Titan Review 2024: Wealth Management With a No-Fee Robo

Titan at a glance

To learn how our star ratings are calculated, read our methodology.

Titan is best for individuals who want a sophisticated wealth management experience

Titan is a members-only wealth management firm designed for high-earning professionals who want a comprehensive suite of products and services to help grow their wealth. Titan’s $25 monthly membership opens the door to cash management, actively managed portfolios, no-advisory-fee automated portfolios, a personal trading account, advisory services and access to members-only events across the US.

What we like about Titan

Titan offers several standout features, including no-advisory-fee automated investing, personal trading, a high-yield cash account and access to managed portfolios.

Automated investing with no advisory fees

Titan offers Automated Stocks and Automated Bonds, two portfolios that offer automated exchange-traded fund (ETF) investing across equities and fixed-income markets. Holdings span:

• US Large Cap: iShares Core S&P 500 ETF (IVV)
• Dividend Appreciation: Vanguard Dividend Appreciation Index Fund ETF (VIG)
• Emerging Equities: Vanguard Emerging Markets Stock Index Fund ETF (VWO)
• US Small Cap: iShares Core S&P Small-Cap ETF (IJR)
• Treasury Inflated Protected Securities: Vanguard Sht-Term Inflation-Protected Sec Idx ETF (VTIP)
• US Municipal Bonds: Vanguard Tax-Exempt Bond Index Fund ETF (VTEB)
• Investment Grade Bonds: Vanguard Intermediate-Term Corp Bond Idx Fund ETF (VCIT)
• Emerging Market Debt: iShares JPMorgan USD Emerging Markets Bond ETF (EMB)

Trade yourself

In addition to automated and managed portfolios, Titan offers Personal Trading, a separate investment account allowing members to invest in individual stocks and ETFs.

While this account lets you buy and sell individual securities, trade executions are not instant. You instruct Titan which securities you want to buy and how much, and Titan executes the trade in your account at specific trading windows. Only a select list of securities is available, and there is a minimum trade amount of $100 per trade.

High-yield cash account

Titan’s Smart Cash is an actively managed account that automatically places cash in high-yielding Treasury money market funds. Smart Cash pays a 4.97% yield, as of October 10, 2024.

Access to managed portfolios

Titan offers several active strategies in addition to its automated portfolios, providing an opportunity to outperform market benchmarks. Strategies include:

• Flagship. A large-cap US equity strategy aimed at outperforming the S&P 500.
• Opportunities. A small-cap US growth strategy, aimed at identifying under-the-radar, high-growth companies.
• Offshore. An international all-cap strategy, aimed at identifying opportunities in emerging and developed markets.

Access to alternatives

Titan lets members invest in alternative assets like crypto, venture capital, real estate and private credit through various interval funds.

Examples of available funds include the Apollo Diversified Real Estate Fund, the Carlyle Tactical Private Credit Fund and the ARK Venture Fund.

User-friendly mobile app

The Titan platform is sleek, featuring a sophisticated and user-friendly interface that makes it easy to view and manage your portfolio, invest and connect with Titan’s advisory team.

Where Titan falls short

Titan’s no-advisory-fee robo-advisor is commendable, but the $500 minimum to get started and the $25 monthly membership fee could make the platform unappealing to those only looking for automated portfolios.

Other robo-advisor options are available with no advisory fees or monthly fees, including SoFi Invest® and Fidelity Go. Fidelity Go does not charge advisory fees for portfolios under $25,000.

Titan’s fees

Is Titan legit?

Titan is a legitimate company, advisor and broker. Founded in 2018, Titan is an investment adviser registered with the US Securities and Exchange Commission (SEC). Titan Global Technologies LLC and Apex Clearing Corporation, both registered broker-dealers and members of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC), provide brokerage services for Titan.

Titan is headquartered in New York, New York.

Titan reviews and customer experience

Titan has mixed reviews across the Better Business Bureau (BBB), Trustpilot and Reddit.

It’s not accredited by the BBB, meaning it doesn’t meet, commit to and maintain the BBB’s accreditation standards, but it does hold a B+ rating. Titan has no reviews as of October 2024.

On Trustpilot, Titan earns 2.5 out of five stars based on just over a dozen reviews. However, some of the reviews are for products unrelated to Titan.

Reviews are mixed on Reddit, with some customers praising Titan’s alternative asset offerings while others were unhappy with their portfolio’s overall returns.

Compare Titan to other platforms

Compare similar platforms by available asset types, trade fees and minimum deposit requirements. Select Go to site to sign up for an account.

Titan

★★★★★

Finder rating 3.9 / 5

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Available asset types

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Stock trade fee

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$500

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Wealthfront

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Get $50

Frec

★★★★★

Finder rating 4.4 / 5

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Available asset types

Stocks, Mutual funds, ETFs

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Stock trade fee

$0

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Minimum deposit

$20,000

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Signup bonus

N/A