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How to sell XRP in 4 steps

Learn how to sell XRP easily by following a step-by-step guide and compare 10+ crypto exchanges. Get started today.

Uphold - Digital Asset Platform

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  • Trade XRP and 273 other cryptos.
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  • Instant deposits and withdrawals.
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As one of the world's largest and best-known cryptocurrencies, XRP plays a vital role to facilitate cross-border payments on the Ripple network. XRP can also be traded on a wide range of exchanges, but if you're not an experienced trader, working out how to sell XRP safely and at a good rate can be a challenging proposition. Use our step-by-step guide to selling XRP and the learn about the factors you should consider before selling your holdings.

Disclaimer: This page is not financial advice or an endorsement of digital assets, providers or services. Digital assets are volatile and risky, and past performance is no guarantee of future results. Potential regulations or policies can affect their availability and services provided. Talk with a financial professional before making a decision. Finder or the author may own cryptocurrency discussed on this page.

Where to sell XRP in the United States

Knowing how to sell XRP is only half the battle, so use our list of exchanges to some of the best places to sell XRP. Sort exchanges by deposit methods and fiat support, then click Go to site when you find the right fit.

1 - 5 of 11
Name Product GXFCY Deposit methods Fiat currencies Cryptocurrencies Offer Disclaimer Link
OFFER
Uphold - Digital Asset Platform
Bank transfer, Credit card, Debit card, Bank transfer (SEPA), Apple Pay, Google Pay

27

252

Refer a friend to earn US$20 — $10 for you and $10 for the person you refer. T&Cs apply.
Terms apply. Cryptoassets are highly volatile. Your capital is at risk.
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EXCLUSIVE
Kraken Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, Apple Pay, Google Pay, SWIFT, ACH online banking

6

261

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Capital at risk

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Robinhood Crypto
Bank transfer, Cash, Debit card

1

36

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Capital at risk

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EXCLUSIVE
Paybis Cryptocurrency Exchange
Bank transfer, Credit card, Debit card, Neteller

42

357

Finder Exclusive: Get 25% discount on all commission for 1 transaction when using promocode Finder25. There is no time limit on the validity of the promo code.
US residents: Restricted in the following states - NY, CT, NM, WA, HI, AL, VT, FL, AK, NV.
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OFFER
Gemini Cryptocurrency Exchange
Bank transfer (ACH), Cryptocurrency, Debit card, PayPal, Apple Pay, Google Pay, SWIFT

7

151

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Must read: Ripple vs XRP

While you might commonly see the term "Ripple" used to refer to the XRP cryptocurrency, this isn't the correct way of referring to this widely traded digital currency.

Ripple is a US tech company that wants to transform the cross-border payments industry; XRP is an independent digital asset that enables fast transactions between different fiat currencies on the Ripple network.

Find out more about the differences between the two in our Ripple vs XRP comparison.

A step-by-step guide to selling XRP

You have two options to choose from when selling XRP:

There are two options available when selling Ripple:

  • Selling XRP for fiat currency, such as USD
  • Selling XRP for another cryptocurrency, for example, bitcoin (BTC) or Ether (ETH)

The quickest and easiest option will most likely be to trade XRP for fiat currency, particularly if you're a crypto trading novice. However, we've included instructions below on how to sell XRP for either fiat or cryptocurrency, so keep reading to find out exactly what you need to do.

Selling XRP for fiat currency

Step 1. Create an account on an exchange that lists XRP alongside USD

If you want to sell your holdings on the same platform you used to purchase XRP in the first place, skip ahead to step 2.

If you want to use a different exchange, the first step is to find a suitable exchange that lists XRP in a trading pair with the fiat currency you want. Make sure you compare the features of a range of crypto exchanges before deciding which one to use for your trade.

Once you've chosen an exchange, sign up for an account by providing your email address and creating a password. Depending on the platform you choose, you may also need to provide your name, address, phone number and proof of ID to satisfy Know Your Customer and Anti-Money Laundering (KYC/AML) requirements.

Don't forget to activate 2-factor authentication on your account (if it's available) before depositing any funds.

Step 2. Deposit XRP into your account

Now it's time to deposit the XRP you want to sell into your exchange wallet. To do this, you'll need to log into your account, find the relevant wallet address for XRP, and make sure the tokens you deposit are sent to that address.

For example, Kraken users will need to click on the "Wallets" tab and select their XRP wallet. Then, it's a matter of clicking "Generate Deposit Address" and using the address provided as the destination for your XRP transfer.

