How to buy Home Capital Group (HCG) stocks

Home Capital Group is a mortgage finance business based in Canada. Home Capital Group shares (HCG) are listed on the Toronto Stock Exchange (TSX) and all prices are listed in Canadian Dollars. Home Capital Group employs 836 staff and has a trailing 12-month revenue of around C$512.6 million.

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Home Capital Group stock price (Toronto Stock Exchange (TSX): HCG)

Use our graph to track the performance of HCG stocks over time.

Home Capital Group stocks at a glance

• Key figures

Information last updated 2023-10-20.

52-week range	C$0.00 - C$0.00
50-day moving average more info button	C$43.48
200-day moving average more info button	C$42.62
Wall St. target price	C$44.00
PE ratio more info button	9.8795
Dividend yield more info button	C$0.6 (1.36%)
Earnings per share (TTM) more info button	C$4.48

Is it a good time to buy Home Capital Group stock?

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This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

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Is Home Capital Group stock undervalued or overvalued?

Valuing Home Capital Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Home Capital Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Home Capital Group's P/E ratio

Home Capital Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Home Capital Group shares trade at around 10x recent earnings.

Home Capital Group's PEG ratio

Home Capital Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 38.57. A low ratio can be interpreted as meaning the stocks offer better value, while a higher ratio can be interpreted as meaning the stocks offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Home Capital Group's future profitability. By accounting for growth, it could also help you if you're comparing the stock prices of multiple high-growth companies.

Home Capital Group financials

Revenue TTM	C$512.6 million
Operating margin TTM	49.49%
Gross profit TTM	C$472.1 million
Return on assets TTM	0.77%
Return on equity TTM	10.77%
Profit margin	33.98%
Book value	C$43.41
Market Capitalization more info button	C$1.7 billion

TTM: trailing 12 months

Home Capital Group stock dividends

Dividend payout ratio: 9.3% of net profits

Recently Home Capital Group has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Home Capital Group shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Home Capital Group's case, that would currently equate to about C$0.6 per share.

While Home Capital Group's payout ratio might seem low, this can signify that Home Capital Group is investing more in its future growth.

Home Capital Group's most recent dividend payout was on 14 September 2023. The latest dividend was paid out to all shareholders who bought their stocks by 29 May 2023 (the "ex-dividend date").

Have Home Capital Group's stocks ever split?

Home Capital Group's stocks were split on a 2:1 basis on 10 March 2014 . So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Home Capital Group stocks – just the quantity. However, indirectly, the new 50% lower stock price could have impacted the market appetite for Home Capital Group stocks, which in turn could have impacted Home Capital Group's stock price.

Home Capital Group stock price volatility

Over the last 12 months, Home Capital Group's stocks have ranged in value from as little as C$0 up to C$0. A popular way to gauge a stock's volatility is its "beta."

Beta is a measure of a stocks volatility in relation to the market. The market (TO average) beta is 1, while Home Capital Group's is 1.9374. This would suggest that Home Capital Group's stocks are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Home Capital Group overview

Home Capital Group Inc., through its subsidiary, Home Trust Company, provides residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending, and credit card services in Canada. The company provides various lending and savings solutions. It offers deposits through brokers and financial planners under the Oaken Financial brand. The company also provides credit card and line of credit services, include Equityline Visa product, a home equity line of credit that is secured by residential property; and cash-secured and unsecured credit card products. In addition, it offers consumer retail lending services for durable household goods, such as water heaters and larger-ticket home improvement items; and consumer loans. Further, the company manages a treasury portfolio.

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Frequently asked questions

What percentage of Home Capital Group is owned by insiders or institutions?
Currently 0.605% of Home Capital Group stocks are held by insiders and 33.047% by institutions. How many people work for Home Capital Group?
Latest data suggests 836 work at Home Capital Group. When does the fiscal year end for Home Capital Group?
Home Capital Group's fiscal year ends in December. Where is Home Capital Group based?
Home Capital Group's address is: 145 King Street West, Toronto, ON, Canada, M5H 1J8 What is Home Capital Group's ISIN number?
Home Capital Group's international securities identification number is: CA4369131079

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