Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

XRP (XRP) price prediction 2024

What's in store for the price of XRP this year and beyond?

Richard Laycock's headshot

By

Richard Laycock

Updated

Fact checked

Kraken Cryptocurrency Exchange

Kraken Cryptocurrency Exchange logo
  • Buy and trade 180+ cryptos.
  • Instant funding & advanced trading options.
  • Join 9M+ users around the world.
Go to site

Disclaimer: This page is not financial advice or an endorsement of digital assets, providers or services. Digital assets are volatile and risky, and past performance is no guarantee of future results. Potential regulations or policies can affect their availability and services provided. Talk with a financial professional before making a decision. Finder or the author may own cryptocurrency discussed on this page.

Finder's panel of fintech experts anticipates, on average, XRP will close 2024 at a price of 66 cents.

Looking further ahead, on average, our panel estimates XRP's value to hit US$1.05 by the end of 2025 and $2.49 by 2030.

Let's look closer at the reasons behind these predictions, as well as some of the opportunities and challenges ahead for XRP and Ripple.

Sathvik Vishwanath, the CEO of Unocoin Technologies, is by far the most bullish panel member, predicting XRP will be worth $1.50 by the end of the year. This estimate would be a 215% return based on the price of XRP at the time we conducted the survey.

"XRP's price predictions are influenced by its unique positioning in the financial sector, especially its focus on cross-border payments and partnerships with major financial institutions."

However, he added, "[w]hile XRP has the potential for significant growth, it also faces regulatory challenges that could impact its long-term valuation."

Mitesh Shah, the founder and CEO of Omnia Markets, is also bullish on XRP having a good 2024, expecting XRP to hit $0.75 come the end of 2024 based on three key factors:

"A period of 4 to 6 months seems most plausible to me for XRP's decoupling to continue due to a combination of factors:

  1. Short-Term Momentum: The recent decoupling appears to be driven by positive sentiment surrounding Ripple's legal developments and stablecoin initiatives. This momentum could sustain itself for several months.
  2. Regulatory Clarity: A potential resolution of the SEC lawsuit in the coming months could further solidify XRP's independent path and maintain the decoupling trend.
  3. Market Cycle: The current bull market in cryptocurrencies could provide additional support for XRP's price, even if Bitcoin's price experiences fluctuations."

Dimitrios Salampasis, the FinTech capability lead and senior lecturer of emerging technologies and FinTech at Swinburne University of Technology, says that "XRP still remains a solid player with advantages in the payments sector" and should close out 2024 at roughly $0.50.

John Hawkins, senior lecturer at the University of Canberra, is the most bearish panelist, with a prediction of just $0.30.

"Legal arguments with the SEC have affected XRP's price in the short run. But in the medium term, if Bitcoin's price collapses, there will likely be a "contagion" taking down XRP and most other coins."

Looking further ahead

Shubham Munde, team lead of research at Market Research Future, is the most bullish panel member about XRP's long-term price. Munde believes XRP will be worth $6.45 by 2030 based on its low entry point compared to other cryptos.

"XRP is expected to climb faster owing to the massive adoption by the financial institutions, banks, and payment systems. Moreover, new investors will give preference to XRP because of [its] low price as compared to other competitor crypto."

Paul Levy, senior lecturer at the University of Brighton, is also bullish on XRP over the medium- to long-term, with a prediction of $6.10 by 2030.

"XRP's price will likely benefit a lot from the Bitcoin halving and potential regulatory clarity in the near and medium term. Volatility is still an issue in the short term. I notice many predictions are quite upbeat toward 2027."

XRP's price in relation to BTC

Back in June, there were reports that XRP's price decoupled from BTC. However, nearly two-fifths (39%) of the panel don't think XRP's price ever truly decoupled from BTC.

However, 6% say this trend will last for the next three months, 33% say this trend will continue for the next four to six months and 22% say this trend will continue for more than a year.

Meet the panel

Mitesh Shah

+ Read Mitesh Shah's prediction reasoning

Prediction
$0.75
A period of 4-6 months seems most plausible to me for XRP's decoupling to continue due to a combination of factors: 1. Short-Term Momentum: The recent decoupling appears to be driven by positive sentiment surrounding Ripple's legal developments and stablecoin initiatives. This momentum could sustain itself for several months. 2. Regulatory Clarity: A potential resolution of the SEC lawsuit in the coming months could further solidify XRP's independent path and maintain the decoupling trend. 3. Market Cycle: The current bull market in cryptocurrencies could provide additional support for XRP's price, even if Bitcoin's price experiences fluctuations.

Sathvik Vishwanath

+ Read Sathvik Vishwanath's prediction reasoning

Prediction
$1.50
XRP's price predictions are influenced by its unique positioning in the financial sector, especially its focus on cross-border payments and partnerships with major financial institutions. The decoupling from BTC could be attributed to specific developments within the XRP ecosystem, such as legal outcomes or new technological advancements. While XRP has the potential for significant growth, it also faces regulatory challenges that could impact its long-term valuation.

