RBC Avion Visa Infinite Business Card review
- Welcome Offer
- 35,000 points
- Rewards
- Up to 1.25 points per $1 spent
- Annual Fee
- $175
- Purchase Interest Rate
- 19.99%
- Cash Advance Rate
- 22.99%
Summary
Get comprehensive benefits and a decent return on rewards when you make purchases for your business.
The RBC Avion Visa Infinite Business Card offers a high return on RBC Rewards points when you spend money on your business. You can earn points for every dollar you spend on this card, along with 35,000 bonus points just for signing up. You’ll also get premium travel benefits, mobile device insurance and discounts on gas at Petro Canada.
30-second take
- Think about this card if you want comprehensive benefits and flexible rewards.
- Choose something else if you want low interest or you’d prefer not to pay an annual fee.
- There’s no minimum annual income listed to qualify for this card.
The basics
If you want a premium travel card that gives you flexible Avion rewards when you spend money on your business, then the RBC Avion Visa Infinite Business Card could be just the ticket.
- High return. Earn points for every dollar you spend on your business.
- Welcome bonus. Get up to 35,000 bonus points when you sign up.
- Fuel discounts. Save 3 cents per litre on fuel and get 20% more Petro-Points and RBC Rewards points when you spend money at Petro Canada.
- Priority lounge access. Gain access to 1,200+ airport lounges plus valuable airport dining and spa offers provided via DragonPass.
- Travel medical insurance. Avoid paying for third-party travel medical insurance with full coverage on your card for the first 15 days of your trip.
- Travel benefits. Get added security with additional trip interruption and cancellation protection as well as hotel burglary, flight delay and baggage insurance.
- Mobile device insurance. Get up to $2,000 to buy a new phone if your mobile device is lost, stolen or damaged (valid for the first two years of ownership).
- Purchase assurance. Rest easy with purchase protection and extended warranty coverage on eligible products you buy with your card.
The perks
- Car rental insurance. Lock in collision and damage insurance on your rental car when you pay for the whole purchase on your card.
- Emergency purchase insurance. Get up to $500 to cover your expenses if your checked bags get lost or delayed while travelling.
- Security features. Rest easy with security features like instant alerts, 24/7 fraud monitoring and online card-locking services.
- Higher earning potential. Pool the points you earn from your business and personal accounts to earn rewards faster.
- Special offers. Qualify for special offers from reputable brands and retailers when you sign in to your business account.
- Visa Infinite benefits. Access concierge services and get special offers on dining, entertainment, events and other activities.
- Business perks. Manage your business expenses with specialized reporting and receipt tracking software.
What to watch out for
- Annual fee. The annual fee for this card is $175, but it might be possible to have this fee discounted if you already have an Avion credit card.
- High interest. You’ll pay as much as 19.99% interest on outstanding balances and 22.99% on cash advances and balance transfers.
- Earning caps. You can only earn rewards up to $75,000 every year.
- No cashback. You can’t exchange points for cash in hand.
- Fee for additional cards. You’ll have to pay an annual fee of $75 for every card you add to your account.
- Conditional rewards. To qualify for discounts on gas, you’ll need to hold an RBC client card or credit card.
RBC Avion Visa Infinite Business Card interest rates
Interest Type | Interest Rate |
---|---|
Purchase interest rate | 19.99% |
Cash advance rate | 22.99% |
What should I know before I apply
How to apply
- Head to the RBC website and select the RBC Avion Visa Infinite Business Card to begin your application.
- Complete the application, which includes providing your name, email address, social insurance number and birth date.
- Review and submit your application.
Bottom line
If you want to earn a high return on flexible rewards when you spend money on your business, then the RBC Avion Visa Infinite Business Card could be a suitable fit for you. This card offers a generous welcome bonus along with a full suite of travel benefits, mobile phone insurance and discounts with reputable brands and businesses.