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Top Alternatives to PPP Loans

PPP loans ended May 31, 2021 - consider our choice of business loan lenders below as an alternative to finance your business.

Best for small businesses

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  • Required time in business: 6+ months
  • Required monthly revenue: $8k+
  • Min credit score: 520+

Good for established businesses

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  • Required time in business: 2+ years
  • Required annual revenue: $100k+
  • Min credit score: 650+

Compare business loans lenders

Product USFBL Finder Score Min. Amount Max. Amount APR Requirements
Finder score
$1,000
$10,000,000
Varies by lender
Operate business in US or Canada for 6 months or more, have a business bank account, minimum 520 personal credit score, at least $8,000 in monthly revenue.
Submit one simple application to potentially get offers from a network of over 75 legit business lenders.
Finder score
$5,000
$3,000,000
Varies by loan type and lender
Must have been in business between 1 to 2 years, have a minimum revenue of $75,000 to $250,000 and have a minimum credit score of 500 to 650.
Complete a three-minute form to see loans that fit your business’s needs. Compare offers without a hard credit check.
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What is the Finder Score?

The Finder Score crunches 12+ types of business loans across 35+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.

To provide a Score, we compare like-for-like loans. So if you're comparing the best business loans for startups loans, you can see how each business loan stacks up against other business loans with the same borrower type, rate type and repayment type.

Read the full Finder Score breakdown

More resources on Finder

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