Step 3. Sell XRP

With the XRP you want to sell now in your exchange wallet, it's time to click through to your exchange's trading page and search for the pair you want to trade, such as XRP/USD. Then, you can specify the amount of XRP you want to sell and finalize your transaction.

For example, if you're using Kraken, you can click the "Sell" tab at the top of the screen and search for XRP in the list of coins . Click "Sell XRP" and on the new screen you're taken to, type the number of XRP you want to sell in the field provided. Select the currency you want to sell XRP for, such as USD, and click "Sell".

Of course, whichever exchange you're using, don't forget to review the total cost and all the details of your transaction before finalizing the sale.

Step 4. Withdraw USD

The final thing you need to do is withdraw your fiat currency into your linked bank account. It's usually pretty easy to find the "Withdraw" link once you've logged into your exchange account, but remember to take a moment to familiarize yourself with the fees, limits and processing times that apply.

For example, on Kraken, you can make a bank account withdrawal by clicking on the "Withdraw USD" link from your account dashboard.

Selling XRP for cryptocurrency

If you've decided that you want to exchange XRP for another digital currency, you can do so by following these steps:

Step 1. Create an account on an exchange that lists XRP

If you want to sell your XRP on the same platform you used to purchase them in the first place, skip ahead to step 2.

However, if you plan on using a new exchange for the trade, the first thing you'll need to do is find out which exchanges support XRP, then check out the features they have to offer. Because XRP is one of the world's biggest cryptocurrencies and listed on a huge range of exchanges, you're spoiled for choice.

Review the fees and features of a number of exchanges to find one that's right for your needs, then register for an account by providing your email address and creating a password. Some platforms will also need you to supply your name, address, phone number and proof of ID before you'll be allowed to trade – this additional verification may be needed to satisfy Know Your Customer and Anti-Money Laundering (KYC/AML) regulations.

Remember to enable 2-factor authentication on your account before moving on to step 2.

Step 2. Deposit XRP into your account

You can now move the XRP you want to sell from your external wallet into your exchange wallet. This means you'll need to find the XRP address of your exchange wallet so that you know exactly where to send your XRP when transferring them from an external wallet.

Step 3. Sell XRP

The XRP you send should quickly arrive in your exchange wallet, which means it's now time to navigate to the trading section of your chosen platform. You can then use the search box to find the currency pair you want to trade, such as XRP/BTC, and then specify how much XRP you want to sell or how much BTC you want to buy.

You can then use the box on the right to search for the pair you want to trade, and then select the type of order you want to place. The final step is to type in the amount of XRP you want to sell and click on "Sell XRP".

Don't forget to review the full details of your transaction before you submit your order.

Step 4. Transfer your new digital currency to a secure wallet

If you want to store your newly acquired digital coins or tokens in your exchange wallet, you can. However, due to the security risks associated with crypto exchanges, it's generally recommended that you move your digital currency into a secure wallet that allows you to retain control of your private key.

Check out our cryptocurrency wallets guide for more information

Before you sell: Things to look out for

Regardless of whether you're selling or buying, trading cryptocurrency is risky. Cryptos are complicated assets that are infamous for their price volatility, so it's essential that you're fully aware of all the risks associated with your transaction before you proceed with it. It's also important to carefully consider the many factors that could potentially impact the price of the crypto you're trading in the weeks and months ahead.

If you want to sell XRP, some of the factors you need to consider include:

  • Trading fees. How much will you need to pay in transaction fees when selling XRP? Does a flat fee apply to all transactions, or does the platform offer different fees to market makers and takers? Is there a tiered fee structure that entitles high-volume traders to lower commissions?
  • Withdrawal fees and methods. Does the platform charge withdrawal fees? If so, how much are they? If you're exchanging XRP for fiat currency, consider how you can withdraw the funds from your account and what payment methods are supported.
  • Transaction limits. Are there any limits on how much XRP you can sell in one transaction or one day? Do limits apply to the maximum amount you can withdraw from your account?
  • Type of platform used. The vast majority of crypto trades are placed on centralized exchanges, many of which are easy and convenient to use. However, they're widely regarded to be less secure than decentralized exchanges, so consider the type of platform you want to use before trading.
  • Verification process. What information and personal details will you need to provide to register with an exchange? How long will verification take?
  • Security. What security features does the exchange offer? For example, is 2-factor authentication supported? How are customer funds stored? Has the exchange ever suffered any security breaches?
  • Customer support. How can you get in touch with the exchange's customer support team if you experience any problems with your transaction?
  • Independent reviews. Finally, it's also a good idea to check out some independent online reviews from other platform users. Have they had a good experience with the exchange, or have they experienced problems? Would they recommend it to other users?

