VINN Auto: Car broker and comparison platform

What is VINN Auto?

VINN Auto was founded in 2018 and operates out of Victoria, BC. The company works with over 120 dealerships across Canada, connecting customers with thousands of new and used cars on one streamlined platform. It also provides expert advice to help you navigate through the car-buying process. Once you choose the car you want, you’ll have to go into the dealership to test drive the vehicle and you’ll process your payment and financing directly with the dealer.

Is VINN Auto legit?

Yes, VINN Auto has been a registered business in Canada since 2018 and has 35+ employees (based on a quick LinkedIn search). It has an A+ rating with the Better Business Bureau, though it’s not yet BBB-accredited. The site operates several active social media profiles and has been featured in news articles with sites like the Business Examiner and Forbes.

VINN Auto has also received more than 700 five-star Google reviews from customers and has also received largely positive reviews on Trustpilot.

Summary of VINN Auto cars and financing

What we like about VINN Auto

• Intuitive website. The website is well-designed and easy to navigate. It automatically detects your location and helps you narrow down your vehicle options.
• Easy to compare vehicles. It’s really easy to search by make and model, and compare dozens of vehicles from various dealerships against each other.
• Large inventory. You can choose from thousands of cars, trucks, SUVs and minivans, with over 120 dealership partners offering more than 100,000 vehicles.
• Extensive vehicle information. Vehicle information is detailed and well-laid out. Everything you want to know is at your fingertips as soon as you open the ad.
• Detailed pictures. Each ad comes with multiple pictures to showcase every small feature of the vehicle, so you know exactly what you’re getting.
• Instant booking. Simply add your name, email and phone number on the form in the ad to arrange a booking or make an enquiry about the car you’re interested in.
• Easily coordinate test drives. Schedule multiple bookings with various dealers all in one place.
• Expert advice. VINN Auto agents can walk you through every step of the car-buying journey, providing advice on vehicles, dealerships, financing and trade-in options.
• Available across Canada. You’ll be able to shop for cars from no matter where you live in Canada, though inventory will be limited in more remote areas.
• No fees. You won’t pay any fees at all for using VINN Auto. The company makes money by charging a commission to car dealers.

What to watch out for

• Multiple points of contact. VINN Auto is only a starting point to connect you with dealers. You’ll need to finalize your car purchase and financing options with the dealership you choose.
• Test drives are usually in person. The car-buying process isn’t completely online. You’ll need to test drive and pay for your car in person at the dealership in most cases (though some dealerships may be willing to facilitate at-home test drives and delivery).
• No direct financing or sales. You won’t be able to finance or buy a vehicle directly from VINN Auto. It’s simply a broker to connect you with an in person dealership.
• Limited information. There’s minimal information available on the VINN Auto website about the services it offers. Some car buyers might like a little more detail about how VINN Auto can help before handing over their contact details.

Summary of VINN Auto reviews

What do VINN Auto reviews have to say?

Customers have consistently praised VINN Auto for having knowledgeable and friendly agents who know a lot about financing and buying cars. Those who purchased a car indicated that VINN Auto helped them narrow down their search results and find the right fit.

Any negative VINN Auto reviews we found were related to factors that are somewhat outside of VINN Auto’s control, such as a customer’s dissatisfaction with a dealership they were connected to.

Alternatives to VINN Auto

1 - 5 of 5

Name	Product CAFCL	Ratings	APR Range	Loan Amount	Loan Term	Requirements	Broker Compliance
CarsFast Car Loans CarsFast Car Loans		Customer Survey: ★★★★★	3.90% - 29.90%	$500 - $75,000	12 - 96 months	Requirements: Min. income of $2,000 /month, 3+ months employed	CarsFast will connect you with a dealership near you to help you find the right financing.	Go to siteMore Info Compare	loading Fetching your data...
Loans Canada Car Loans Loans Canada Car Loans		Customer Survey: ★★★★★	0% - 46.96%	$500 - $50,000	3 - 60 months	Requirements: Min. income of $1,800 /month, 3+ months employed	Loans Canada is a loan search platform. Get matched with a suitable dealer based on your credit history and borrowing requirements.	Go to siteMore Info Compare	loading Fetching your data...
Approval Genie Car Loans Approval Genie Car Loans		Not yet rated	3.90% - 29.90%	$500 - $75,000	12 - 96 months	Requirements: Min. income of $2,000 /month, 3+ months employed, Ontario only	Get customized car loan and auto financing solutions for a used vehicle that fits your budget and lifestyle.	Go to siteMore Info Compare	loading Fetching your data...
Clutch Car Loans Clutch Car Loans		Customer Survey: ★★★★★	From 8.49%	$7,500 - No max.	24 - 96 months	Requirements: 3+ months employed, Max.1 bankruptcy, Ontario & Nova Scotia only	Apply for financing with online dealer Clutch, who partners with some of Canada’s largest financial institutions to get you competitive interest rates.	Go to siteMore Info Compare	loading Fetching your data...
Dealerhop Car Loans Dealerhop Car Loans		Not yet rated	6.99% - 29.99%	$7,000 - $50,000	12 - 96 months	Requirements: Min. income of $1,800 /month, 3+ months employed	Dealerhop matches you with a dealer partner to get you financing.	Go to siteMore Info Compare	loading Fetching your data...

