Kia Seltos insurance rates

What factors affect insurance for the Kia Seltos?

Insurance rates for the Kia Seltos are based on theft rates, vehicle performance, repair costs and other factors that vary between makes and models. Here’s how the Seltos compares to other vehicles.

• Type of car. The Kia Seltos is an SUV, which tend to be pricier to insure.
• Theft. Theft rates for this car are low, which may lower the cost of insurance.
• Repairs. Repairs for this car are average, which typically leads to average insurance premiums.
• Safety ratings. This car has good safety ratings, which typically makes cars cheaper to insure.
• Fuel type. Cars with gas engines are usually slightly cheaper to insure than other fuel types.
• Trim. Generally, your insurance goes up when you opt for a pricier trim level or more features upgrades. Popular trim levels for this model include the LX, S, EX, SX trim, depending on the model year.
• Coverage. For an SUV, you might consider a policy with your state’s required coverage with high liability limits plus collision and comprehensive coverage. And the more coverage you have, the higher your insurance rates.
• Warranty. New Seltoss come with a 60 months / 60,000 miles warranty from Kia plus roadside assistance.
• Manufacturer deals. Currently, Kia is offering reduced prices on 36-month leases. You can also find other financing deals from Kia by checking with your local dealer.

What discounts does the Seltos qualify for?

You could save money on car insurance for your Kia Seltos if it comes equipped with certain safety features.

• Anti-lock brake discount
• Anti-theft discount
• Passive restraint discount
• Safety device discount

Kia Seltos safety and reliability ratings

The Kia Seltos scores unrated from the NHTSA, which means its safety is relatively unknown. However, models of this make generally have low safety ratings, which tends to drive up insurance rates. Cars with high safety ratings are usually cheaper to insure because they’re easier to repair and safer in a car crash.

Bottom line

The Kia Seltos is an SUV with low theft rates and average maintenance, making it expensive to insure. Compare car insurance quotes to find the best price for the coverage you need for your Kia Seltos.