Credit building

Self offers rent and utility reporting, Credit Builder Account and more to help boost your credit score.

Experian Boost® is a free credit-building tool that helps you build credit with rent payments, utility payments and streaming service subscriptions.

Build credit by paying subscriptions or with a credit-building loan — but there’s a monthly fee.

StellarFi is a credit reporting app that helps you build credit with bills you already pay. No credit checks are required and you won’t be charged interest.

Practice these 5 simple credit habits to keep your credit score soaring.

Learn why your debt-to-income ratio matters and how to calculate it. Find out what’s considered a good DTI and read our tips for keeping it low. Use our calculator to determine your DTI and see how that affects your borrowing power.

Improving your chances for better interest rates is just one advantage of having a good credit score. Discover more benefits in this guide.

The Extra debit card is a debit card that builds credit without charging interest like traditional credit cards do. Review Extra’s features, fees and more.

When your credit limit is lowered, your credit utilization ratio goes up and your credit score generally goes down.