Saga breakdown cover review
Discover the pros and cons of Saga breakdown cover, plus the types of policy available to you.

Saga is a financial services company which specialises in serving over-50s. It offers insurance, retirement planning products and savings accounts, as well as car breakdown cover. Saga offers breakdown cover as an add-on to its car insurance.
In this guide, we’ll explore the benefits of Saga breakdown cover and the cover options available.
Saga offers 5 levels of breakdown cover. They’re listed below in order of affordability, with the cheapest first.
You can choose to add additional vehicles to your policy, protecting other vehicles in your household at a discounted price.
You can also buy personal cover, which protects you and your spouse no matter what car you or they are driving.
If you break down, call 0800 068 1966 for assistance. You’ll have to provide various details of your policy, your vehicle and where you are.
Saga says a breakdown expert will be with you within an average of 57 minutes, and on 8 out of 10 occasions they’ll be able to repair your vehicle at the roadside.
To manage your Saga policy, click the MySaga button at the top of the Saga website.
Saga’s breakdown service fared well in Finder’s 2024 customer satisfaction survey, with 85% of its customers saying they’d recommend the brand to a friend.
Customers mentioned “helpful” and “excellent” service, although several thought prices were too high.
Saga has over 38,000 reviews on Trustpilot, with an average rating of 4.2 out of 5, which is classed as “great”. The rating spans all its products and services (last updated: February 2024).
Saga provides a comprehensive car breakdown service with 5 policies to choose from, but it’s available to over-50s only and the call-out wait time appears longer than some.
Get started by visiting Saga’s website and sign up for a policy. If you have read this review and decided that Saga breakdown cover is not for you, you can also compare other breakdown cover policies on the market.
Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.
To find out more, read our full methodology.
All user-submitted reviews must meet our review guidelines. These set out our standards and expectations, including that the review is from by a genuine user of the relevant product or service and that it is honest, authentic and respectful. We explicitly prohibit fake or otherwise misleading reviews and we check all submissions, but we make no guarantee as to the authenticity of any published review or reviewer. Some reviews may be submitted (regardless of sentiment) in exchange for entry into any competition(s) for which we are the promoter.
A list of popular breakdown cover providers, from A to Z.
Find out how you can take out temporary breakdown cover for the UK and Europe, what’s included and how to find the right policy for you.
Find out if you can take out immediate breakdown cover after you’ve broken down, what it includes and what other options you have.
Find out what personal breakdown cover is, how it differs from vehicle breakdown cover and what’s included in the policy.
Find out what vehicle breakdown cover means, what’s included and whether it allows you to drive another person’s car.
Few things are as frustrating as not being able to start your car when you have places to be. Find out what’s included in home start breakdown cover.
Learn all about roadside assistance cover, like what’s included, do you need it and what to do if your car breaks down on the roadside.
Protect your family when they’re out on the road. Compare family breakdown cover deals here.
Got a few cars on the driveway? Find out if a multi-car breakdown policy could save you money. Compare your options here.
Road trip in Europe? We explain what breakdown cover you can get and whether it’s worth it.