You can easily transfer money to another UK bank account from the comfort of your own home or while you’re on the go in a matter of minutes. Read on for a step-by-step guide on how to transfer money to another bank account.
Step-by-step guide to domestic transfers
Before you can transfer money online, you’ll need to make sure you’re registered for your bank’s internet banking service. This is a simple process regardless of whether you’re a new or existing customer, so contact your bank or head to its website to find out how to sign up if you haven’t already.
Once that’s taken care of, the process of sending a transfer to another UK bank account is quick and easy. For many digital banking apps, you’re usually given access to online or app-based banking as soon as your account is opened.
How to transfer money to another account
- Log in to your internet banking account.
- Select the “Payments” or “Payments and Transfers” menu.
- If required, select the “Transfer funds” or “Make a payment” option. You may also have the option to select “Transfer funds within the UK”.
- Select the account the funds will be transferred from.
- Select the account the funds will be transferred to. You will need to provide your recipient’s bank account details (name, sort code and account number) or, if you’ve transferred funds to the same account before, it may be saved in your internet banking portal.
- Enter the amount you wish to transfer and write a description.
- Review the details of your transfer and submit your payment.
- You will be given a receipt for the transaction and you’ll also see the transaction in your transaction history.
What bank account details do I need to send a domestic transfer?
You only need minimal details in order to send a transfer to someone else’s bank account. The only information your bank will need is:
- Your recipient’s sort code and account number
- Your recipient’s name for the account.
Although the exact process for sending a domestic transfer will vary slightly from one bank to the next, you will typically have the option to either send a one-off transfer or save your recipient’s details for future transactions.
Since 2020, many banks have introduced the ‘Confirmation of Payee’ scheme that checks whether the name you’ve been given matches the name linked to the account number and sort code you’re paying to reduce the risk of your payment ending up in the wrong account.
Why might I want to send a domestic transfer?
There are plenty of reasons why you might need to transfer money to another UK bank account. These include:
- Transferring money to a friend or loved one
- Buying goods or services
- Paying a bill
- Paying the rent or mortgage
- Paying off your credit card
- Transferring funds from your everyday transaction account into your savings account
Whatever the reason you need to send a transfer, it’s quick and easy to do so via your bank’s online banking portal.
Commonly asked questions about transferring money
More guides on Finder
-
The average price of a coffee in the UK and around the world in 2025
We’ve analysed data on the average price of a pint of a coffee in the most populated cities around the world and across the UK.
-
Cost of living in the UK: Calculator to compare cities
Compare the cost of living in cities around the UK and discover the salary you would need to rent a 1-bedroom flat in each location.
-
Bank of England base rate predictions: Will interest rates continue to go down?
The Bank of England (BoE) sets the official bank rate 8 times per year. Here at the latest base rate predictions, including expert analysis.
-
Easter statistics: Celebrations and spending in the UK
Our research revealed that Brits will spend an estimated £960 million during the Easter period, averaging around £28.61 per person.
-
Bank branch statistics: Number of bank branches in the UK
We look at the latest bank branch statistics, including the number of branches in the UK and how many from each major bank are closing.
-
Banking statistics UK: Biggest banks by market share and customers
What are the biggest and most famous banks? Which banks are winning and losing customers? How are opinions about banks changing? We have collected all the latest banking statistics here.
-
Disposable income in the UK: What’s left over after living costs?
Our analysis shows how much UK residents have left after paying for food and rent. Which are the best and worst cities for disposable income?
-
The average price of a pint in the UK and around the world
We’ve compiled data on the average price of a pint of beer in the most populated cities around the world and across the UK.
-
Digital banking statistics 2025: How many Brits use online banking?
Digital-only banks are becoming increasingly popular so we look at the latest digital and online banking statistics in the UK.