We have compiled a list of the best sign-up bonus offers from banks and banking apps in the UK. We will check and update this guide on a weekly basis.
These offers include:
We’ve rounded up sign-up bonuses from a range of providers, offering a variety of services including prepaid children’s cards to in-app money management.
Get a sign-up bonus of £20 when you open a new Revolut account Get £10 cashback after saving over £100 in your first 90 days with Plum. Get a £20 pocket money bonus for your child with GoHenry Get £10 free pocket money plus your first month free with nimbl
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Minimum spend of £20 to receive the welcome offer. T&Cs apply.
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Open to new customers only. No code needed. The participating customer must hold a minimum of £100 within their Plum account. T&Cs apply.
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A prepaid account for children aged 6-18. Sign up today and also receive 2 months free. T&Cs apply.
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A prepaid account for children aged 6-18. Get £10 free pocket money plus your first month free. T&Cs apply.
We’ve rounded up refer-a-friend offers available from a range of digital banks and e-money institutions.
Free £5 when you refer a friend to Monzo
Free £75 when you refer a friend to Wise
Free £10 when you refer a friend to Currensea
Free £10 when you refer a friend to Monese
Free National Trust day pass when you refer a friend to Starling Bank
Banks often pay money when you change your bank account. Below we have rounded up the offers currently available. For these you will need to close and move over your old bank account to your new one using the Current Account Switch Service (CASS). For more details, head over to our bank switch offers guide.
£175 bonus for a current account switch with first direct £200 switch bonus for a current account switch to Lloyds £175 bonus for a current account switch to Nationwide £150 bonus for switching to The Co-operative Bank
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£175 bonus when you complete a full switch to a first direct 1st account. T&Cs apply.
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£200 switch bonus for a current account switch to Lloyds. Switch 3 or more active direct debits using the Current Account Switching Service. T&Cs apply.
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£175 bonus for a current account switch to Nationwide. Must make at least 2 direct debits. T&Cs apply.
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£75 bonus for switching, plus £25 a month for up to 3 months. T&Cs apply.
We’ve rounded up all the free share bonuses and referral offers available to UK investors, with promoted partners shown first. In all cases, T&Cs apply. For a full list with more details, visit our guide on how to get free stocks and shares.
Free stock worth £10-£100 with Freetrade.
Sign-up welcome bonus of £10-£50 with InvestEngine
£50 refer-a-friend cashback with Wealthify
£25 referral voucher with Scottish Friendly
Refer up to 5 friends to get free fractional share trades with Robinhood
Free £30 Blackhawk voucher if you refer a friend with AJ Bell Dodl
Free £5 to £200 ETF share when you refer a friend with Wealthyhood
We’ve rounded up savings deals to help you optimise your savings where banks and banking apps pay you an incentive to deposit a sum of money.
Earn a bonus of up to £50 on your savings with Chip
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Use code FINDER5K for a £10 bonus on deposits over £5,000, FINDER10K for a £30 bonus on deposits over £10,000, FINDER15K for a £40 bonus on deposits over £15,000 or FINDER20K for a £50 bonus on deposits over £20,000. T&Cs apply.
We’ve rounded up students deals to help students get more from bank accounts.
Free 16-25 railcard with Santander Student Account.
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Free 4-year Santander 16-25 Railcard to save 1/3 on rail travel in Great Britain. T&Cs apply.
Banks and banking apps want you as a customer. In a competitive market, one way to stand out is to offer bonuses and rewards to encourage you to open an account.
These can include sign-up bonuses, ongoing rewards, refer a friend incentives, high interest on your current account or a linked savings account.
The Current Account Switching Service has made it easier to switch your current accounts. So it’s worth keeping an eye on what’s available and what you can take advantage of.
There’s typically no impact on your credit score just from accepting a sign-up bonus or earning rewards using your account.
However, if you’ve switched current accounts to secure the offer or reward, this can affect your credit score. But only temporarily.
When you open a new account, banks tend to do a “hard” credit search, which will show on your credit file. This will reduce your credit score very slightly, but the effect is short-lived.
If you’re looking to earn a little cash or are just interested in changing current accounts, it’s worthwhile to look at the best banking offers available. Whether it’s an initial influx of cash you are after or ongoing rewards, there’s something for everyone. But as well as considering what offer to take advantage of, make sure the current account you’re switching to has the right features, tools and banking options for you.
Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.
To find out more, read our full methodology.
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