Checking Account Guides & Best Account Comparisons

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Unlimited Cashback Rewards with Grasshopper Business Account

Earn up to 3.55% APY on savings and 1% cash back. Plus, unlimited transactions with no monthly fees.

Unlimited 1% cashback rewards.
Up to 3.55% APY on savings and up to 1.80% APY on checking.
Instantly deposit checks, pay bills, and get access to instant virtual cards with 24/7 mobile and online banking.
Open an account online today in as little as 5 minutes.

Top checking guides

Try to keep enough money in your checking account to cover monthly expenses, plus a small cushion. Read more tips here.

Some of the best free debit cards for kids that don’t charge any monthly fees include Step, Current, Cash App, Axos, Chase, Revolut and more.

SoFi wins the best checking account overall, with close runners-up: Chime, Upgrade, Chase, Bluevine, Step, Varo and Capital One.

Instant sign-up bonuses with no deposit are not typically offered. However, these bank account bonuses have easy requirements.

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How Much Should You Keep in Your Checking Account?
Try to keep enough money in your checking account to cover monthly expenses, plus a small cushion. Read more tips here.
4 Banks with Metal Debit Cards
Banks that offer a metal debit card include Acorns, Cash App, Revolut and Crypto.com. See the pros and cons of a metal debit card here.
American Express Rewards Checking review
American Express’ first-ever consumer checking account comes with no monthly fees and rewards.
First Citizens Bank Free Checking review
There are no fees with e-statements, but First Citizens Bank isn’t available nationwide.
Zeta Joint Account review
Zeta’s joint account features in-app tools for tracking and budgeting, but there are extra fees for more members.
Upgrade Rewards Checking Plus review
The free Upgrade Rewards Checking account offers 2% cashback, but you can’t deposit cash.
Best checking accounts of 2024
SoFi wins the best checking account overall, with close runners-up: Chime, Upgrade, Chase, Bluevine, Step, Varo and Capital One.
Best interest-bearing checking accounts
Earn a little interest without limiting your transactions. But don’t expect it to replace your high-interest savings account.
Chime® Checking Account review
Chime’s checking account has almost no fees and comes with great modern banking features.
Best Free Online Bank Accounts
Compare the best, free online checking accounts with low fees, high APYs and great perks.