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Yieldstreet review

Invest in art, real estate and commercial offerings in one place with Yieldstreet.

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How we rated Yieldstreet’s features

Fees

★★★★

Annual management fee and administrative expense fees apply.
Available securities

★★★★★

Includes art, real estate, short-term notes, structured notes and supply chain portfolios.
Customer support

★★★★★

You can reach out to customer support on live chat or email.
Mobile app

★★★★★

Mobile app users like the app but some stumble at verifying their identity during the application process.
Research and tools

★★★★★

Useful filters and tailored recommendations to help build your portfolio.
Reliability

★★★★★

Multiple mobile app crashes have been reported.

To learn how our star ratings are calculated, read our methodology at the bottom of the page.

Yieldstreet is best for accredited investors

Yieldstreet is best for accredited investors with high net worth, mainly because most of the offerings come with high minimum investment requirements and are only available to accredited investors.

As a Yieldstreet investment will need to be held for at least six months, it might also appeal to buy-and-hold investors rather than active traders.

What you can trade on Yieldstreet

  • Art
  • Real estate
  • Short-term notes
  • Multi-asset class fund
  • Structured notes
  • Supply chain portfolios

Account types available with Yieldstreet

  • Individual accounts
  • Retirement accounts (Traditional, Roth and SEP IRAs)
  • Entity accounts for businesses or trusts

Where Yieldstreet shines

Yieldstreet makes it possible to invest in art, real estate and commercial offerings. Its Prism Fund is available to non-accredited investors with minimums as low as $2,500. It also offers retirement and entity accounts and there’s a mobile app allowing you to invest on the go.

Where Yieldstreet falls short

Much of Yieldstreet’s offerings are highly illiquid and limited to accredited investors except for its Prism Fund. The minimum to invest varies for each offering but are typically high, beginning at $5,000. And you’ll only be able to view some of the offerings only after you become a member.

Yieldstreet is facing litigation

In 2022, investors filed a class-action lawsuit over the loss of over $100 million. The lawsuit filed focuses on supposedly false and misleading statements Yieldstreet made to investors to induce them to purchase certain Yieldstreet investment products, including vessel deconstruction funds, oil & gas wells, commercial real estate, and modern art. Yieldstreet has said the investors were not defrauded and no fraud was committed. The outcome of this case is still pending.

Yieldstreet’s fees

The main fee that Yieldstreet charges is the annual management fund of an invested asset. This will vary depending on the investment you choose. For example, short-term notes have zero management fees, while individual investment fees start at 1% and the Prism Fund fees at 1.5%.

Is Yieldstreet legit?

Yes, Yieldstreet is a registered investment advisor with the US Securities and Exchange Commission (SEC). Its banking services are provided by Evolve Bank & Trust, a member of the Federal Deposit Insurance Corporation (FDIC).

Yieldstreet’s platform is easy to use

Here are some of the tools you can use to trade with on Yieldstreet:

  • Tailored recommendations
  • Portfolio
  • Investing ideas
  • Market insights and latest news
  • Performance tracker

Yieldstreet’s app

Yieldstreets’s user interface is relatively easy to navigate – although multiple app crashes have been reported. If you plan to invest in Yieldstreet’s single asset class offerings, be prepared to verify your accredited investor status by uploading a 1040,W2, K1 or 1099 form.

Yieldstreet’s desktop tools

You can browse offerings on the Yieldstreet website although some are only visible once you become a member and log into your account. Once signed in, you can view market news and insights, obtain recommendations and search and invest in offerings.

Yieldstreet’s app store reviews

Google Play app reviews4.6/5 stars based on 403 reviews
Apple App Store app reviews4.7/5 stars based on 1,600 reviews

Yieldstreet’s customer support

You can reach Yieldstreet in the following ways:

  • Email support
  • Online chat

    How to open an account with Yieldstreet

    1. Click the “Sign up now” button below and click “Get started“.
    2. Answer Yieldstreets questions about your investment goals, experience level, portfolio size and which asset classes you’re interested in and select Continue.
    3. Enter your full name, email address and create a password. Select Sign Up.
    4. If signing up as an accredited investor, indicate which criteria you fulfil and select Continue.
    5. Set up an individual account, a Yieldstreet IRA or an entity account for a business or trust.

    Eligibility and required information

    • At least 18 years old
    • Valid phone number and email address
    • US residential address
    • Existing US bank account to fund your Yieldstreet account
    • Valid Social Security number
    • Date of birth

    Sign up now

    How safe is Yieldstreet?

    Yieldstreet is regulated by SEC rules and regulations. Investments of up to $250,000 made into a Yieldstreet wallet are FDIC-insured. However, investments into the Prism Fund are not insured. It’s worth noting that a lawsuit has been filed against Yieldstreet relating to more than $100 million being lost through high-risk defaults and alternative products.

    Compare Yieldstreet to other platforms

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    Yieldstreet

    ★★★★★

    Finder rating 3.5 / 5

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    Real estate, Art, Other


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    Minimum deposit

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    Signup bonus

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    Tastytrade logo

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    Robinhood logo

    Robinhood

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    Finder rating 4.5 / 5

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    Available asset types

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    Stock trade fee

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    Minimum deposit

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    Signup bonus

    Get a free stock

    Frequently asked questions about Yieldstreet

    How we rate trading platforms

    ★★★★★5/5 — Excellent

    ★★★★★ 4/5 — Good

    ★★★★★ 3/5 — Average

    ★★★★★ 2/5 — Subpar

    ★★★★★ 1/5 — Poor

    We analyze top online trading platforms and rate them one to five stars based on factors that are most important to you. These factors include fees, securities available for trade, customer support, customer feedback, platform resources and overall reliability.

    For a complete breakdown of how we score each category, read the full methodology of how we rate trading platforms.

    Helen Champion's headshot
    Written by

    Writer

    Helen Champion was an associate editor at Finder. She has worked in communications for over 16 years and currently writes on a range of topics including insurance and money transfers in the hope of empowering people to make better financial decisions. During her broadcast career, she helped to produce hundreds of news and breaking news reports for Associated Press TV and ITV News. And in public relations, she managed several high-profile public relations campaigns for Macmillan Cancer Support, the General Medical Council and overseas for Qatar Foundation on behalf of BLJ Worldwide. Helen has a Bachelor of Arts in Journalism from the University of Lincoln, a passion for practising karate in the dojo and a deep love of making mischief with her sons. See full bio

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