Our pick for wide availability: PayPal
When you shop with a retailer who offers Klarna financing, you could qualify for zero-interest financing on your online purchases.
When you shop with a retail partner, you’ll see an option to pay with Klarna at checkout. Select that button to quickly apply for financing. If accepted, you’ll see a list of your financing options through Klarna, which may include 4-month payment plans, 30-day payment plans, or longer term financing. Different promotions apply to different retailers, so check the terms from the specific store you’re shopping.
To check out how Klarna stacks up against other BNPL platforms, select up to 4 and click “Compare” to see their features side-by-side.
A credit card is your best bet if you’re looking for a way to pay off a purchase over time at low or 0% interest. There is no shortage of excellent credit cards that offer low interest on purchases or even intro periods of 0% interest between 6 and 21 months, and you’ll still find a fair selection of cards with even fair credit.
The Finder buy now, pay later (BNPL) report looks into how many American adults used BNPL services in the last six months.
PayPal now offers a new buy now, pay later financing option, allowing for interest-free payment installments on your shopping purchases.
These 100+ online stores accept PayPal. The list includes online retailers like F21 and ASOS, travel booking agents like Expedia and Uber and more.
Get financing for your next big purchase with APRs as low as 0%.
Find out every store in the US that offers Afterpay, the payment system that lets you pay back your purchase in installments.
Finance your online purchase with this alternative to credit cards, available at 150+ stores.