How to buy VersaBank (VBNK) stocks

VersaBank is a banks - regional business based in Canada. VersaBank shares (VBNK) are listed on the Toronto Stock Exchange (TSX) and all prices are listed in Canadian Dollars.

Its last market close was C$19.34 – a decrease of 11.61% over the previous week. VersaBank employs 119 staff and has a trailing 12-month revenue of around C$113.8 million.

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VersaBank stock price (Toronto Stock Exchange (TSX): VBNK)

Use our graph to track the performance of VBNK stocks over time.

VersaBank stocks at a glance

• Key figures

Information last updated 2024-12-19.

Latest market close	C$19.34
52-week range	C$12.90 - C$25.75
50-day moving average more info button	C$22.25
200-day moving average more info button	C$16.94
Wall St. target price	C$28.42
PE ratio more info button	12.8456
Dividend yield more info button	C$0 (0.39%)
Earnings per share (TTM) more info button	C$1.49

Is it a good time to buy VersaBank stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

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VersaBank price performance over time

Historical closes compared with the close of C$19.05 from 2024-12-19

1 week (2024-12-13)	-12.93%
1 month (2024-11-21)	-20.16%
3 months (2024-09-20)	5.54%
6 months (2024-06-21)	30.66%

1 year (2023-12-21)	38.04%
2 years (2022-12-21)	89.30%
3 years (2021-12-21)	30.91%
5 years (2019-12-20)	169.99%

Is VersaBank stock undervalued or overvalued?

Valuing VersaBank stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of VersaBank's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

VersaBank's P/E ratio

VersaBank's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, VersaBank shares trade at around 13x recent earnings.

VersaBank financials

Revenue TTM	C$113.8 million
Operating margin TTM	49.87%
Gross profit TTM	C$81.9 million
Return on assets TTM	1.1%
Return on equity TTM	12.07%
Profit margin	41.04%
Book value	C$15.23
Market Capitalization more info button	C$497.7 million

TTM: trailing 12 months

VersaBank stock dividends

Dividend payout ratio: 6.71% of net profits

Recently VersaBank has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), VersaBank shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In VersaBank's case, that would currently equate to about C$0 per share.

While VersaBank's payout ratio might seem low, this can signify that VersaBank is investing more in its future growth.

VersaBank's most recent dividend payout was on 30 January 2025. The latest dividend was paid out to all shareholders who bought their stocks by 3 October 2024 (the "ex-dividend date").

VersaBank stock price volatility

Over the last 12 months, VersaBank's stocks have ranged in value from as little as C$12.9 up to C$25.75. A popular way to gauge a stock's volatility is its "beta."

Beta is a measure of a stocks volatility in relation to the market. The market (TO average) beta is 1, while VersaBank's is 1.057. This would suggest that VersaBank's stocks are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

VersaBank overview

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada..

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Frequently asked questions

What percentage of VersaBank is owned by insiders or institutions?
Currently 38.736% of VersaBank stocks are held by insiders and 23.039% by institutions. How many people work for VersaBank?
Latest data suggests 119 work at VersaBank. When does the fiscal year end for VersaBank?
VersaBank's fiscal year ends in October. Where is VersaBank based?
VersaBank's address is: 140 Fullarton Street, London, ON, Canada, N6A 5P2 What is VersaBank's ISIN number?
VersaBank's international securities identification number is: CA92512J1066

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