Checking 101: Getting started
Finder makes money from featured partners, but editorial opinions are our own.
Advertiser disclosure
A bank account built for small business
Connect every part of your business to one bank account
Some of the best free debit cards for kids that don’t charge any monthly fees include Step, Current, Cash App, Axos, Chase, Revolut and more.
SoFi wins the best checking account overall, with close runners-up: Chime, Upgrade, Chase, Bluevine, Step, Varo, Juno and Capital One.
Instant sign-up bonuses with no deposit are not typically offered. However, these bank account bonuses have easy requirements.
Compare the best, free online checking accounts with low fees, high APYs and great perks.
Banks that offer a metal debit card include Acorns, Cash App, Revolut and Crypto.com. See the pros and cons of a metal debit card here.
There are no fees with e-statements, but First Citizens Bank isn’t available nationwide.
It’s a debit card created by women and open for everyone, but there’s an unavoidable fee.
Invest your spare change in real-time and earn up to 10% in bonus investments.
The free Upgrade Rewards Checking account offers 2% cashback, but you can’t deposit cash.
Earn up to 5% cashback and a 3% bonus rate on balances up to $250,000 with this digital checking account.
These banks don’t require ChexSystems or a credit check to open an account: SoFi, Chime, Varo, Dave Spending, Chase Secure Banking and more.
Earn a little interest without limiting your transactions. But don’t expect it to replace your high-interest savings account.
Compare the top banks and fintechs that offer virtual card options and learn how to use them.
Chime’s checking account has almost no fees and comes with great modern banking features.