Answering these questions and researching any platform you plan on using will help you find the right crypto exchange for your needs

Compare 40+ exchanges you can use in the US
Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.
Images: Shutterstock Disclosure: At the time of this writing, the author holds ADA, ICX, IOTA and XLM.

Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.

Name Product GXFCY Deposit methods Fiat currencies Cryptocurrencies Offer Disclaimer Link
eToro Cryptocurrency Trading
eToro Cryptocurrency Trading
Bank transfer, Credit card, Debit card, Neteller, Skrill

18

78

Disclaimer: Cryptoasset investing is highly volatile and unregulated in the UK and some EU countries. No consumer protection. Tax on profits may apply.
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Binance Cryptocurrency Exchange (Not available to US users)
Bank transfer, Cryptocurrency

1

369

Go to site

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KuCoin Cryptocurrency Exchange
KuCoin Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, PayPal, P2P

50

743

Go to site

Capital at risk

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Bybit Cryptocurrency Exchange
Bybit Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, P2P

73

279

Disclaimer: Highly volatile investment product. Your capital is at risk.
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Capital at risk

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Gate.io Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card

8

1607

Go to site

Capital at risk

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Kraken Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, Apple Pay, Google Pay, SWIFT

8

222

Go to site

Capital at risk

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OKX Cryptocurrency Exchange
Bank transfer, Cryptocurrency, iDEAL, PayPal, POLi, SEPA, Faster Payments (FPS)

35

338

Go to site

Capital at risk

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Uphold
Uphold
Bank transfer (ACH), Credit card, Debit card, Apple Pay, Google Pay

27

237

Capital at risk

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EXCLUSIVE
Paybis Cryptocurrency Exchange
Bank transfer, Credit card, Debit card, Neteller

42

357

Finder Exclusive: Get 25% discount on all commission for 1 transaction when using promocode Finder25. There is no time limit on the validity of the promo code.
US residents: Restricted in the following states - NY, CT, NM, WA, HI, AL, VT, FL, AK, NV.
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Capital at risk

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Bitstamp Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, SEPA, Faster Payments (FPS)

3

96

Capital at risk

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Coinmama Cryptocurrency Marketplace
Credit card, Fedwire, SEPA, Google Pay, SWIFT, Bank card

6

15

Capital at risk

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OFFER
Gemini Cryptocurrency Exchange
Bank transfer (ACH), Cryptocurrency, Debit card, PayPal, Apple Pay, Google Pay, SWIFT

7

151

Go to site

Capital at risk

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Crypto.com App
Bank transfer, Credit card, Cryptocurrency, Debit card, PayPal, Wire transfer, Apple Pay, Google Pay, SWIFT

31

378

Capital at risk

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Bybit Cryptocurrency Exchange

Bybit Cryptocurrency Exchange logo
  • Offers leverage and derivative trading
  • Supports EUR, GBP and CHF
  • Licensed to operate in all European countries
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Disclaimer: Highly volatile investment product. Your capital is at risk.

KuCoin Cryptocurrency Exchange

KuCoin Cryptocurrency Exchange logo
  • Buy, sell and trade over 700 crypto assets
  • Supports 10 Asian fiat currencies
  • Offers crypto futures trading
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Kraken Cryptocurrency Exchange

Kraken Cryptocurrency Exchange logo
  • Buy, sell and trade over 200 crypto assets
  • Licensed to operate in 17 jurisdictions in Oceania
  • Supports AUD
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Binance Cryptocurrency Exchange (Not available to US users)

Binance Cryptocurrency Exchange (Not available to US users) logo
  • Supports over 300 crypto assets
  • Binance Pay enables users spend their crypto
  • Binance P2P supports multiple African fiat currencies
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Binance Cryptocurrency Exchange (Not available to US users)

Binance Cryptocurrency Exchange (Not available to US users) logo
  • Supports over 300 crypto assets
  • Binance Pay works with Credencial Payments to support crypto payments
  • Binance P2P supports five Latin American fiat currencies
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Bybit Cryptocurrency Exchange

Bybit Cryptocurrency Exchange logo
  • Supports leverage and derivative trading
  • Supports 300 spot trading pairs
  • Low-to-non-existent trading fees
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Disclaimer: Highly volatile investment product. Your capital is at risk.
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Writer

Tim Falk is a freelance writer for Finder. Over the course of his 15-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he’s not staring at his computer, you can usually find him exploring the great outdoors. See full bio

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