Certificates of Deposit (CDs)

At CD maturity, you can roll over your money into a new CD or cash it out and move your money to a checking, savings or investing account.

Compare, choose and apply for a certificate of deposit on finder.com. Competitive interest rates from leading financial institutions in the US.

The highest CD rates in Texas are from Ciera Bank, Quontic Bank, Susser Bank, Ally Bank and more. See the full list here.

Some of the highest CD rates in Florida are from Quontic Bank, Bethpage Federal Credit Union, First Internet Bank and more. See the full list here.

Some of the highest CD rates in Michigan are from Flagstar Bank, Quontic Bank, First Internet Bank, Ally Bank and more. See our full list here.

Savings rates are dropping, but you can lock in a high-APY CD without penalties for early withdrawal. Sallie Mae and Marcus CDs top our list.

Finding the best CD rate is vital to ensuring that your savings balance grows to the maximum amount possible in the shortest time.

Raisin’s Sallie Mae CDs offer a big APY for a small opening deposit.

See what the average interest rate was in the US for 3-month, 60-month, 1-year, 3-year and 5-year CDs since 2009 and learn how the economy affects rates.

Money market accounts offer easy access to your money, while CDs lock your savings away for a set time and often have higher interest rates.