Payday loans open on Sunday

If you need a payday loan on Sunday, your best bet is to either apply to an online 24/7 Canadian payday loan provider, such as iCash, or a lender with a store for easy cash pickup. Other lenders will allow you to apply for a payday loan on a Sunday since you can easily do this online, but they won’t release your funds until the next business day at the earliest.

In this guide, we cover where you can get a payday loan on a Sunday plus your alternatives.

Compare online payday loans open on Sunday

Alternatives to payday loans: Cash advance apps

Cash advance apps are also another way to borrow money on a Sunday. Like payday loans, these have automated processes that can provide instant approval and funding no matter which day of the week. They have lower loan amounts than payday loans, but they can also be cheaper.

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Related: Cash advance apps in Canada

What loans can I get on a Sunday?

The loans you can get on a Sunday are payday loans and cash advances. That’s because those are typically the only type of loan with providers fully operational on Sundays and a fast enough turnaround time where you can both apply and get funding on the same day.

1. Online payday loan

Some online lenders allow you to apply online, process and transfer your payday loan directly into your bank account within an hour – even on a Sunday. Other online lenders may approve your loan on a Sunday, but transfer the funds as early as the next business day. Compare online lenders offering Sunday payday loans in Canada.

2. Payday loan from a physical branch location

Some lenders have branch locations open on Sundays. You can physically go to one of these stores to submit an application and get your cash loan almost immediately.

3. Cash advance apps

These are not payday loans, but they do share similarities with payday loans. These loans don’t involve credit checks, and you can get instant approval and e-Transfer funding 24/7. However, they have lower loan amounts than payday loans.

Payday loan lenders with physical locations open on Sundays

If you prefer to walk into a store to get a Sunday payday loan in Canada, below are some options. Please note that only some branches are open on a Sunday.

Payday loan lender	Serviced provinces	How to check which branches are open on a Sunday
Cash Money	BC, MB, NL, NS, ON, SK, AB, NB	Visit its interactive map
Money Mart	AB, BC, MB, NS, NT, ON, SK, YT, NB, NL, NT, PE, YT	Visit its interactive map
My Canada Payday	AB, BC, ON, NS	Get more details
Speedy Cash	All provinces except Quebec and PEI	Get more details

What will I need to apply for a Sunday payday loan?

In order to apply for a payday loan, whether on a Sunday or any other day of the week, you’ll need to meet some basic eligibility criteria and provide some information, which may include:

Eligibility criteria for Sunday payday loans

• You must be at least 18 years old, or the age of majority in your province or territory.
• You must be a Canadian citizen or a permanent resident, and have a valid Canadian address.
• You must have a valid bank account.
• You must have a regular source of income.

Required information for Sunday payday loans

• Your full name, date of birth, address, phone number and email address.
• Your Social Insurance Number and valid government-issued ID.
• Your monthly income and employment details.
• Your banking details.

What’s an instant decision payday loan?

Although some lenders won’t process your application on a Sunday, you could receive “instant approval” when you submit a loan application online. In this situation, a lender approves (or denies) your loan application based on the preliminary information you provide, but it doesn’t mean you’ll get your loan on the same day.

Instant approval could, however, result in faster processing of the money you request, allowing you to receive it within one or two business days.

If you need a loan that has both instant approval and funding, head over to our instant loans guide.

Pros and cons of getting payday loans on a Sunday

What other options do I have to get quick cash on a Sunday?

Since payday loans are often the most expensive type of loan you can get in Canada, it’s always worth exhausting other options first. Instead of immediately opting for a Sunday payday loan in Canada, consider these other alternatives if you need money quickly on a Sunday:

• Ask a friend or family member. When times are tough, your network of support can be exactly what you need to get by. Loans from family members or friends don’t come with interest and tend to have more forgiving terms than those from a lender. Check with someone you know before taking on extra debt and always keep an open line of communication between yourself and any loved ones that you borrow money from.
• Take out a credit card cash advance. If you have an existing credit card, you could visit an ATM and take out a credit card cash advance. While the interest rate on what you borrow can be high and is charged immediately, cash is available when you need it – even on a Sunday.
• Request more time to pay. When an emergency payment is due on a Sunday, you might be able to ask for more time to pay it off. It can be difficult to get money over the weekend and a business might understand if you discuss your financial troubles instead of missing a payment without notice.

You have other payday loan alternatives to consider

Frequently asked questions

• Why won't I get my loan until Tuesday if I apply on a Sunday?

  Some lenders and banks require time to process your application and the documentation that you submit. The time it takes to move your loan into your bank account can take a day for the lender and a day for the bank. You can speed the process up if you pick up your money at a physical location, but not all lenders offer this option.

• Does LendDirect send money on Sundays?

  No, LendDirect does not send money on Sundays. If you are approved for a LendDirect loan on a Sunday, the loan funds will be sent to you via e-Transfer on the next banking business day, which would be Monday in most cases.

• What about Saturday payday loans?

  If you're looking for a loan on a Saturday, learn more about weekend payday loans in our handy guide. Some store locations are open on Saturdays for cash pickup, and you may be able to find one willing to process your application that day, especially if it's an emergency.

• Can I get a payday loan on a Sunday if I have bad credit?

  Yes. Payday loans are designed to help people between paydays, even if you have bad credit. While these loans carry high interest and require budgeting, they can be helpful when used correctly.

  All lenders have eligibility criteria in place to protect their business, and they won't lend to people who can't repay it. This is why you must show proof of an income, so that a lender can be certain that you can make your repayments. Lenders that don’t require a credit check tend to offer extremely high interest rates that can leave you with more debt than you originally started with.