Compare Credit Cards by Credit Score, Fees, and Rewards

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Select your credit score below to compare top cards that are a good fit for you.

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Excellent travel rewards

The Platinum Card® from American Express

Go to site Terms apply, see rates & fees.

Welcome offer

80,000 points

Min. credit score

670

Disclaimer

Terms apply to American Express benefits and offers.

All-around travel value

Capital One Venture Rewards Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

75,000 miles

Min. credit score

670

Cash back with no foreign fees

Capital One Quicksilver Cash Rewards Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

$200

Min. credit score

670

Travel rewards with no annual fee

Capital One VentureOne Rewards Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

20,000 miles

Min. credit score

670

For businesses

The American Express Blue Business Cash™ Card

Go to site Terms apply, see rates & fees.

Welcome offer

$250

Min. credit score

670

Disclaimer

Terms apply to American Express benefits and offers.
Cash back earned is automatically credited to your statement.

For unlimited cashback

Capital One Quicksilver Cash Rewards for Good Credit

Go to site Terms apply, see rates & fees.

Welcome offer

n/a

Min. credit score

670

For everyday rewards

Blue Cash Everyday® Card from American Express

Go to site Terms apply, see rates & fees.

Welcome offer

$200

Min. credit score

670

Disclaimer

Terms apply to American Express benefits and offers.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

For families

Blue Cash Preferred® Card from American Express

Go to site Terms apply, see rates & fees.

Welcome offer

$250

Min. credit score

670

Disclaimer

Terms apply to American Express benefits and offers.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

Cash back for fair credit

Capital One QuicksilverOne Cash Rewards Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

n/a

Min. credit score

580

Build credit without a deposit

Capital One Platinum Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

n/a

Min. credit score

580

1.5% cash back for students

Capital One Quicksilver Student Cash Rewards Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

$50

Min. credit score

New to credit

Everyday cash back for students

Capital One Savor Student Cash Rewards Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

$50

Min. credit score

New to credit

Low security deposit and $0 annual fee

Capital One Platinum Secured Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

n/a

Min. credit score

New to credit

Secured card with 1.5% cash back

Capital One Quicksilver Secured Cash Rewards Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

n/a

Min. credit score

300

Second-chance credit building

Chime® Credit Builder Secured Visa® Credit Card

Go to site See terms and conditions

Chime is a financial technology company, not a bank. The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.
*Out-of-network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer.

Welcome offer

n/a

Min. credit score

300

Disclaimer

Chime is a financial technology company, not a bank. The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
To apply for Credit Builder, you must have an active Chime® Checking Account.
Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.
*Out-of-network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer.

Build credit & earn up to 5% APY

Varo Believe Secured Credit Card

Go to site

Welcome offer

n/a

Min. credit score

New to credit

No credit check

Current Credit Building Card

Go to site

Welcome offer

n/a

Min. credit score

New to credit

1.5% cash back for students

Capital One Quicksilver Student Cash Rewards Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

$50

Min. credit score

New to credit

Everyday cash back for students

Capital One Savor Student Cash Rewards Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

$50

Min. credit score

New to credit

Low security deposit and $0 annual fee

Capital One Platinum Secured Credit Card

Go to site Terms apply, see rates & fees.

Welcome offer

n/a

Min. credit score

New to credit

Compare all credit cards

Finder’s credit card team spends hundreds of hours researching 500+ credit cards to find the ones with exceptional value. When choosing a credit card, look for the benefits and features that best fit your financial needs, whether that’s a 0% intro APR period, generous rewards, a strong signup bonus or a lengthy balance transfer offer. Our unbiased reviews and guides can help you choose a card that’s right for you.

Use our credit card comparison tool to narrow down a selection of cards that meet your needs, the benefits you want and the cards you’re most likely to qualify for.

1 - 3 of 71

Name	Product USCCF	Filter values	Rewards	Annual fee	Purchase APR
Current Credit Building Card Finder Rating: 4.6 / 5: ★★★★★			Up to 7% cash back	$0	0% APR - Purchases are made using your Current Account balance	Build credit with every swipe using only the money in your account, no matter your credit history or score.	Go to siteView details Compare	loading Fetching your data...
Capital One VentureOne Rewards Credit Card Finder Rating: 3.5 / 5: ★★★★★			Up to 5x miles	$0	0% intro for the first 15 months (then 19.74% - 29.74% variable)	Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening. See rates & fees	Go to siteView details Compare	loading Fetching your data...
Bilt Mastercard®			Up to 3x points	$0	See rates & fees	Go to siteView details Compare	loading Fetching your data...

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Search credit cards by bank

Have a particular provider in mind? Click the logo to compare its suite of credit cards.

How to compare credit cards

When comparing any type of credit card, consider these key features to narrow down your options.

• Strong introductory offers. Credit cards often come with promotional features and perks for new customers, such as introductory 0% APRs, bonus points or waived annual fees in the first year. These types of deals can give you more value when you first get a new card, as long as you meet the offer requirements.
• Complimentary extras. Credit cards offer a wide range of complimentary features and benefits that you can use to get more value from the account. Examples include travel and medical insurance, airport lounge access, concierge services, and more. These perks can add up to hundreds of dollars of extra value, but only if you use them. When you’re looking at the complimentary extras during your credit card comparison, be realistic about whether or not you will be able to get value from these features so that they offset the cost of any fees.
• Valuable rewards programs. If you want to earn rewards for your credit card spending, pay attention to the type of rewards program available. Some credit cards are linked to existing reward schemes, while others have their own rewards programs. As well as deciding which rewards program you want, think about how often you’ll use the card and the amount of points you need to redeem rewards. This will help you compare different rewards credit cards so you can find one that works for you.
• Low rates and fees. Carefully comparing and understanding the rates and fees will help you work out the overall cost of each credit card you compare. Interest and annual fees are two of the biggest figures to watch out for, though you’ll want to understand all credit card fees to best use your card.

Understanding credit card rates and fees

Read all the fine print a few times to be sure you understand everything the card offers. Read up on what all the terms mean, such as APR and grace period. Sometimes they are explained on the credit card agreement, but you can also contact the credit card provider to learn more.

• Annual fee. The ideal card for you may not be one without an annual fee. But if you are going to be carrying over a balance for a month or two, consider a card with a lower ongoing APR.
• Interest rates. If you often carry a balance, a low-APR card may be the way to go. But know that unless you’re getting a credit union card — which often has fewer fees and lower APR — you’ll be giving up the option to earn generous rewards on your purchases.
• Cash advances. Cash advances can be draining on a credit card since the fees and interest rates are high. If you need to use your credit card to withdraw money from the ATM, consider a credit card with no cash advance fees — but you will still incur an APR from the moment you make the transaction.

Written by

Megan Horner

Publisher

Megan Horner is editorial director at USA TODAY Blueprint and former head of publishing at Finder, where she lead a team focused on publishing personal finance guides and reviews that help readers make informed financial decisions. She's passionate about helping you find the best financial accounts to meet your needs — whether that's earning great rewards or improving your credit score.  Megan's expertise has been featured on Lifehacker, CreditCards.com, American Banker and news broadcasts across the country. She has a longstanding background in surfacing the best deals and helping people make decisions, including a start as a writer at a comparison website and editing credit card and credit score content at Credit Karma. She earned a degree in English and editing from Brigham Young University. See full bio