loading

What types of vehicles can you buy through VINN Auto?

You’ll find thousands of new and used vehicles from dozens of manufacturers listed for sale on the VINN Auto Marketplace. You can also shop from a selection of various makes and models from manufacturers such as GMC, Dodge, Audi, Honda, Hyundai, Chevrolet, Nissan and more. There are diesel, gas, electric and hybrid vehicles listed, and you can choose from the following body types:

Are VINN Auto cars high quality?

VINN Auto only works with reputable dealerships. Typically, these dealerships will offer a safety inspection, CARFAX report and other vehicle history documents. Unfortunately, there is no guarantee that the dealer VINN Auto connects you to will provide a high-quality vehicle. That said, the likelihood is higher since the dealers are vetted by VINN Auto.

How does financing a car through VINN Auto work?

VINN Auto doesn’t offer vehicle financing directly. You will need to apply directly with the dealership you choose, and they will offer financing based on their own criteria.

Am I eligible for a loan?

While VINN Auto doesn’t offer loans directly, most dealerships that VINN Auto works with will likely expect you to meet the following criteria, at the very least:

• Be a Canadian citizen or permanent resident, with a valid Canadian address
• Have a valid government-issued ID and be the age of majority in your province.
• Meet minimum credit score and income requirements.
• Have a valid Canadian bank account

How to apply for VINN Auto in 5 steps

You won’t buy a car directly through VINN Auto since it’s only a broker. You can find the best car for your needs by following these steps:

1. Head to the VINN Auto homepage. Scroll down and click on “Browse our selection” to shop for vehicles.
2. Choose the ad you’re interested in and review the photos and vehicle descriptions.
3. On the right-hand panel, fill out your name, email and phone number to book an appointment or send a general enquiry.
4. When you book a test drive, a VINN agent will reach out to you within 24 hours to confirm your appointment and ensure its dealership partner has your vehicle ready.
5. If you decide to buy the vehicle, you will finance and pay for your car with the dealer.

Alternatively, you can buy a car with help from a VINN Auto expert by completing the following steps:

1. Provide your name, contact details and information about what sort of car you’re looking for.
2. A VINN Auto representative will get in touch to discuss your vehicle needs and budget.
3. The VINN Auto expert will help you narrow down your options and suggest vehicles you may be interested in viewing.
4. VINN Auto will arrange a time for you to test-drive the vehicle(s) you’re interested in.
5. If you’d like to buy the car, you can negotiate the purchase price and financing with the dealership.

How much will a car loan from VINN Auto cost?

VINN Auto won’t finance your loan directly. You’ll need to get your loan financed with the dealership you choose. The cost of your vehicle will include the interest rates you’ll pay, plus additional fees charged by the dealer. These fees may include freight and inspection fees, administration fees, documentation fees, levies or taxes not included in the cost of your vehicle.

Use our loan calculator below to get an estimate of much you might pay based on the cost of your loan.

How to use this car loan payment calculator

1. Enter the amount you want to borrow to buy a new car under Loan amount. This might not be the same as the cost of your car when you add sales tax and take off your down payment.
2. Input the amount of time you have to pay off your car loan under “loan terms”.
3. Enter the interest rate you expect to pay on a car loan under Interest rate. If your car loan comes with fees, enter the annual percentage rate (APR) instead.
4. Click Calculate to see your overall price and monthly payments.

Bottom line

VINN Auto provides an intuitive and user-friendly interface for customers to shop for dealership cars. The company lets you connect with multiple dealers at once, to compare and filter your choices down to get the best vehicle for you. Get expert advice on your options from friendly and knowledgeable staff, and shop from reputable dealers across Canada. However, if you’re looking for a completely online car-buying experience, you’ll need to consider other options.

Frequently asked questions about VINN Auto