Finder's panel of experts give their opinions on what the future holds for crypto.
Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
Estimated reading time: 2 min
Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk.
What are the key risks?
1. You could lose all the money you invest
The performance of most cryptoassets can be highly volatile, with their value dropping as quickly as it can rise. You should be prepared to lose all the money you invest in cryptoassets.
The cryptoasset market is largely unregulated. There is a risk of losing money or any cryptoassets you purchase due to risks such as cyber-attacks, financial crime and firm failure.
2. You should not expect to be protected if something goes wrong
The Financial Services Compensation Scheme (FSCS) doesn't protect this type of investment because it's not a 'specified investment' under the UK regulatory regime – in other words, this type of investment isn't recognised as the sort of investment that the FSCS can protect. Learn more by using the FSCS investment protection checker.
The Financial Ombudsman Service (FOS) will not be able to consider complaints related to this firm or Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA regulated firm, FOS may be able to consider it. Learn more about FOS protection here.
3. You may not be able to sell your investment when you want to
There is no guarantee that investments in cryptoassets can be easily sold at any given time. The ability to sell a cryptoasset depends on various factors, including the supply and demand in the market at that time.
Operational failings such as technology outages, cyber-attacks and comingling of funds could cause unwanted delay and you may be unable to sell your cryptoassets at the time you want.
4. Cryptoasset investments can be complex
Investments in cryptoassets can be complex, making it difficult to understand the risks associated with the investment.
You should do your own research before investing. If something sounds too good to be true, it probably is.
5. Don't put all your eggs in one basket
Putting all your money into a single type of investment is risky. Spreading your money across different investments makes you less dependent on any one to do well.
A good rule of thumb is not to invest more than 10% of your money in high-risk investments.
If you are interested in learning more about how to protect yourself, visit the FCA's website here.
For further information about cryptoassets, visit the FCA's website here.
In a recent survey, Finder polled crypto experts and analysts to find out what they think the future holds for the price of of a range of cryptocurrencies including bitcoin (BTC), ether (ETH), dogecoin (DOGE) and solana (SOL).
How much will the value of BTC, ETH, DOGE, SHIB, XRP and SOL rise over the next 10 years?
All prices mentioned in this report are denominated in US dollars.
How much will the value of BTC, ETH, DOGE, SHIB, XRP and SOL rise over the next decade?
In January 2025, our panellists predicted that the prices of BTC, ETH, DOGE, SHIB, XRP and SOL would rise into 2025.
They also predicted that the prices of these assets would rise even higher by 2030 and higher yet by 2035.
Over the next decade, the panel expects SHIB to see the most growth at 3,846%, while the panel only see the price of 462% over the same period of time.
Bitcoin (BTC) price predictions
Bitcoin’s price is expected to rise to $161,105 by year-end 2025, according to the average prediction from Finder’s panellists.
Our most bullish panelists see BTC trading at $275,000 by the end of 2025, while our most bearish panellists sees it dropping well below where it is now, reaching $60,000 by the end of the year.
Our panellists also predict BTC will hit $405,789 by 2030 and $746,842 by 2035. The panel is way more bullish than last quarter when their long-term prediction for 2030 came in at $282,238.
ETH’s price is expected to rise to $5,770 by year-end 2025, according to the average prediction from Finder’s panellists. This prediction is a little more bearish than their end-of-2025 prediction of $6,105 prediction in the October report.
The panellists also predict ETH will hit $10,738 by 2030 and $21,516 by 2035. Just like with their 2025 prediction, the panel is slightly more bearish than their average predictions from our October 2024 survey, when they projected ETH to reach $12,059 by 2030.
On average, our panellists think DOGE will be worth $0.57 by year-end 2025, which is 76% higher than the asset’s price at the start of 2025 — $0.32. It is worth noting that the price of DOGE is down below this figure at the time of writing compared to when the survey was conducted.
Our panellists also predict that DOGE will rise to $2.02 by year-end 2030 and $3.12 by year-end 2035. Both predictions are exceptionally bullish, given that DOGE’s all-time high hit $0.73 in May 2021.
On average, our panellists think SHIB will be worth $0.0000399 by year-end 2025, which is 84.30% higher than the asset’s price at the start of 2025 — $0.00002165. It is worth noting that the price of SHIB is down below this figure at the time of writing compared to when the survey was conducted.
Our panellists also predict that SHIB will rise to $0.0001971 by year-end 2030 and $0.0008543 by year-end 2035. Both predictions are exceptionally bullish, given that SHIB’s all-time high hit $0.00008845 in October 2021.
*Cryptocurrencies aren't regulated in the UK and there's no protection from the Financial Ombudsman or the Financial Services Compensation Scheme. Your capital is at risk. Capital gains tax on profits may apply.
Cryptocurrencies are speculative and investing in them involves significant risks - they're highly volatile, vulnerable to hacking and sensitive to secondary activity. The value of investments can fall as well as rise and you may get back less than you invested. Past performance is no guarantee of future results. This content shouldn't be interpreted as a recommendation to invest. Before you invest, you should get advice and decide whether the potential return outweighs the risks. Finder, or the author, may have holdings in the cryptocurrencies discussed.
Richard Laycock is Finder’s NYC-based lead editor & insights editor, spending the last decade data diving, writing and editing articles about all things personal finance. His musings can be found across the web including on NASDAQ, MoneyMag, Yahoo Finance and Travel Weekly. Richard studied Media at Macquarie University, including a semester abroad at The Missouri School of Journalism (MIZZOU). See full bio
Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
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