Shubham Munde

+ Read Shubham Munde's prediction reasoning

Prediction
$0.72
XRP is expected to climb faster owing to the massive adoption by the financial institutions, banks, and payment systems. Moreover, new investors will give preference to XRP because of low price as compared to other competitor crypto.

Alexander Kuptsikevich

+ Read Alexander Kuptsikevich's prediction reasoning

Prediction
$0.67
XRP, like some other matured altcoins, are slowly retiring, so it follows the market, not leading it

John Hawkins

+ Read John Hawkins's prediction reasoning

Prediction
$0.30
Legal arguments with the SEC have affected XRP's price in the short run. But in the medium term, if Bitcoin's price collapses, there will likely be a 'contagion' taking down XRP and most other coins.

Ben Ritchie

+ Read Ben Ritchie's prediction reasoning

Prediction
$0.72
Ripple's XRP remains an important part of crypto history, but as time passes, competitors are likely to take over. However, due to its established history and price action, there will always be network participants who prefer using the XRP network over newer competitors.

Paul Levy

+ Read Paul Levy's prediction reasoning

Prediction
$0.70
XRP's price will likely benefit a lot from the Bitcoin halving and potential regulatory clarity in the near and medium term. Volatility is still an issue in the short term. I notice many predictions are quite upbeat towards 2027

Markus Kraus

+ Read Markus Kraus's prediction reasoning

Prediction
$0.70
XRP's future hinges on several key factors. The regulatory environment is crucial, especially the ongoing SEC lawsuit against Ripple, which significantly impacts XRP's price. A positive outcome could boost adoption and prices, while a negative ruling might lower its value. Technological advancements also play a vital role. Ripple's ongoing improvements to the XRP Ledger and strategic partnerships, such as those in Japan, increase its utility and adoption potential, driving long-term growth.

Diego Apaza

+ Read Diego Apaza's prediction reasoning

Prediction
$0.55
Been this cheap, it is fairly quick to grab momentum and volume when there are some crypto hype. Last time we ran to 0.70s+, i believe we can do that again and higher.

Ruslan Lienkha

+ Read Ruslan Lienkha's prediction reasoning

Prediction
$0.65
XRP has plenty of similarities with equities and a lack of centralization. So the future of this crypto is quite unclear

Josh Fraser

+ Read Josh Fraser's prediction reasoning

Prediction
$0.65

Ajay Shrestha

+ Read Ajay Shrestha's prediction reasoning

Prediction
$0.65
XRP's value may now be influenced more by its own market dynamics, news specific to XRP, or other factors like adoption and regulatory developments, not just following BTC anymore.

Dimitrios Salampasis

+ Read Dimitrios Salampasis's prediction reasoning

Prediction
$0.50
XRP still remains a solid player with advantages in the payments sector. Its long-term prospects depend on regulatory developments and clarity, market conditions, broader adoption and technological advancements.

Henry Robinson

+ Read Henry Robinson's prediction reasoning

Prediction
N/A
XRP price has been heavily weighed down by regulatory actions for some time, so therefore could stand to gain in this period of accelerating support for Bitcoin and crypto from politician leaders.

Julian Hosp

+ Read Julian Hosp's prediction reasoning

Prediction
N/A
Key question will be the SEC lawsuits and whether an XRP ETF is coming

Methodology

Finder surveyed 29 fintech specialists in July 2023. Panelists are able to answer as many or as few questions as they like, meaning the number of responses received varies by question. 14 panelists gave their price predictions for XRP by year-end 2023, and 14 panelists gave long-term predictions for 2025 and 13 for 2030. Panelists may own some cryptocurrencies, including XRP. All prices are listed in US$ per XRP.

Changes to methodology: In 2021, this research was conducted using the simple mean of all answers supplied to Finder. From 2022, we switched to using the truncated mean, with the top and bottom 10% of responses removed in order to attain a more consistent result. Any 2021 results quoted in this analysis have also been re-calculated using the truncated mean.

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.
Richard Laycock's headshot
Lead Editor & Insights Editor

Richard Laycock is Finder’s NYC-based lead editor & insights editor, spending the last decade data diving, writing and editing articles about all things personal finance. His musings can be found across the web including on NASDAQ, MoneyMag, Yahoo Finance and Travel Weekly. Richard studied Media at Macquarie University, including a semester abroad at The Missouri School of Journalism (MIZZOU). See full bio

More resources on Finder

More guides on Finder

Ask a question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

2 Responses

    Default Gravatar
    EliasSeptember 24, 2018

    regardless of all these predictions about ripple is it safe to say its on an upward trend by how much is determined by the perfomance of other currencies?????

      AvatarFinder
      JoshuaSeptember 26, 2018Finder

      Hi Elias,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Cryptocurrencies are also subject to the law of supply and demand. For this reason, the demand for other cryptocurrencies may either negatively and positively affect the demand for XRP. Generally, if there’s a higher demand for other cryptocurrencies, then it follows that the demand for XRP may also lower. However, please note that past performance may not be a 100% accurate indication of future performance. Not only that, but cryptocurrencies are highly speculative and volatile. For this reason, it is up to you to do your research to decrease the risk of doing your investment.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

Go to site