Barclaycard has introduced 2 new challenger cards to the rewards credit card market. Find out more.
Now that travel seems a bit sunnier as the clouds of the pandemic clear, it’s a great time for the takeoff of the new Barclaycard Avios Card and its premium sister the Barclaycard Avios Plus Card. With the opportunity to earn Avios on your day-to-day spending, Barclaycard’s newest credit product is aimed at those who love to travel.
The Barclaycard Avios Plus credit card is a great rewards option for those who are willing to shell out a fee of .
As the premium version of this card’s little sister, you can earn Avios at a rate of spent and also enjoy the exclusive welcome bonus of Avios.
Compared to this card’s American Express competitor, the British Airways American Express® Premium Plus Card, you could get double the Avios (per £1 spent) if you are in the position to commit to a sky-high annual fee.
However, if you’re not in the position for the high interest rates or annual fee of the Barclaycard Avios Plus Credit Card, this card’s little sister offers a reduced interest rate and no annual fee in exchange for a lesser Avios earn rate.
If you are looking for rewards cards that specifically dabble in Avios, there are plenty of providers that offer this or the option to exchange points for Avios. It is always wise to weigh up your options before taking flight.
Barclaycard has introduced 2 new challenger cards to the rewards credit card market. Find out more.
Issuer | Barclaycard |
Network | Mastercard |
Representative APR | 80.1% |
Annual/monthly fees | £20 per month |
Balance transfers | 29.9% |
Balance transfer fee | 0% |
Purchases | 29.9% |
Purchases interest-free period | Up to 56 days |
Cash advances | 29.9% |
Minimum credit limit | £50 |
Maximum credit limit | Subject to status |
Additional cards available | 4 |
Incentive | Earn 25,000 Avios when £3,000 spent on card over the first 3 months of opening. Earn 1.5 Avios for every £1 you spend. Spend £10,000 or more during the year and receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios. Avios value varies dependent on reward (min 1,000pts for flights) |
Lounge access | Access over 1,000 airport lounges worldwide. £18.50 per lounge pass, per person. |
Additional Rewards Info | Buy tickets for up to 3500 selected live events through Barclaycard entertainment and get 5% off tickets per year and exclusive pre-sale tickets on selected festivals with 10% off ticket prices. Save 10% on food and drink at all UK 02 Academy venues. |
Potential costs | 3.2 ★★★★★ |
Doing its job | 4.3 ★★★★★ |
Extras | 4.5 ★★★★★ |
Overall Finder Score | 4.0 ★★★★★ |
Annual/monthly fees | £20 per month |
Balance transfer fee | 0% |
Foreign usage charge (EU) | 2.99% |
Foreign usage charge (rest of world) | 2.99% |
Cash advance fee | 2.99% (min. £2.99) |
Late payment fee | £12 |
Duplicate statement fee | £0 |
Exceeding limit fee | £0 |
Additional card fee | £0 |
Replacement card fee | £0 |
Dormancy fee | £0 |
Minimum Age | 21 |
Availability | Available to new customers |
The Barclaycard Avios Plus Card is issued on the Mastercard network, so it's accepted at more than 50 million merchant locations across more than 210 countries and territories.
Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Moneyfacts.
You can make manual repayments through Barclaycard's app by logging in to your online banking or over the phone (0800 151 0900). Alternatively, you may wish to set up a direct debit.
A direct debit protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee (£12) or losing any promotional rates as a result.
You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
Minimum amount | Fixed amount | Fixed percentage | Full amount |
---|---|---|---|
If you've compared cards and settled on the Barclaycard Avios Plus Card, completing the secure online application form takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.
As the premium version of the Barclaycard Avios Card, you can expect some sky-high benefits when opting to apply for this rewards credit card and Barclaycard doesn’t disappoint. With the welcome bonus alone you could enjoy an economy return flight from London to Barcelona (granted you meet the spending criteria). But if the card’s high interest rate or annual fee is a cause for delay, you could always opt for its little sister. Remember, like all rewards cards, unless you pay your balance in full each month, you won’t be seeing much payback, especially with that high interest rate.
Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Moneyfacts.
Our experts score rewards credit cards to determine their value against similar products on the market. We look at a number of important factors, like welcome bonuses, introductory and ongoing earn-rates, any caps or restrictions on the points you can earn, plus the potential costs involved with running the card both in the short and longer term.
You can read more about our scoring criteria on our credit card methodology page.