the payments more comfortably.
Some business credit cards have a minimum turnover requirement or annual fee so may not be suitable for smaller or new businesses.
If you’re thinking about getting a business credit card and aren’t sure which one to pick, take a look at our business credit card comparison page.
Barclaycard customer support
You can contact customer support on 0800 161 5343. Lines are open 8am – 6pm from Monday to Friday.
Barclaycard customer reviews
In our 2024 customer satisfaction survey, 92% of its business card customers stated that they would recommend Barclaycard to a friend. Many respondents noted its good customer service, while others commented on how trustworthy the company is. One customer in our survey said of Barclaycard: “Easy to use and helps our business progress in the way we want it to.”
However, on Trustpilot, Barclaycard received a score of only 1.3 out of 5, with one customer stating that having signed up as a business, the credit limit they receieved was “almost unusable” (updated March 2024).
Overview of Barclaycard Business business credit cards
Highest cashback earn-rate
No cashback available
Highest introductory bonus offer
30,000 points
Frequently asked questions
It’s easy to set up online services with Barclaycard. Just have your the credit card you received in the mail and fill out the necessary information, including a memorable word, on their website.Keep the letter that specifies the credit limit you were given as you will need this figure when you sign up for online services.
As the name suggests, the features of a business credit card are better-suited to a business than a personal credit card. Business credit cards are available on Visa, Mastercard or American Express, but the credit limit, purchase restrictions and features are designed to complement the financial needs of a business. As a result, you may find that the features of a personal credit card are inadequate for your business needs.
Fees and charges paid as a result of using a credit card for business purposes are tax deductible. However, there are instances and complexities where a transaction could be considered for personal advantage, whether it’s for you or an employee utilizing the card. Check with your bank, accountant or HMRC about what you can and can’t deduct.
All Mastercard credit cardholders are entitled to use their Priceless Cities rewards programme which offers access to exclusive experiences and discounts.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio
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Chris has written 602 Finder guides across topics including:
If you’re not planning to leave an outstanding balance on your business card each month, this simple charge card could offer you payment protection and a few discounts too.
Barclaycard’s most rewarding business credit card goes under the spotlight, with perks weighed up against costs.
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Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
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