ARK7 Review 2025: Invest in Private Real Estate With $20

Ark7 is best for small-scale investors

Ark7’s platform is a strong option for beginners and small-scale investors looking to get their feet wet in private real estate without making a large upfront investment. When you invest with Ark7, you’re purchasing a fractional share of the LLC that owns the rental property. You invest, and Ark7 takes care of the property management.

What we like about Ark7

Ark7 stands out for its low entry point of $20 per share, allowing fractional ownership of private real estate in 10 markets, including Texas, California and Illinois. Combine that with a private secondary market that offers a potential exit after a minimum holding period and investors have a flexible and accessible way to participate in private real estate.

Ark7’s platform is user friendly

Ark7 has a user-friendly website and mobile app. The app is available for both Android and iOS users. Using the website or mobile app, browse available investments, view property details, purchase shares and sell shares on Ark7’s secondary market. The portfolio tab on the website or app allows you to monitor your investments and returns.

Ark7’s app
Browse available properties and purchase shares through Ark7’s mobile app. View specific information about each property, including the address, square footage, purchase price and monthly rent. The listing page also includes other important details, such as the cost per share, the number of shares available, the one-time sourcing fee and the minimum holding period.

Where Ark7 falls short

Ark7’s limited property selection, higher fees and restricted liquidity could deter some investors. Ark7’s fees include a 3% sourcing fee plus an 8-to-15% management fee. The minimum holding period varies by property, and the secondary trading market’s reliance on buyer demand within the platform can delay or complicate selling shares compared to more liquid options like public real estate investment trusts (REITs).

Ark7’s fees

Sourcing fee	3% of the property market cap
Asset management fee	8–15% of the property’s monthly rental income
IRA custodian provider annual fee	$100 annual fee per property you invest in, capped at $400 per year. Waived if your average account balance is more than $100,000.
Minimum investment	$20

Is Ark7 legit?

Ark7 is a legitimate platform for fractional real estate investing. Founded in 2018 and based in San Francisco, Ark7 has grown into a community of more than 40,000 active investors. Since its inception, Ark7 has funded more than $15 million in property value on the platform and has paid out more than $1.6 million in cash distributions.

Moreover, Ark7 takes safety seriously. The platform uses Transport Layer Security (TLS), and data transmission is protected with 256-bit encryption, the same level of encryption used by major banks. Additionally, all Ark7 properties are subject to SEC regulation and must be reviewed by a registered investment advisor.

Ark7 app reviews

BBB accredited	Yes
BBB rating	A
Trustpilot score	4.1 out of 5 stars, based on 224 customer reviews
Apple App Store Score	4.6 out of 5 stars, based on 670 customer reviews
Google Play Score	4 out of 5 stars, based on 172 customer reviews
Customer reviews verified as of	28 March 2025

While Ark7 is accredited by the Better Business Bureau (BBB) and holds an A rating, it has no customer reviews as of March 2025. On Truspilot, reviews lean favorable, with satisfied customers praising Ark7’s customer service and uncomplicated real estate investing process. However, some frequent complaints center around Ark7’s lack of properties and transaction processing time.

What do people on Reddit say?

Sentiment on Reddit appears mixed but leans cautiously positive among users who have shared experiences. Some investors praise its accessibility and ease of use, though skepticism and concerns also surface. For instance, users warn of lock-up periods and some questions its value compared to real estate ETFs. Overall, while some see it as a beginner-friendly real estate option, others view it as underwhelming or risky.

Compare Ark7 to other platforms

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Frequently asked questions

How much money can you make on Ark7?

Just like with any investment, there are no guarantees you’ll make money with Ark7. Investment returns can fluctuate based on various factors, such as market conditions and fees.

Is fractional real estate a good investment?

It depends on your investment goals, risk tolerance and overall financial situation. If you want to start investing in real estate passively with minimal upfront costs, fractional real estate investing could be a suitable option. However, it’s important to carefully consider the risks before deciding to invest.

Does Ark7 pay monthly?

Yes, Ark7 pays monthly distributions on Dividend Day, which is the third of each month for the prior calendar month.