Honeydue Joint Banking Review

What we like about Honeydue Joint Banking

Honeydue is a joint bank account built for couples who want a straightforward way to manage shared finances. It’s FDIC-insured and gives you access to over 55,000 in-network ATMs worldwide. It also has a variety of other features that make it stand out.

Fee-free banking

Honeydue charges no fees for monthly maintenance, ATM withdrawals, bill payments, or foreign transactions (aside from Visa’s currency conversion fees). It’s a straightforward, no-cost account that’s great for couples.

Real-time budgeting and alerts

With built-in budgeting tools and instant notifications, Honeydue helps couples track spending and manage finances together with full transparency.

Digital wallet integration

You can connect your Honeydue Visa card to Apple Pay or Google Pay for seamless, contactless payments—adding convenience to everyday transactions.

Convenient mobile app

As a mobile-only platform, Honeydue allows you to manage everything from your phone. It’s designed for couples who want flexible, on-the-go access to their joint finances.

Where Honeydue Joint Banking falls short

While Honeydue Joint Banking offers unique perks for couples, there are some limitations to consider. As a mobile-only platform, you cannot access your account through a web browser or physical branch, which may be inconvenient for those who prefer more flexible options for managing their finances.

Additionally, Honeydue provides limited online information about its products compared to other popular online banks like SoFi or American Express, which offer extensive resources such as FAQs, blog articles, and educational landing pages.

Honeydue Joint Banking’s fees and access

Compare Honeydue Joint Banking to other accounts

Narrow down top prepaid cards by monthly or annual fees, features and availability. For a better comparison, tick the Compare box to see cards compared side by side.

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Name	Product USFSA-PPC	Fee	ATM withdrawal	Features
Wisely by ADP		$0 per month	$0	Up to 2 days early direct deposit Cash back rewards No minimum balance fee or spending fees Automatic transfer to savings envelope	Go to siteMore Info Compare	loading Fetching your data...
PayPal Prepaid Mastercard®		$4.95 per month	$2.50	Faster access to deposits PayPal Prepaid mobile app Open a savings account PayPal Payback Rewards	Go to siteMore Info Compare	loading Fetching your data...
Netspend® Visa® Prepaid Card		$9.95 per month (or $5 with a $500+ direct deposit, or $0 with pay-as-you-go)	$2	Get paid faster Easy loading Control your finances Card customizations Mobile app Savings account	Go to siteMore Info Compare	loading Fetching your data...

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How to open the Honeydue Joint Bank Account

Follow these steps to open the Honeydue account, but remember that you must register with a partner to use Honeydue.

1. Download the Honeydue app from the Apple or Google Play Store. Launch the app and select Create A New Account.
2. Enter your email address and select Confirm. Follow the prompts to personalize your profile and invite your partner.
3. Select the Visa tab from the mobile app home screen. Select Enroll for Honeydue Visa.
4. Fill out the main application and the partner application using your name, date of birth, address, phone number, and Social Security number.

Customer reviews and ratings

Honeydue has received a mix of feedback from users across various platforms, including Reddit, the Better Business Bureau (BBB), and app stores.

Many customers praise the app for its user-friendly interface and effective budgeting tools, which make managing joint finances straightforward. Users appreciate the absence of hidden fees, highlighting how this feature simplifies budgeting without unexpected charges. The instant notifications for transactions and deposits also earn positive remarks, as they help both partners stay informed about their finances.

However, not all reviews are glowing. Some users express frustration over the mobile-only access, finding it inconvenient for those who prefer managing their finances via a computer. Limited customer support options have also garnered criticism, with several users reporting slow response times when seeking assistance.

Additionally, customers have noted the inability to deposit cash or checks directly through the app, which can hinder funding options. If you’re seeking joint accounts with a better reputation for customer service and convenient website access, you might consider exploring options with Ally Bank or Capital One.

Frequently asked questions

Is it safe to connect my bank account with Honeydue?

Yes, connecting your bank account with Honeydue is generally safe. It uses bank-level encryption and secure access protocols to keep your financial info protected. Plus, it doesn’t store your bank credentials—Honeydue relies on a trusted third-party service called Plaid.

Honeydue also follows industry-standard security measures, including two-factor authentication, for added peace of mind. That said, it’s still a good idea to use strong passwords and keep an eye on your accounts for any unauthorized transactions.

What’s the difference between the Honeydue app and the Honeydue Joint Banking account?

The Honeydue Joint Banking account is a shared account specifically for you and your partner, allowing each of you to have your own debit card and account number. You can use your Honeydue Visa card just like a regular debit card at any merchant.

On the other hand, the Honeydue app is a budgeting tool that lets you create a free account and link it to an existing bank account. Once connected, your transactions are automatically synced into your Honeydue budget, making it easy to track your spending together.