Credit building

Credit repair companies help you dispute credit report errors for a fee. See if these services are right for you and how to avoid fraud.

Grow Credit offers to build your credit history with subscription services for free.

Here’s how we rate credit building accounts, covering what we look for in credit score requirements, fees, credit reporting practices, customer service APR and account features.

Self offers rent and utility reporting, Credit Builder Account and more to help boost your credit score.

Experian Boost® is a free credit-building tool that helps you build credit with rent payments, utility payments and streaming service subscriptions.

Build credit by paying subscriptions or with a credit-building loan — but there’s a monthly fee.

Finder’s analysis and forecast of the nation’s average credit score based on VantageScore’s Credit Gauge data.

StellarFi is a credit reporting app that helps you build credit with bills you already pay. No credit checks are required and you won’t be charged interest.

Drops in credit score could mean high balances, closed accounts, late payments and more. See what you can do to fix them in this guide.

A credit utilization ratio measures your credit balance owed to your credit limit. Learn why keeping a ratio under 30% can improve your credit score.