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According to our research, the average cost to insure the Lotus Evora is around $144 a month — or $1,728 a year. This rate can wildly fluctuate though, depending on your age, driving history, coverage options and discounts you qualify for.
Consider these factors when shopping for insurance for your Lotus Evora.
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The Lotus Evora costs more to insure because it’s 400 horsepower engine means high power and high-risk to insurance companies. Also, if you have a manual you could be adding to that high-risk factor with higher top speeds coupled with a high cost of repair if you’re in an accident.
As a luxury sports car boasting 400 horsepower and sticker prices starting at $89,900, the Lotus Evora can be costlier than your average sedan to insure. Your rates could also be affected by the Evora model you have and whether or not yours is automatic or manual, since there’s a difference in price and top speeds.
Premiums for your Lotus Evora are also be affected by how much you drive it each year. If you only take your luxury car out for a spin every few months and aren’t using it as your daily driver, your rate likely be much lower.
Aside from the make and model of your car, driver factors like your age, gender, location, marital status, credit score and driving record also play a role in determining your premium. And if you have drivers under the age of 25 who are be on your policy, your premiums could skyrocket.
Yes, the Lotus Evora comes standard with safety features that could qualify you for a discount.
The Lotus Evora is not officially rated for safety or reliability. However, because the Evora uses a Toyota Camry engine, reviews for this vehicle give it two thumbs up for reliability.
The Evora also tends to hold its market value better than most other sports cars out there. So if you’re thinking about buying a used Evora, you could snap up a bargain and still get a decent insurance rate.
Looking for other car brands? Compare makes and models that are similar to the Lotus Evora.
If you want a fast, flashy sports car that won’t break the bank to insure, the Lotus Evora could be it. Plus, with a Toyota engine, finding parts should be a breeze if it ever needs repaired.
Compare insurance rates from multiple providers to find the best value on coverage that makes sense for your budget and needs.
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