Cash Loans Express Review: Fast Cash & Red Flags
Cash Loans Express isn't available on Finder right now.
- Min. Amount
- $100
- Max. Amount
- $3,000
- Turnaround time
- Within minutes
Our verdict
You might be able to get a loan through this online marketplace, but there are too many red flags to take the risk.
Cash Loans Express promotes itself as an online loan marketplace, with loans from $100 to $3,000. It says you can get approved within minutes and may receive the loan proceeds as soon as the next business day. But it doesn’t give a real APR range — it only offers “sample rates” but says the rate you get could be different. It also has a lot of conflicting information regarding loan amounts, loan terms and what the purpose of its website really is. Finally, it has no customer reviews, so it may not even be a legitimate connection service. While we’ve listed pros and cons for the lender, its pros are based on its marketing and we can’t confirm that they’re actually true.
Pros
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Loans up to $3,000
-
Approval within minutes
-
Funding possible as soon as the next business day
Cons
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Doesn’t state real APR range
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Conflicting information on its site
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Has no customer reviews
Is Cash Loans Express legit?
While it’s possible that Cash Loans Express may connect you to a legitimate lender, we can’t recommend that you divulge your personal and financial information to a website that doesn’t appear to have a single customer review.
If you decide to use the service, do the research to make sure that it connects you with a real lender and check out its reviews.
Alternatives to Cash Loans Express
What is the Finder Score?
The Finder Score crunches 6+ types of personal loans across 50+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
Where Cash Loans Express falls short
There are so many red flags on its website when you take the time to look around. For example, in large print, it says it offers loans from $100 to $3,000. Further down, it says you may be connected to installment loans up to $5,000 or personal loans up to $35,000.
Loan terms are also confusing. At first, it states that loan repayment terms run from 61 to 90 days. In the next paragraph, it says the minimum loan term is 90 days and the maximum is three years. Still further down, it states that the maximum loan term is six years.
Clear information and transparent loan terms are some hallmarks of legitimate lenders, but we’re not seeing that with Cash Loans Express.
What makes Cash Loans Express shine?
Despite an exhaustive search, we can’t find anything to recommend about this connection service. If you’re looking for a loan and don’t have the best credit, you may want to consider personal loans for bad credit. Or, for smaller loan amounts, you might want to check out cash advance apps, which typically don’t check your credit.
Cash Loans Express loan details
| Minimum credit score/credit range | No minimum credit score |
| APR | Not stated/varies by lender |
| Loan amount | $100 to $3,000 |
| Terms | 61 days to 6 years |
| Approval turnaround | Within minutes |
| Availability | Not available in: Arkansas, New Hampshire, New York, Vermont, West Virginia |
| Fees |
|
| Other fees | Unknown |
Cash Loans Express contact info
It appears you can only contact Cash Loans Express by email or through its online contact form.
| Phone number | Not listed |
| Customer service hours | Not listed |
| info@cashloansexpress.com | |
| X, formerly Twitter | N/A |
| N/A |
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| Total Cost | $ |
How to qualify for Cash Loan Express
These are the qualifications listed on the Cash Loans Express website.
- Be at least 18 and a US resident
- Have a job or regular source of income
- Make at least $800 a month
- Have an active checking account
How to apply
Unlike most lenders, Cash Loans Express doesn’t state the steps you’ll take to apply. It only directs you to fill out the online application and then connects you to a lender. It does add — in the fine print — that the lender it connects you with may not give you the best deal and the compensation it receives could influence the offer you get.
Cash Loans Express reviews and complaints
| BBB accredited | No |
|---|---|
| BBB rating | N/A |
| Customer reviews verified as of | 13 December 2024 |
Cash Loans Express doesn’t have a page on the Better Business Bureau (BBB) or Trustpilot, which is unusual. Even lenders that offer extremely high rates and are accused of predatory lending practices — like payday loan lenders and tribal lenders — usually at least have customer reviews. We couldn’t find evidence of even one customer getting a loan through this site.
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