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| Model Year | Allstate | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2019 Lamborghini Urus | $556.00 | 417.93 | $488.76 | 464.27 | $481.7222224 |
| 2021 Lamborghini Urus | $641.00 | $471.57 | 547.85 | $501.90 | $540.58 |
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Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
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Your rate reflects your driving profile, as well as the insurer’s risk tolerance. Providers put their own emphasis on things like mileage and engine power.
For the Lamborghini Urus, the following factors affect your premium:
It depends on your provider, but you can usually save between 5% and 30% for buying a new car and adding sophisticated safety features.
With the Lamborghini Urus, you might get access to these car insurance discounts:
The Lamborghini Urus has a high sticker price — and high insurance rates to match. As a foreign luxury car, it’s expensive to repair or replace, and that raises the cost of insurance. And since it’s a high-end car, most owners protect their asset by choosing more than the minimum liability coverage. The more coverage you add, the more you’ll pay for insurance.
If you’re under 25 years old or have a poor driving record working against you, insurers will most likely charge you an even higher rate.
Before hitting the road, you want to know that the car is safe and reliable. While the Urus is outfitted out with a long list of safety features, its safety stats aren’t available yet.
The Urus is on the pricey side to insure, but that’s no surprise given it’s a luxury car. The SUV comes with a three-year warranty and a suite of safety features, but Lamborghini doesn’t offer loyalty discounts or cashback bonuses.
To drive down your rate, compare car insurance providers.
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