Super.com Cash Advance Review: More Features, High Fees
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- Max. Amount
- $250
- Turnaround time
- 3 business days
Our verdict
An all-in-one financial app offering cash advances, cash back and travel discounts — no credit check required.
Super.com isn’t only a cash advance app; it’s actually an all-in-one financial and travel savings app that happens to offer interest-free cash advances up to $250 as one of its many features. This app is a good fit for people who want easy access to cash advances while managing their finances and finding great deals. But a $15 monthly subscription and a Super debit card is required to access every feature, including the cash advance.
Best for: Deal seekers who want discounts, cash back and extra income in addition to cash advances.
Pros
-
No credit check required
-
Borrow up to $250 with no interest
-
No late fees for missed repayment
Cons
-
$15 monthly membership fee
-
Standard transfer takes up to 3 business days
-
$3.99 to $6.99 fee for instant transfer
Is Super.com legit?
Super.com is a legitimate business that can generally be trusted. The company is backed by well-known investors like Inovia Capital, Acrew Capital and NBA star Steph Curry, which lends credibility to the app. Super.com takes security seriously, protecting customer data through 256-bit encryption and other industry-standard protocols.
However, some users complain on social media that Super.com is a “scam.” The vast majority of these complaints are related to difficulty canceling hotel reservations made through the app, a common issue with all third-party booking systems. If you’re interested primarily in the financial tools that Super.com has to offer, you should have little to no trouble with the app.
What makes Super.com cash advance shine?
Super.com stands out for its cash advance feature that allows Super+ members to borrow up to $250 with no credit check required. You’re also not charged any interest or additional fees for the advance, but you may be asked for an optional tip. You’ll be charged up to $6.99 if you want your money fast, but a standard transfer of three business days is free.
The app also excels at finding various ways to save and earn extra cash. Super.com gives members access to discounts on hotels, gas, phone plans, insurance policies and even prescriptions. Plus, it gives you cash back on qualified purchases, up to $500 every year. You can even earn money through the app by taking surveys, playing games and completing online tasks.
Where Super.com cash advance falls short
While Super.com offers members many ways to save and earn cash, there are a few shortfalls that potential users should be aware of. The primary issues are with the discount travel booking services; customers report issues changing or canceling reservations that were made through the app.
As far as the cash advance feature goes, the biggest barrier is the $15 monthly membership fee. If you’re only interested in getting a cash advance, the monthly expense may not be worth it. In that case, you should look for apps that are mostly free, ones that operate on an optional tip model like EarnIn or those that charge lower subscription fees like Dave, Empower and Brigit.
Super.com cash advance details
| Loan amount | Up to $250 |
| Loan term | 3 to 8 days |
| Turnaround time | 3 business days |
| Costs | $15 per month |
| Requirements | 18 or older, Super+ member, Valid bank account, Super debit card, Recurring income |
Super.com contact info
| Phone number | 1-844-461-2577 |
| Customer service hours | Weekdays, 8 a.m. to 7 p.m. ET |
| support@super.com | |
| Online | Live chat through app |
| @savewithsuper | |
| @super |
How to qualify for Super.com cash advance
If you want to take out a cash advance through Super.com, here’s what you need to qualify:
- App downloaded on your smartphone
- Age of consent (18 in most states)
- Valid bank account that’s at least 60 days old
- Consistent, verifiable income
- Social Security number
- Super+ membership
- Super debit card
Super.com bases the cash advance amount on your employment and wage history, so you may not qualify for the maximum limit of $250. Users report their cash advance limit increasing after being a member for longer. If you don’t qualify the first time, you can always try again in the future.
Other features
In addition to providing cash advances to Super+ members, Super.com also offers additional features, such as:
- Travel deals on hotels
- FDIC-insured checking account
- Secured credit card to help build credit
- Earn money through games, surveys and online tasks
- Cash back on purchases made through the Super.com app
- Discounts on gas, phone plans, prescriptions, insurance and more
Super.com reviews and complaints
| BBB accredited | No |
|---|---|
| BBB rating | N/A |
| Trustpilot Score | 3.9 out of 5 stars, based on 32,800 customer reviews |
| App Store Score | 4.6 out of 5 stars, based on 13,300 customer reviews |
| Google Play Score | 4.6 out of 5 stars, based on 11,100 customer reviews |
| Customer reviews verified as of | 15 September 2024 |
The business profile for Super.com is currently being updated on the Better Business Bureau site, so there’s no information on its rating, accreditation or reviews. However, there’s still plenty of feedback to be found on Trustpilot, Reddit, the Apple App Store and the Google Play Store.
Those on Trustpilot mostly have good things to say, reporting an easy process. Negative comments claim not being able to get as big of an advance as they wanted on the first go.
Reviews in the Apple App and Google Play stores are more positive overall, which is reflected in their higher ratings. The supportive comments are mostly about earning money on the app, whether it’s through cash back on purchases, taking surveys or playing games. Most of the complaints in the app stores focus on issues with the app not working correctly or being offered a $20 cashback promotion to sign up for Super+ but not receiving the credit.
What do people on Reddit say?
Customers’ thoughts on Reddit are mostly negative, but they’re not complaining about the cash advance feature. Their issues are primarily with travel bookings. Many commenters report trouble with hotel reservations not going through or being unable to change or cancel existing reservations.
Those who do talk about getting a cash advance through Super.com mostly have good things to say. They report that the process is easy and works well. The only complaints about the cash advance feature is that sometimes it can take multiple tries to get a bank connected to the app and you may not qualify for a large advance the first time you try.
Compare Super.com cash advance to other apps
Not sold on Super.com’s cash advance feature? Compare it to other cash advance apps to see which one might be the best fit for you.
Frequently asked questions
Do I need good credit to get a cash advance from Super.com?
No, you don’t need to have good credit to get a cash advance from Super.com. Like most cash advance apps, there’s no credit check required.
How much can I borrow with Super.com cash advance?
The maximum cash advance is $250, but that doesn’t mean you’ll qualify for the full amount. Super.com doesn’t disclose its exact underwriting criteria, but we know that advances are based on your bank activity. You’ll need a steady income to qualify for the maximum amount.
How do I repay a Super.com cash advance?
The amount owed is automatically deducted from your linked bank account on the due date, which is set by the app when you request your cash advance. But you can opt out of automatic repayment if you prefer to have more control over when your payment is pulled.
Your reviews
Christi Finder
Contributor
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