Compare Polestar car insurance rates

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• Polestar 1
• Polestar 2

Expect to pay $200 to $300 per month or $2,800 to $3,800 annually for your Polestar’s car insurance, depending on which high-dollar model you choose. The Polestar 1 has a triple-digit ticket price, putting it on the highest end for car insurance rates of any car. Filter car insurance companies by your state to get a quote.

Model	Monthly insurance rate	Base car price
Polestar 1	$320	$150,000
Polestar 2	$232	$59,900

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How to compare insurance for Polestar

Polestar cars focus on luxury and performance, making many of its features more expensive to insure.

• MSRP. This brand’s luxury cars come with a higher ticket price than other makes, including one model that costs triple digits. And car value can drive up insurance rates.
• Country of manufacture. Not many Swedish manufacturers like Polestar are mainstream in the US, so getting car parts might cost extra for repairs.
• Safety features. Polestar uses an impact-absorbing design and advanced driver assistance features to avoid crashes altogether. Consider policies that give lower rates or discounts for driver assistance.
• Driving performance. This brand’s models are made with high-powered performance in mind, and that could make premiums more expensive.
• Maintenance costs. You can expect to pay more to maintain Polestar models because of its technology and exclusive design. You may need a specialist mechanic for some maintenance.
• Theft rates. Theft rates for specialty luxury cars are low, a plus for your insurance company.
• Repair costs. Luxury and electric cars both cost more for repairs because of the expertise needed and car part availability.
• Electric range. Not all Polestar models get a long range, so consider the cost of charging stations if you plan to travel.

Bottom line

Polestar channels its energy toward luxury electric cars, making its models more expensive to insure than most models on the road. Weigh your luxury car insurance options or consider other car makes if you’re deciding which car to buy.

Frequently asked questions about Polestar

• Does Polestar qualify for tax benefits?

  Yes, the Polestar 2 qualifies for the Federal EV Tax Credit, which credits up to $7,500 based on the car’s battery capacity. It also may qualify for state electric vehicle benefits, but this varies by state.

• Is the Polestar 1 a limited production model?

  Yes, Polestar expects to produce around 500 Polestar 1s each year. You may be eligible for car insurance that covers limited or collector models.