"https://www.finder.com/redirect/us/savings-accounts/uphold-us-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22a856a7a6-1a6c-4ad0-aa08-796dddc360a2%22%2C%22product_name%22%3A%22Uphold%2BUSD%2BInterest%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221765624%22%2C%22post_path%22%3A%22compare-savings-accounts-m%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.4
★★★★★
Uphold USD Interest Account
- Earn 4.4% APY on balances of $1,000+
- Earn 2% APY on balances lower than $1,000
- USD Interest Account available in 47 states
- $0 monthly fee
- Up to $2.5 million FDIC insurance
"https://www.finder.com/redirect/us/savings-accounts/uphold-us-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22a856a7a6-1a6c-4ad0-aa08-796dddc360a2%22%2C%22product_name%22%3A%22Uphold%2BUSD%2BInterest%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221765624%22%2C%22post_path%22%3A%22compare-savings-accounts-m%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.4
★★★★★
"https://www.finder.com/redirect/us/savings-accounts/wealthfront-cash-account-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224afdf092-e863-48e7-a9f2-e58eb0a7b56b%22%2C%22product_name%22%3A%22Wealthfront%2BCash%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221765624%22%2C%22post_path%22%3A%22compare-savings-accounts-m%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.7
★★★★★
Wealthfront Cash Account
- Earn 4.00% APY on all your cash
- A cash account lets you pay bills, set up direct deposit and access ATMs
- $0 account fees
- $1 balance to earn interest
"https://www.finder.com/redirect/us/savings-accounts/wealthfront-cash-account-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224afdf092-e863-48e7-a9f2-e58eb0a7b56b%22%2C%22product_name%22%3A%22Wealthfront%2BCash%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221765624%22%2C%22post_path%22%3A%22compare-savings-accounts-m%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.7
★★★★★
"https://www.finder.com/redirect/us/savings-accounts/american-express-personal-savings-high-yield-savings-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2278c71d0a-f01d-4cc5-acab-e6a6d19ba04d%22%2C%22product_name%22%3A%22American%2BExpress%25C2%25AE%2BHigh%2BYield%2BSavings%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221765624%22%2C%22post_path%22%3A%22compare-savings-accounts-m%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.9
★★★★★
American Express® High Yield Savings Account
- 3.80% APY as of December 17, 2024
- $0 monthly fee
- $0 balance to earn interest
"https://www.finder.com/redirect/us/savings-accounts/american-express-personal-savings-high-yield-savings-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2278c71d0a-f01d-4cc5-acab-e6a6d19ba04d%22%2C%22product_name%22%3A%22American%2BExpress%25C2%25AE%2BHigh%2BYield%2BSavings%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221765624%22%2C%22post_path%22%3A%22compare-savings-accounts-m%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.9
★★★★★
"https://www.finder.com/redirect/us/savings-accounts/barclays-tiered-savings-us-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%222f9a7093-17a7-43c1-bf09-dc739fd6bc4b%22%2C%22product_name%22%3A%22Barclays%2BTiered%2BSavings%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221765624%22%2C%22post_path%22%3A%22compare-savings-accounts-m%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.2
★★★★★
Barclays Tiered Savings
- Up to 4.50% APY with qualifying balances
- $0 monthly fees
- $0 opening deposit
"https://www.finder.com/redirect/us/savings-accounts/barclays-tiered-savings-us-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%222f9a7093-17a7-43c1-bf09-dc739fd6bc4b%22%2C%22product_name%22%3A%22Barclays%2BTiered%2BSavings%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221765624%22%2C%22post_path%22%3A%22compare-savings-accounts-m%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.2
★★★★★
With so many savings options out there, it can be hard to determine how to pick the best one for you. Consider these benefits and drawbacks to look out for: